Hello All,
There is alot of information floating around the internet about how to handle the credit repair project yourself. I would like to review the basic areas to try to put a flowchart together that would help myself focus on the overlooked strategies of credit repair.
1. pull a copy of your credit report and review the tradelines to identify damaging issues to your credit score.
2. Compile a send in DV (debt validation) letters to those tradeline furnishers who are identified as collection agencies. Send the letter certified mail with electronic signature confirmation or RRR (return receipt requested).
3. wait 30 days for a reply.
4. Re-send a followup DV letter to the CA with CMRRR (CMESC); include a copy of the original letter with the CMRRR.
5. File a dispute with the CRA and include a copy of the original letter with CMRRR requesting to remove the tradeline because the CA did not validate the tradeline.
6. If the CRA verifies the tradeline then file a request for MOV.
7. Send a 623 letter to the OC and see if you receive a reply.
How is this so far. What am I missing and where do I go from here?
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They are all scammers, they will make you pay after which they will give you an excuse asking you to pay more money, they have ripped me of $2000, i promised i was going to expose them.
I figured it all out when my colleague took me to Pavel
(Smithhacker000 @GMAIL.COM)
CELL PHONE,WHATSAPP+17868602067
He did perfect job, he hacks all accounts ranging from (Emails, Facebook, whatsapp, imo, skype, instagram, Phone cloning, DMV removal, tracking locations, background checks Kik etc. he also hacks cell phones, cell phone tapping and cloning, clears bad driving and criminal records, bank transfers, locates missing individuals e.t.c. You should contact him and please stop using contacts you see on websites to execute jobs for you, you can ask around to find a real hacker.
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My credit score just got raised from a range of 400 to a score above 750 with the help of a hacker i met from an old friend. My credit report was low and it really gave me problems renting an apartment for myself. I shared my problems with an old friend of mine on facebook then she told me about the good works of a hacker she uses in fixing her credit score among other things. She told me what the hacker is capable of when it comes to anything that has to do with hacking..She said he's a genius.. I reached him for help and to my surprise, he fixed my credit report in few days than i expected. Need help fixing your credit report? Reach him through his mail; (DERICREPAIR101@WRITEME.COM) and Text;+1 518 223-9883 Thank you!
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My credit was repaired 1 week ago and already jumped to 790 from 490.. Trust me, you won't never get a results like this doing it yourself because i also try to work hard for my score to get increase not until i work with this professional Credit Repair wizard that everyone is talking about over the internet. he was the one that also help clear all debt and erase all bad collections on credit report.. Get him on his regular fastest mail of communication: permanentcreditrepairer@gmail.com
Credit Fixer
I was thinking of applying for a bankruptcy form because i have no other options, I’m on a fixed income and cannot afford new things like auto loan, mortgage loan. My insurance premiums increased and interest rate has hinder me from getting some benefits and securing a job of my choice.,i came across a comment of a young man on a blog giving kudos for job well done to a hacker who assisted him in clearing off his debts and bad credit report,i took a risk by hiring him to Fix my credit score. I’m happy to tell you that this was fixed within 48hours by this exceptional hacker called Credit Guru, i was impressed by his work and that’s the reason I’m recommending him as well. You can reach him at his regular mail CREDITGURU@CYBERSERVIES.COM and work phone +1 786 505 8071, do not hesitate to write him. Cheers.
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I would sum up my testimony real quick. So I got a call from quicken loans and my bank that my application for mortgage and auto loans respectively have been approved. This was after long months of frustration and disapproval from other banks and lenders, I had a few collections, late payments, a repossession and it was bad. My score got steady hits and plummeted to mid 500. I employed the service of credit fixers and I was really steadfast with the process but it didn’t quite get me the result I wanted. I would call it divine providence how I got to meet this retired sportsman at the gas station, we hooked up for drinks and got talking about my aim to get a bigger house and a car to replace my truck that needed a huge sum to repair. He referred me to a hacker who helped his brother out of his credit misery in a matter of days. I was somewhat curious and doubtful on how the credit fix was possibly in such short time. Well I contacted the so-called hacker on (567 232 3332). We got texting and mailing also on (WEBSTAR@HACKERMAIL.COM) through the whole process. I was hoping and wishing this was real and my dreams would come true and yes it did. This is me appreciating the genius of man and putting it out there to help Americans in credit mess.
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I am 69 years old, i don’t need a new credit and i have assets. However, I do pay auto and home insurance each year and not having my home and auto scores maxed-out affects what I pay for home and auto insurance each year. Probably costs me several hundred dollars for my private residence and rentals. I repeat, the credit rating agencies have more power over your financial life than you can imagine, and they report to no one. Not one government agency will get involved in the algorithms used by rating agencies. It’s their call. Not even the new Consumer Protection Agency will touch this subject. I know. I tried to get them involved but got disappointed..As usual no response..I was able to put a full stop to through the help of a young man called CYBERGEEK and now my scores are what I want it to be..He’s honest and very intelligent..The way he worked it all out I have no idea but he did..You should contact him today he will help change your life THECYBERGEEK@MAIL.RU or (615) 592-0053
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Trust repair service is one good thing that happened to me this year and I’m very grateful to Trust Repair who made it possible. I am a Bachelor, I had collections, late payments and my credit score was 520, it’s so tough trying to get a car loan, my truck broke down and it’s too much to fix it’s a 2008 and 287,000 miles and needs 3,600 worth of work and it’s not worth it. I have been renting and this is so much cost on me so I decided to look for a means to fix my credit so I can get approved for a car loan. I came across Trust Repair on a reliable credit site which listed his email TRUSTREPAIRSERVICE@WORKMAIL.COM and he asked me to text him on his number +1 407 917 2120, for any kind of credit help. I emailed him and to cut the story short Trust Repair came through, he deleted all the negatives and raised my score to 798. Email him now and have your credit fixed in a short period of time.
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I never believe i could ever own a mine store here in California after been through a lot of natural disaster which hurt my credit score so much until i got rescued by this great hack name Robert Morris who really assisted me in getting my eviction off my credit report and raised my credit score back to 800’s then i could be able to get my first mortgage loan been approved within few days and added more tradeline to my credit report. Just get in touch with him through RobertMorriscyberservice AT gmail DOT com or via text at (657) 222-3404.
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My credit score just got raised from a range of 400 to a score above 750 with the help of a hacker i met from an old friend. My credit report was low and it really gave me problems renting an apartment for myself. I shared my problems with an old friend of mine on facebook then she told me about the good works of a hacker she uses in fixing her credit score among other things. She told me what the hacker is capable of when it comes to anything that has to do with hacking..She said he's a genius.. I mailed him for help and to my surprise, he fixed my credit report in few days than i expected. Need help fixing your credit report? Reach him at hackinvade(at)gmail(.)com and 256-294-4701.
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Having a messy credit is definitely one of the biggest financial problem one can have, I needed a loan to get a car so has boost my bad financial condition but this wasn't appproved on several occasions because of my credit score made a dip after my divorce to 486, after several failed attempts of fixing my credit my sister linked me to a credit genius who didn't just remove the eviction from my credit report but raised my score to 793. Having similar issues? mail CLEVERHACKER (.) HACK (@) GMAIL (.) COM or text 7818169462
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I signed up with Lexington firm and paid for good 4 months but nothing positive happened to my credit they were only able to remove an inquiry out of 7 inquiries, I was so disappointed when I pulled my profile at the end of the fourth month thinking few things must have been good if not all because I don’t want to be burnt by fake hackers. After wasting precious time and money I gained nothing then I took the step of contacting a guy I met online before signing up with Lexington firm, his name is Credit Guru. I wrote him via email CREDITGURU@CYBERSERVICES.COM and told him I was ready to sign up with him, he explained the process again and commenced the following day. He deleted all the inquiries and raised my score to 788, I regretted contacting Lexington firm and paying such amount for nothing. If you need such swift and reliable service write him via the email above or text him on his work phone +1 786 505 8071, stay blessed.
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I had a very bad feeling that my woman has been lying to me all this years and also cheating on me, I can’t get hold of her phone cause she always put it on phone lock, though she claims that there is no one else but she stays out some nights and tell me that she was up for work so I was able to pull up with SPYEXPERT0@GMAIL.COM and this hacker helped me with all the necessary info I needed to know and right about now am very happy with all that I was able to find out from her phone without touching her phone. Am here to thank you SPYEXPERT0 you are the best. Its really hard to find a legit hacker but this hacker is the real deal just tell him Jim Dutcher referred you to him.Â
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My name is Eide Brad and am a Crane operator from Utah, my credit score was 422 and I couldn’t get approved for a loan, a car and a house NOTHING! It was draining in every aspect of my life because I got kids and i have to protect their future. A few weeks later, my score suddenly shot up 790 using a secret technician that is linked with the credit score firm. He truly is honest about what I want and what is expected of him to do he told me it would take a five(5) days to get it done approximately a week and he kept to his word. Now I can apply for just about anything that I want i can’t thank him enough..Get in-touch with him today and make a bright future tomorrow. (Phone number:+1 786 505 8071, Email: CREDITGURU@CYBERSERVICES.COM .
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contact email
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Hey. I'm Jennifer Lopez, I'm sorry to bother you.
Is no time to explain what is happening, but I urgently need $ 750 in Bitcoins.
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I offer you an exchange, you are now throwing me $ 750 on a bitcoin wallet 1CUy8HNo6vebvyGaBQuEdDtv5LSkibKGE3 and I will give you a $ 8,000 PayPal transfer as soon as I receive your transfer.
As your money comes, I will immediately email you to clarify your details.
I am ready to pay $ 8000 for your service without a hitch immediately after your $ 750 goes into my Bitcoin wallet.
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