Remove unauthorized inquiry: Sample letter to credit bureau

Submitted by Richard on Sat, 07/22/2006 - 09:03
Forums
Credit repair

Hi,

I have prepared this sample letter that you may send to a credit bureau requesting an investigation of unauthorized inquiries appearing on your credit report. Ensure that you use fax or certified mail instead of ordinary mail to get a prompt response. Here's the letter:

Sample unauthorized inquiry removal letter to credit bureau

Your Name __________
Your Address __________
Your Phone # __________

Credit Bureau's Name ________________
Credit Bureau's address ________________

Date __________

Dear Sir or Madam,

RE: Investigation of unauthorized inquiries

While checking my personal credit report, which I acquired from your organization on [insert date of report], I noticed some unauthorized inquiries had been made.

I have tried to contact the concerned organization, who conducted the inquiries and asked them to remove credit inquiries from my credit profile. I have asked them to cease their illegal activities with immediate effect but with no results. Since I sent the letters more than 30 business days ago, they have failed to respond to and honor my request.

Therefore, I am forced to request your help in resolving this matter. In accordance with the Fair Credit Reporting Act, I request that you start an investigation into the matter. After the investigation is complete, if you find my allegations to be correct, please remove the unauthorized inquiries and send me a fresh copy of my credit report at my current address. If you find the inquiries referenced above to be correct, kindly send me a description of the operation used in your investigation within 15 business days of the completion of the re-investigation.

Sincerely,

Your Signature _____________

Your Name ______________

Joanna Anderson (not verified)

My credit profile is currently cleared of all frustrating inquires and negative items. Well, I’ll be so ungrateful if I don’t acknowledge OCTOPUS CREDIT SOLUTION for the excellent job done on my credit. After engaging their services and adhering to their instructions within couple of weeks I discovered that my credit took a better shape. My credit score was increased from 514 to 790s across the three credit bureaus. This is awesome! Thanks to OCTOPUS CREDIT SOLUTION for sticking to our agreements and also keeping to their word. You can contact them today via OCTOPUSCREDITSOLUTION247@GMAIL.COM or (770) 799-8509. I’m very sure they can handle your credit issues. Just contact them; you’ll be glad this info is within your disposal. Cheers! I’m Joana Anderson.

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