Remove Negative items on credit report

Submitted by Wasco_Kid on Sat, 02/13/2010 - 03:03
Forums

Hello All,

There is alot of information floating around the internet about how to handle the credit repair project yourself. I would like to review the basic areas to try to put a flowchart together that would help myself focus on the overlooked strategies of credit repair.

1. pull a copy of your credit report and review the tradelines to identify damaging issues to your credit score.
2. Compile a send in DV (debt validation) letters to those tradeline furnishers who are identified as collection agencies. Send the letter certified mail with electronic signature confirmation or RRR (return receipt requested).
3. wait 30 days for a reply.
4. Re-send a followup DV letter to the CA with CMRRR (CMESC); include a copy of the original letter with the CMRRR.
5. File a dispute with the CRA and include a copy of the original letter with CMRRR requesting to remove the tradeline because the CA did not validate the tradeline.
6. If the CRA verifies the tradeline then file a request for MOV.
7. Send a 623 letter to the OC and see if you receive a reply.

How is this so far. What am I missing and where do I go from here?

Ronnie Potter (not verified)

I am going through a divorce where my my wife had all the finances and it's pretty bad. I have been paying things down and that have been in collection and really only have two major accounts to pay off. My credit reports took lots of hits; derogatory items, enquirers and collections. A old friend of mine on first hand experience introduced me to Aaron Swartz who transformed his credit reports. When i did, He help me raise my credit score to 831 excellent standard, my enquirers, repossessions, late payments and other collections were all deleted. His service is lesser price and fast secured without traces. Contact info AaronSwartzCyberServices At Gmail Dot Com

Thu, 03/21/2019 - 12:17 Permalink
jeffgabel213@g… (not verified)

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Thu, 03/21/2019 - 15:22 Permalink
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Thu, 03/21/2019 - 17:47 Permalink
Josephine101 (not verified)

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Thu, 03/21/2019 - 22:42 Permalink
Tyson David (not verified)

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Fri, 03/22/2019 - 02:45 Permalink
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Fri, 03/22/2019 - 10:05 Permalink
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Fri, 03/22/2019 - 12:44 Permalink
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Fri, 03/22/2019 - 20:00 Permalink
Paul Cummings (not verified)

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Fri, 03/22/2019 - 20:00 Permalink
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Fri, 03/22/2019 - 20:17 Permalink
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Fri, 03/22/2019 - 21:40 Permalink
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Fri, 03/22/2019 - 21:59 Permalink
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Fri, 03/22/2019 - 22:03 Permalink
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Sat, 03/23/2019 - 07:26 Permalink
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Sat, 03/23/2019 - 15:25 Permalink
Jewell (not verified)

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Sat, 03/23/2019 - 16:08 Permalink
Alexander Lynch (not verified)

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Sat, 03/23/2019 - 17:24 Permalink
Raymond34 (not verified)

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Sat, 03/23/2019 - 22:14 Permalink
Raymond34 (not verified)

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Sat, 03/23/2019 - 23:31 Permalink
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Sat, 03/23/2019 - 23:48 Permalink
simpson_eden (not verified)

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Sun, 03/24/2019 - 09:02 Permalink
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Sun, 03/24/2019 - 09:37 Permalink
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Sun, 03/24/2019 - 13:19 Permalink
JAMES CARSON (not verified)

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Sun, 03/24/2019 - 13:21 Permalink
EDWARD2212 (not verified)

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Sun, 03/24/2019 - 20:32 Permalink
Eavan Fallon (not verified)

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Sun, 03/24/2019 - 22:57 Permalink
Eavan Fallon (not verified)

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Sun, 03/24/2019 - 23:31 Permalink
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Mon, 03/25/2019 - 06:20 Permalink
Mark Joel (not verified)

I can’t just thank him enough because i barely know him and he really change my whole story after me and my family just moved in a new apartment in Chicago. Frank has really been working on my credit for just few days and boosted my credit score above 800’s after he helped me to remove all the eviction and hard inquiries off my credit report. You can make more enquiry from him though FrankMaguire313@GMAIL.COM or Text him at 406-578-8234.

Mon, 03/25/2019 - 16:59 Permalink
ann ime (not verified)

i almost lost my home due to my low credit score , i was facing bankruptcy and i needed to find a place for my wife and daughter i do have hard inquires and a collections and other late payment including 3 cards maxed out i couldn't get approved for a loan so i wonder what to do with my life and i got family until i reached out to my friend who he told me about creditspy, a very amazing hacker who change my life to better he wiped all the negative collections and got my score up to 800 and also clear all my debt on my 3 cards have introduce him to many client and they have never regret working with him he deserve more then that email him on his email if you need his assistance (CREDITSPYGENIUS AT GMAIL DOT COM)

Mon, 03/25/2019 - 19:34 Permalink
Nick Blake (not verified)

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Mon, 03/25/2019 - 19:35 Permalink
Credit Repairer (not verified)

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Tue, 03/26/2019 - 06:45 Permalink
Louise Case (not verified)

I'm new to the site and I like to hear about how others have clear there student loan debt with no trace. I am in my late 40’s and i decided to go back to school and get my degree. Yeah so I finished the degree only by getting student loans. I had about 50k and after 42 months I have reduced the student loan debt to 20k. Few month ago i started having credit cards issue and i have not been able to pay off my student loan so i decided to go through some forum and i keep reading how individuals are paying off there debts without a trace by this genus anonymous hacker called Darkweb. I contact him and ask him if he can clear my student loan also increase my credit score after clearing the negative report on it. Finally i was surprise when he cleared my student loan and all negative report on it within five business days. I need you guys to contact him and also get good result just like i did. Darkwebcyberservice@gmail.com. OR +1(702) 907 1140.

Tue, 03/26/2019 - 10:37 Permalink
Nick Blake (not verified)

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Tue, 03/26/2019 - 11:28 Permalink
MAry50798 (not verified)

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Tue, 03/26/2019 - 14:13 Permalink
rtracey (not verified)

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Wed, 03/27/2019 - 04:26 Permalink
rtracey (not verified)

Searching for an hacker to hire for all of your ethical hacks like; school upgrade, money transfer, blank a.t.m’s, credit repair, Loan application, Phone Hack etc, Look no further Jack Craig is the best hacker i would recommend. He is reliable, good to work with and very Truthful, you can reach him on his Email: jackcraigcreditrepairer@gmail.com or you text him on his number +14135294026, He is indeed a blessing to me.

Wed, 03/27/2019 - 04:27 Permalink
Lissette Marquez (not verified)

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Wed, 03/27/2019 - 04:44 Permalink