Remove Negative items on credit report

Submitted by Wasco_Kid on Sat, 02/13/2010 - 03:03
Forums

Hello All,

There is alot of information floating around the internet about how to handle the credit repair project yourself. I would like to review the basic areas to try to put a flowchart together that would help myself focus on the overlooked strategies of credit repair.

1. pull a copy of your credit report and review the tradelines to identify damaging issues to your credit score.
2. Compile a send in DV (debt validation) letters to those tradeline furnishers who are identified as collection agencies. Send the letter certified mail with electronic signature confirmation or RRR (return receipt requested).
3. wait 30 days for a reply.
4. Re-send a followup DV letter to the CA with CMRRR (CMESC); include a copy of the original letter with the CMRRR.
5. File a dispute with the CRA and include a copy of the original letter with CMRRR requesting to remove the tradeline because the CA did not validate the tradeline.
6. If the CRA verifies the tradeline then file a request for MOV.
7. Send a 623 letter to the OC and see if you receive a reply.

How is this so far. What am I missing and where do I go from here?

Luisa Stalin (not verified)

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Fri, 03/08/2019 - 19:10 Permalink
TOOTER PYATT (not verified)

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Sat, 03/09/2019 - 00:38 Permalink
pauloslen (not verified)

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Sat, 03/09/2019 - 10:21 Permalink
william Bullin (not verified)

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Sat, 03/09/2019 - 11:26 Permalink
Bernard (not verified)

I also fell victim to a scam broker, Magnum Options. Also lost more money to "experts" in recovery room scams. I was left in huge depts. I almost committed suicide. I was finally able to recover my money with the help of a pro I found on the deep web. I am happy to share my experience and guide anyone going through the same problem. You can reach out to me on beewalker003 at gmail dot com. Happy to help!

Sat, 03/09/2019 - 20:44 Permalink
tomas greene (not verified)

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Sun, 03/10/2019 - 01:10 Permalink
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Sun, 03/10/2019 - 07:36 Permalink
Luisa Stalin (not verified)

WELL, MS. ORLOV, alissandreorlov@protonmail.com IS WHO I'D ADVISE YOU RUN TO. IF IN NEED, DON'T LOOK TOO FAR ANYMORE.
SHE SAVED MY KID FROM A 'FEMALE' PREDATOR (MOLESTATION) AND ALSO HELPED ME WITH SOME GRADES CHANGE. BESIDES, MY PARTNER HAD BEEN CHEATING ON ME.
I GAINED ACCESS TO HIS IPHONE AND MACBOOK THROUGH HER EXPERTISE.

MORAL: "MEN ARE SCUM, WOMEN ARE SCUM". TELL HER YOUR NEEDS.
Her Contact: alissandreorlov@protonmail.com

Sun, 03/10/2019 - 16:06 Permalink
william Bullin (not verified)

Hello Friends, Do you know that you can boost your credit score to 810 excellent score and all your negatives collections items on report erased bit by bit discretely. I recommend Jack Craig to y'all, He helped me clear all the negative collections on my report and also helped me increase my credit score to 815 excellent within 72 hours. Not only that He also help me wipe all the debts on my 3 credit cards, I implore y'all to get in touch with him for your credit repair and Card repair and Loan application on his Email: jackcraigcreditrepairer@gmail.com you can also text him on his mobile number: +14135294026. He is the best i recommend.

Sun, 03/10/2019 - 16:44 Permalink
MIA (not verified)

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Sun, 03/10/2019 - 22:20 Permalink
william Bullin (not verified)

Hello Friends, Do you know that you can boost your credit score to 810 excellent score and all your negatives collections items on report erased bit by bit discretely. I recommend Jack Craig to y'all, He helped me clear all the negative collections on my report and also helped me increase my credit score to 815 excellent within 72 hours. Not only that He also help me wipe all the debts on my 3 credit cards, I implore y'all to get in touch with him for your credit repair and Card repair and Loan application on his Email: jackcraigcreditrepairer@gmail.com you can also text him on his mobile number: +14135294026. He is the best i recommend.

Sun, 03/10/2019 - 22:41 Permalink
benjaminbrook001 (not verified)

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Mon, 03/11/2019 - 02:04 Permalink
benjaminbrook001 (not verified)

Hi guys, my name is Benjamin Brook and I want to give you an information that can change your life completely. Just a month ago I got my credit fixed by a hacker called DEBOOTH. I had a plan of buying a house but my credit score was as low as 350 and I needed a hacker that can help me increase it to 750 to enable me buy a house and also foot my other bills. Luckily for me, a very good friend of mine Fred introduced me to Deboothcreditsolution and since then my life has been so amazing. If you want to fix your credit and also increase your credit score; I recommend you contact this guy via DEBOOTHCREDITSOLUTION@GMAIL.COM. Take the risk and your life will never remain the same. GOODLUCK!!

Mon, 03/11/2019 - 02:05 Permalink
cole west (not verified)

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Mon, 03/11/2019 - 10:48 Permalink
Hailey Grey (not verified)

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Mon, 03/11/2019 - 20:35 Permalink
ISLA BAUDIN (not verified)

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Mon, 03/11/2019 - 21:46 Permalink
Kurt Mathis (not verified)

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Mon, 03/11/2019 - 22:58 Permalink
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Tue, 03/12/2019 - 07:01 Permalink
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Wed, 03/13/2019 - 00:27 Permalink
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Wed, 03/13/2019 - 10:20 Permalink
joseph morgan (not verified)

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Wed, 03/13/2019 - 10:21 Permalink
stephaniegreg (not verified)

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Wed, 03/13/2019 - 12:59 Permalink
Boswell Pyrates (not verified)

I have two different loan with late payments and an outstanding balance. I am really worried because my credit score is awful and rated unfavorable which keep me getting declined from the house i want to purchase. I am a single mother with two kids trying to get a better life. I continue to look for help not until i met the real ethical professionals and i explained all i need and they promise to get all my credit issues solved in less than 72 hours. He got working on my report and help me increase my credit score to 785 standard, Paid off the two loans and help me delete the eviction record as well. I strongly recommend him for any credit issues. Text him on 443-338-3730 or email at godeyeviewhacker/ AT/ hotmail /DOT/ com

Wed, 03/13/2019 - 14:04 Permalink
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Wed, 03/13/2019 - 15:04 Permalink
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Wed, 03/13/2019 - 15:19 Permalink
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Wed, 03/13/2019 - 15:31 Permalink
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Wed, 03/13/2019 - 15:43 Permalink
Josh Gad (not verified)

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Wed, 03/13/2019 - 16:41 Permalink
Josh Gad (not verified)

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+University grades hack,
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+Control devices remotely hack,
+Facebook Hacking Tricks,
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+Database hacking,
+PC computer tricks
+Bank transfer, Western Union, money gram, Credit Card transfer
+Wiping of credit,
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+ATM Hack
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Wed, 03/13/2019 - 16:41 Permalink
klopp can (not verified)

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Wed, 03/13/2019 - 16:58 Permalink
klopp can (not verified)

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hackers like salves team hackers. A-Change school grade. Bank jobs, flipping cash hack and control any robot.B-database hack. Remove criminal records. facebook hack.C-gmail hack

D-whatsapp hack

E-website hack

F-tracking calls

G-online hacking lectures

H-phone clone

I-online records changes

J-Twitter hack

K-retrival of hacked social media accounts

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Wed, 03/13/2019 - 16:58 Permalink
Kenneth Faried (not verified)

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Wed, 03/13/2019 - 22:16 Permalink
Caroline Dixon (not verified)

I need to purchase a new mansion but an eviction shows on my credit report, I explain to my lovely friend and He introduced to his savior called Aaron Swartz. Who help me remove the eviction on my credit report and He help me increase my credit score to 830 excellent standard within 72 hours. He also help me apply for a mortgage loan within few weeks and His service is fast with affordable price. Contact info AaronSwartzCyberServices At Gmail Dot Com

Wed, 03/13/2019 - 23:38 Permalink
Anonymous (not verified)

I have read several comments about people being scammed by a hacker. Then they post a story about how they were introduce to some other hacker and it was "real" and the hacker took care kf their negative credit report ans raised their credit score to 800. But why does no one say which hacker scammed them? If they were in fact scammed 2 or 3 times, and for some reason decided to try a different hacker for a 4th time, wouldn't it be a good idea to inform everyone else which scammer it was so it doesn't happen to somekne else instead of only posting the scammer that waz "legit"

Thu, 03/14/2019 - 03:54 Permalink
navita greco (not verified)

It is with utmost joy that I write this, I had a low credit score of 420, loans and evictions in my profile. Sometime in January I applied for a house loan but got turned down because of my credit issues, I knew this was a problem and wanted to solve it by all means, a friend Joseph Morgan introduced me to this hacker (HACK-LIVE) who helped him. We connected and he fixed my credit, I am very happy and I want to recommend him to you. Contact him viaHACKLIVE247@GMAIL.COM OR text +1(430) 201 0237

Thu, 03/14/2019 - 14:07 Permalink
navita greco (not verified)

It is with utmost joy that I write this, I had a low credit score of 420, loans and evictions in my profile. Sometime in January I applied for a house loan but got turned down because of my credit issues, I knew this was a problem and wanted to solve it by all means, a friend Joseph Morgan introduced me to this hacker (HACK-LIVE) who helped him. We connected and he fixed my credit, I am very happy and I want to recommend him to you. Contact him viaHACKLIVE247@GMAIL.COM OR text +1(430) 201 0237

Thu, 03/14/2019 - 14:08 Permalink
David Tim (not verified)

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Thu, 03/14/2019 - 18:26 Permalink
jeremyblake@gm… (not verified)

I am so grateful for the God's eye help concerning my credit when it was awful, I can't believe he can stick to his time/words without knowing me from adam....I just decided to give this a try when i saw someone review about the godeyeview on credit karma. I have 3 collections, 1 public record and my credit score was 535 as at then. He promise to get all this off my report within 72 hours. I gave him my info and waited to get an update. He got my score up to 780 in less than 72hours and also all the collections including the public records was gone too. His fee is very affordable and he always keep to his words. (godeyeviewhacker/ AT/ hotmail /DOT/ com or 443-338-3730).

Thu, 03/14/2019 - 18:58 Permalink
Theodore Xavier (not verified)

I totally wanted an ethical hacker to help me spy on my husband and served as a personal investigator.
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Thu, 03/14/2019 - 21:14 Permalink
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Fri, 03/15/2019 - 00:19 Permalink
Phiillipgoerge (not verified)

I had credit scores of 350 (Transunion) 440 (Equifax) in January. I applied for a surgery loan in February and was not approved because of my low FICO scores. I contacted my loan officer and she told me that I need a score of 750-805 to get qualified (considered by FICO as Good) and I was desperately in need to get my score boost because I had to do the surgery at that time. I had seen some wonderful recommendations of a good Credit Agency on the internet called TROVIANCREDITREPAIR So I contacted them and they fixed my FICO scores to 805+ in less seven working days across all 3 credit bureaus and I was approved within a week. I still have my scores at 790 because it is a permanent hack. I am so happy I found this Credit Agency and I will recommend them to anyone out there who is desperately in need of their services as well, you can contact them now TROVIANCREDITREPAIR@HOTMAIL.COM +1 (205) 346-7951

Fri, 03/15/2019 - 08:25 Permalink