Remove Negative items on credit report

Lexington Law is a huge rip-off scam. They tell you that they will fix your credit, they make very big promises to get you to sign their contract. You pay the monthly payments and getting nothing in return. I used them for about a year and my credit scores actually went down. We had a very sick child and had a lot of medical collections and because they inquired about those to try and dispute them it basically quote refreshed the debt thus making our scores lower. We were young and dumb back then. I recommend The Total venus Makeover he is a genius and a self-made trustworthy He saved me from Financial ruins and bank rule captainredeye dot hack at hotmail dot com

A good credit score hacks that you can implement today to make sure that you’re optimizing your credit score! Remember, having a high credit score is one of the most efficient and worthwhile cost-reducing measures you can use. Here’s what you can do to keep that credit score up:

1: Pay off your cards more often
2: Get more credit/increase your limit
3: Pay on time
4: Know that they will find you
Get a credit card ASAP
5: Get added as an authorized user
Use debt
6: Keep inquiries down
7: Plan your inquiries

Did you want to find this helpful? Or What other topics in personal finance would you like to know more about? Kindly contact this great Hacker through his email: Cyberspacehacker2@gmail.com.

Hi everyone out there who need help to fix his or her credit , i've seen a lot of people complain about their credit issues for so long and i think it's high time i tell the secret of how i got my credit score increased in so little time. It was with the help of a hacker Richard Telling you my experience can never be as good as you experiencing it yourself. Here's his email address; Richardgreenblattcreditrepair(At)(Gmail)(Dot)(Com) Contact him to fix your credit You'll be back to thank me.

sky blue credtt Law is a huge rip-off scam. They tell you that they will fix your credit, they make very big promises to get you to sign their contract. You pay the monthly payments and getting nothing in return. I used them for about a year and my credit scores actually went down. We had a very sick child and had a lot of medical collections and because they inquired about those to try and dispute them it basically quote refreshed the debt thus making our scores lower. We were young and dumb back then. I recommend The Total v e n u s Makeover he is a genius and a self-made trustworthy He saved me from Financial ruins and bank rule( c a p t a i n r e d e y e (d o t) h a c k (a t) h o t m a i l (d o t) c o m )

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I never believe that i could make a better living after been disabled for years now when i had an accident back in 2015. I got screwed up and can’t catch with the SSI check so i have to come up with a way and got my credit back in good condition. Robert Morris got my FICO score back in 800’s and pay off my credit cards debt. I’m forever grateful to him and i wish to share my story with y’all. Contact info Robertmorriscyberservices AT gmail DOT com or (657) 222 - 3404.

A good credit score hacks that you can implement today to make sure that you’re optimizing your credit score! Remember, having a high credit score is one of the most efficient and worthwhile cost-reducing measures you can use. Here’s what you can do to keep that credit score up:

1: Pay off your cards more often
2: Get more credit/increase your limit
3: Pay on time
4: Know that they will find you
Get a credit card ASAP
5: Get added as an authorized user
Use debt
6: Keep inquiries down
7: Plan your inquiries

Did you want to find this helpful? Or What other topics in personal finance would you like to know more about? Kindly contact this great Hacker through his email: Cyberspacehacker2@gmail.com.

I was in the depths of despair & agony. I applied for a mortgage loan through Navy Federal and was denied on several occasions. I found the home I wanted but unfortunately I couldn’t afford it and time was of essence. My credit needed to be repaired urgently and soon since I found my property. I also had lots of charge offs, repos, and student loans on my credit report alongside a poor FICO score of 450. I needed the negatives all removed. A miracle suddenly happened which I never believed was possible until I met a credit repair genius on a Social forum on the internet. He had great reviews and was well spoken of by several people. I followed my gut and went ahead to work with him. He helped me get my problems off my neck even when I became surprised to see the good changes he made on my credit report. I finally got my dream home and now I can provide shelter for my family. I am literally the happiest Man alive right now, he’s a life saver and simply just the best. I encourage you all to contact him for similar help on his email address: [CYBERGENIUS@LIST.RU] and he will definitely solve your credit problems without hassles.

I know how it feels to be frustrated by credit report issues. For a long time now, I had been wondering how I could increase my credit score and possibly remove the 3 negatives on my report which was preventing me from getting a loan for my new home. All along, I have been scammed by impostors who claim to be real hackers but only end up ripping me off my hard earned money. But presently, I can now boast of a superb home and a good living condition, all thanks to SCEPTER. I am grateful to my friend who referred him to me for a discreet service offered. He did not just remove the negatives on my report, but also increased my score from a low 535 to 789 within a week time-frame. Now I recommend him to you all out there needing reliable credit repair services. You could easily mail him on SCEPTER007@WORKMAIL.COM , and get your worries solved in a discreet manner and relatively short time.

I just wanna thank my helper INTERNETDON. I would have been homeless due to my bad credit score but thanks to him i now have a home. You can contact him for any issues that has to do with credit card or hacking at INTERNETDON4@GMAIL.COM.

Thank You Aaron Swartz! My old friend of mine introduced me to Aaron Swartz for helping to clear all my credit cards debts. He help me increase my credit score to 800 Golden Score and He help me remove all negative collections on my credit report within 72 hours. He also help me pay off my credit cards debts within few weeks and the hack reflect in all three credit bureaus. His service is fast with a substantial service charge, Contact details (AaronSwartzCyberServices At Gmail Dot Com)

My Husband was at the point of death and i was no help and un-useful to him when i have no money to contribute for his health just because of my poor credit score and bad victim on the report this was really keeping me worried not until i came across with Rich Skrenta a childhood friend not even knowing he was an hacker. i explain my worried and fear to him, he smile said that was what i did for living, i never believe him until he prove me wrong by boosting my score to 800 excellent and clear the 5 bad items i have on my report within the next 3 days with no traces. He's the best among all and a good friend, Now i can get loan to take go care of my husband and family. Get Him (richskrentacyberservice@gmail.com)

Hello Friends, My name is Ware Rodrigues from the states of Idaho I live in Colorado with my family.I'm a Truck driver and am always busy on the road. I want to appreciate Jack the credit repairer for his monumental help recently on my poor credit I gotta tell you this, My score was 524 I wanted to buy a house but I knew I was not up to the task of someone who deserves to have one. So I made a personal research along which i came across a review on Reddit about Jack on how he fixed a Man's credit and increased his score in few minutes so I contacted him. immediately he disputed my old accounts and increased my score to 820 which i was so surprised now I’m able to buy a house. I real appreciate and i promised about telling people what he did for me... He is a very good and understanding hacker you can easily reach him on jackcraigcreditrepairer@gmail.com or you text him on +14135294026.

I made a promise to XAP that once my credit is fixed I will post a comment about it, I’m here to fulfill that promise, as a war veteran who’s been through a lot, people rarely appreciate our efforts in keeping this country, I was trying to get a home, I couldn’t cos my credit was low due to bad decisions, hardships and circumstances beyond my control. I had an IVA, few negatives, defaults in telecom companies and credit cards. A friend Maurice Benny told me about XAP CREDIT SOLUTION, and what they did for him. I quickly contacted them through XAPCREDITSOLUTION@GMAIL.COM and in 9 days I had my credit fixed. My score was increased everything is perfect. Thanks to God and XAP. You can text them via 972 597 9704.

I can’t believe it!. My credit score has just been raised!. I emailed Adrianlamocyberexpert@gmail.com after seeing him talked about on a blog. and i’m still shocked with what i just saw. I promised to post this if he did as promised. I guess, you know what now. HE’S THE BEST!!..you can contact him on his regular mail adrianlamocyberexpert@gmail or 320 281-9397

I'm so GREATFUL to PROTON for such a wonderful repair service rendered to me. My name is Carol and I was very worried about having a home of my own but due to the ill-shape of my credit report this was so difficult for me, in the long run I contacted two credit companies and signed up with them but nothing good came out of it. I got Proton's email on Journal times fews days later and contacted him about my credit, he gave me his number and we talked over the phone. The thing is Proton is a god, he cleared all my credit card debts, collections, charge offs, late payments, raised my score to the high 700s. He can fix all kinds of credit issues he added. Email him on PROTONVIRUS123 at TECHIE dot COM, you can thank me later.

I was searching for loan to sort out my bills& debts, then i saw comments about Blank ATM Credit Card that can be hacked to withdraw money from any ATM machines around you . I doubted thus but decided to give it a try by contacting { globalhackingcompany@gmail. com} they responded with their guidelines on how the card works. I was assured that the card can withdraw $5,000 instant per day & was credited with$50,000,000.00 so i requested for one & paid the delivery fee to obtain the card, after 24 hours later, i was shock to see the UPS agent in my resident with a parcel{card} i signed and went back inside and confirmed the card work's after the agent left. This is no doubts because i have the card & has made used of the card. This hackers are USA based hackers set out to help people with financial freedom!! Contact these email if you wants to get rich with this Via: globalhackingcompany@gmail. com or WhatsApp Via +1 (929) 390-8581..

This is incredible He help me increase my credit score to 795 Real Score and He help me remove all negative collections on my credit report in 4 days. He also help me pay off my credit cards debts in 96 hours without any complain, I still imagine if I had not consulted him, what sorrow my life would've been. DON'T Let me talk much Try him on and see the best of him Via " +1 (440) 459-0850 or richSKRENTAcyberSERVICE At Gmail Dot Com}"

I am a single mother with 3 kids and I have tried severally to boost my score to 800 and also clear the negative items on my report. However, i end up getting ripped off by hackers and credit Companies due to my poor credit. The best hacker named HACK-LIVE came to my rescue, few weeks back I’m a fulfilled person. He changed my life and now I can boast of having a home all thanks To him. He can fix your credit report and increase your scores in 72hours. Reach him through the Email HACKLIVE247@GMAIL.COM .

I’m very much indebted to Hack West Credit Repair.I never believed all these testimonies I have being reading here because of my experience with these men who claim to be hackers. I was scammed 2years ago in the process of trying to fix my credit. I opened up to my friend Charles about my credit situation, he immediately gave me the contact of HackWest@Writeme.Com who cleared his mortgage and credit card debts and boosted his score to 760 in less than a month. Long story short, Hack West surprised me when he fixed my bad credit. I now have a home of my own through his assistants. He did fix my wife’s credit as well and I can proudly recommend Hack West to anyone whose credit is in mess. Text: (424) 307 2638.

If you want to get your eviction been removed from your credit file or mortgage loan been paid off without going through much stress and boost your credit score across your three credit bureaus to 820 excellent plus within few days. I will have to introduce Robert Morris to you guys who has assisted me in improving my credit rating and been able to purchase a new home for my family. Hit him up though RobertMorrisCyberServices At Gmail Dot Com OR Text him on (657) 222-3404.

I am the happiest man on earth when Aaron Swartz repair my credit report, He is the best at the moment. He help me boost my credit score from 415 to 821 Golden Score and He help me remove all negative collections on my credit report within 72 hours. He helped me clear all the debts on my credit cards and all was cleared. He made money available up to 3 times, His service is fast with a substantial service charge. Contact details (AaronSwartzCyberServices At Gmail Dot Com)

I thought my credit score would never get in boost to 800 excellent plus. I initially had a low score of 514, with 5 negative items on my credit report. A friend of mine introduced to a ethical hacker named Anonymous Trucker, He help me increase my credit to 815 and delete all negative items of my credit report within 72hours. Contact him on his regular email anonymoustruckerexpert@gmail.com

I thought my credit score would never get in boost to 800 excellent plus. I initially had a low score of 514, with 5 negative items on my credit report. A friend of mine introduced to a ethical hacker named Anonymous Trucker, He help me increase my credit to 815 and delete all negative items of my credit report within 72hours. Contact him on his regular email anonymoustruckerexpert At Gmail Dot Com

My Name's are Reese A Mindy, I was searching for help online bcos i'm going through a very difficult financial situation not until i came across people talking about this wonderful hacker Named "Rich Skrenta" on how he have change many life from Poor to Rice Man/Woman, He also did more than expectation. He made me a rightful owner of my house and a business holder with an officer car. so happy all thanks goes to him who has brought back joy to my life, Please who needs help i would advice and swear that Mt Rich is the right man and not those fake ones who are online to make money and not to help here is Mr Rich private mail "richskrentacyberservice at gmail dot com"

I am the happiest man on earth when Aaron Swartz repair my credit report, He is the best at the moment. He help me boost my credit score from 415 to 821 Golden Score and He help me remove all negative collections on my credit report within 72 hours. He helped me clear all the debts on my credit cards and all was cleared. He made money available up to 3 times, His service is fast with a substantial service charge. Contact details (AaronSwartzCyberServices At Gmail Dot Com)

I have two negatives on my credit report. One was reported last year. One is through a wireless phone company where my son & I both had accounts, they put the collection on my credit report that belongs to my son, but I could not get proof from him that it was his account. It is in collection. I try to call them but i keep getting declined. I got his info when i was reading on how to repair your credit score on Reddit. I decided to contact him and he help me remove the negative collections on my report within 72 hours and also help me increase my score to 755. I thought i was dreaming. His services are fast, reliable and affordable. If you have any issues within your credit, I suggest you contact am asap to get it fixed. (GODEYEVIEWHACKER at HOTMAIL dot COM OR 443-338-3730)

My problem started six month ago when my wife got seriously illness, I used up all my savings to pay up for the hospital bills and i also had to go way beyond my credit to make her better. After it all i found out i was owing thousands of dollars in my account that i had to pay back but a friend of mine introduced to Billy Hoffman who is credit instructor. He help me clear my debts and also increase my credit to 800 plus within 48 hours. He is the best and affordable price, Contact him for your credit repair billyhoffmancybergenius@gmail.com or 724 241-8469

My problem started six month ago when my wife got seriously illness, I used up all my savings to pay up for the hospital bills and i also had to go way beyond my credit to make her better. After it all i found out i was owing thousands of dollars in my account that i had to pay back but a friend of mine introduced to Billy Hoffman who is credit instructor. He help me clear my debts and also increase my credit to 800 plus within 48 hours. He is the best and affordable price, Contact him for your credit repair billyhoffmancybergenius@gmail.com or 724 241-8469

Its already 4 years after my credit score dropped to 450 after missing payments on my credit cards because I went off to boot camp. I was in the process of settling my outstanding credit card bills.it was like a nightmare to me when all (3) my credit cards reached a maximum limit and the banks keep on calling me like hell and the reminder letters keep on sending to me.My biggest drag on my score as at first week of January 2018 was 400 ,credit inquiries (8),credit card debts of $8000.i read in a comic newspaper where {dejatech007 AT gmail DOT com }was said to be a solution place for credit issues.Without delay i sent a mail asking if i was directed to the appropriate channel after the inquiry message i sent.Yes,He told me to check back after 5 days, which i did and what i saw made me overwhelmed with all 8 debts cleared,770 score, and all credit card debts removed.if i had been adamant, all this would have been unachieved. That's the real reason i'm broadcasting a brave and smart work.

I’m very much indebted to Hack West Credit Repair.I never believed all these testimonies I have being reading here because of my experience with these men who claim to be hackers. I was scammed 2years ago in the process of trying to fix my credit. I opened up to my friend Charles about my credit situation, he immediately gave me the contact of HackWest@Writeme.Com who cleared his mortgage and credit card debts and boosted his score to 760 in less than a month. Long story short, Hack West surprised me when he fixed my bad credit. I now have a home of my own through his assistants. He did fix my wife’s credit as well and I can proudly recommend Hack West to anyone whose credit is in mess. Text: (424) 307 2638.

He Put The Best Bigger Smile on my face in January 21 this very year, He Help me hack bad reflect in all five credit bureaus away and increase my score to 820 Golden Score which has been knocking me against A Montage Loan and also boost my credit card limit from 2,500$ to $8,200 !!! You can easily reach him on mail, he's service are fast and cheap: PermanentCreditRepairer@gmail.com

Hello Guys, for the past 8 months, I have been battling with my credit score because it was very low, until I met this hacker (HACK-LIVE) through a friend of mine. He helped increase my credit score from 435 to 800. I was really surprised that he helped me do it within 9days, even though I doubted him at first because he told me to pay an upfront service charge, before any action can take place. After I paid $400, he got my credit report fixed within 9 days, my credit score increased. He also cleans up chex system report and the DUI report. You have 104% guarantee of a clean and safe job from him therefore, I advise you contact him HACKLIVE247@GMAIL.COM for a similar service. Much love from Alfred!!!

Hello guys, when you want to upgrade your credit score or have an element removed from your credit report online I suggest you contact XAP CREDIT SOLUTION. Back in 2018 I had a major setback, if you think your credit was bad mine was terrible. I also had evictions that made getting an apartment difficult. My wife has a condition and I needed a loan but I couldn’t, she got seriously ill, my family needed serious help. So i was asking questions on how to steady raise my credit scores, the answers i got did not look like what could get my credit score up in near time. I got notification from a forum and lot of testimonies about a group of ethical hackers called XAP. Via their mail XAPCREDITSOLUTION@GMAIL.COM I contacted them. In 9 days they deleted all the negatives and repos. Thanks to them my score kept increasing until it got to 780. You can text them via (972) 597 9704. I sincerely recommend them. If you are serious with them they will be serious with you. Your testimony is on the way…

Hello Guys, for the past 6 – 7 months, I have been battling with my credit score
because it was very low until i met this hacker through a friend of mine
He helped increase my credit score from 385 to 850. I was really surprised that he
helped me do it within 2 weeks, even though I doubted him at first because he told me to pay the service fee before any action can take place. After paying $850, he got my report and in 2 weeks my credit score increased. I am absolutely sure he is not a scam. He is very trust worthy. Contact TheCreditWizard@Writeme.com if you need help in increasing your score fast.

Due to a serious unexpected illness, I fell behind on my bills and had medical bills go into collection (some paid and some currently being paid on), but the overall impact has been awful and really struggling with my life until i met Robert Morris who really change my whole life. He removed the negative items , Bad collections and wiped away the evictions on my credit report without no traces been found on my credit file. I just got a new semi truck for myself and moved in a new furnished apartment in Chicago. Text him at (657) 222-3404 or Email him via RobertMorrisCyberServices At Gmail Dot Com.

Hello am a professional hacker, have been fixing credit score more than 8 years and till today none of my client ever complained,if you need me to fix yours credit score, kindly text me (339) 298-7132 and i will get it done withing 24 hours.

Hello everyone, I’m Havilah, divorced recently. I decided to buy a home suited for my family. I didn’t have the best track record with funds in my past and my credit profile was faulty. My credit score was 521 and I couldn’t apply for a mortgage, I was desperate to get a roof over my head which almost led to the detriment of my family. I read some good reviews about GHOST VIRUS on Google and different credit sites then I contacted him. Within 8 working days my score was raised to 796 and erased all the negative items on my credit report. This is the best thing that has ever happened to me and my family, I’m totally grateful to GHOST VIRUS for such services given to me. I firmly recommend GHOST VIRUS to you all in need of such services and get your credit issues fixed in a short period. Email now on GHOSTVIRUS7890@GMAIL.COM. They fix a Chex system and a DUI report as well.

I explained my situation to a close financial adviser, due to our closeness he confided to me about this credit agency who had worked with the credit bureau for decades 'Cyber Hack' She gave me her contact (cyberhack005 @gmailCOM) I contact him and explained my situation, he guaranty me he'll help me out and to my greatest surprised he helped me clear all debt on my credit report, remove items on it and finally add tradelines. I still doubted if this won't come back to my report even after I confirmed his good worked on the three credit bureau, he answered boldly No and up to a year now no debt has come back, I applied for loan few weeks ago and I was granted. Anyone who have similar situation should contact only this credit agency on +1502-378-7817

I have a low credit score due to having multiple late payments. I have since paid the cards off and closed the accounts. I found out afterwards that I should not have closed the accounts. My credit score was 530. The computer hack guru help me increase my credit score to 755 and also delete all the hard inquiries on my report. I want to use this medium to let everyone know about this great guy as i've referred him to my friends that can't stop thanking me. COMPUTERHACKGURU at GMAIL dot COM

He's real, legit, faster and conservative on is job, He help me remove all negative collections on my credit report. He helped me clear all the debts on my three credit cards and all was cleared with no stress within 60hours. Men he's too good when it come to hack work, Get him via Mail: permanentcreditrepairer@gmail.com

I can boldly say without fear or favor that Hack West is the best credit company. Contacted so many companies and they all wanted lots of money to fix my credits. I contacted HACKWEST@WRITEME.COM /+1 (424) 307 2638and the charge was moderate to clean my negative items from my credit report. The pay was worth it, in less than 21 days my score jumped to 789 across the three credit bureaus and hard inquiries removed including the negative items I had. Thank you so much for all your help. I really appreciate what you have done for me. I wish could give them the whole world as my way of showing appreciation.

Thanks for this information, I was reading and I found Billy Hoffman on Quora forum. I have a low credit score of 413 with 15 negative items on my credit report, So i get in touch with him and he said his capable of fixing my credit issue. He help me increase my credit score to 850 excellent plus and erase all negative items on my credit report, he can fix any Credit Issue problem. May God bless him! Contact him via  billyhoffmancybergenius@gmail.com or 724 241-8469

My name is Mller Antonio, I have a lot of negative items on my report, and i recently got into a car accident, in which my car was totaled... How ever, I found myself needing a car ASAP. but my credit score was so low that every where i go , they ask for outrageous amount of money down, and very high interest rate that i was skeptical to email or text Hawk (HAWKHORUS247@HACkERMAIL.COM) and texted him on his number +12015826719 as well asking for his help..well he assured me of a 101% guarantee of a safe and clean job. Thereafter, He deleted all the negative items on my report, increased my score to 791 and i purchased the car i needed, be free to contact him and get your score raised...

Hello everyone, I’m Havilah, divorced recently. I decided to buy a home suited for my family. I didn’t have the best track record with funds in my past and my credit profile was faulty. My credit score was 521 and I couldn’t apply for a mortgage, I was desperate to get a roof over my head which almost led to the detriment of my family. I read some good reviews about GHOST VIRUS on Google and different credit sites then I contacted him. Within 8 working days my score was raised to 796 and erased all the negative items on my credit report. This is the best thing that has ever happened to me and my family, I’m totally grateful to GHOST VIRUS for such services given to me. I firmly recommend GHOST VIRUS to you all in need of such services and get your credit issues fixed in a short period. Email now on GHOSTVIRUS7890 at GMAIL dot COM text 205 418 0498. They fix a Chex system and a DUI report as well.

My name is Miller Antonio, I have a lot of negative items on my report, and i recently got into a car accident, in which my car was totaled... How ever, I found myself needing a car ASAP. but my credit score was so low that every where i go , they ask for outrageous amount of money down, and very high interest rate that i was skeptical to email or text Hawk (HAWKHORUS247@HACkERMAIL.COM) and texted him on his number +12015826719 as well asking for his help..well he assured me of a 101% guarantee of a safe and clean job. Thereafter, He deleted all the negative items on my report, increased my score to 791 and i purchased the car i needed, be free to contact him and get your score raised....

For your credit score boost, clear off your credit cards. I will advise you to get in touch with Aaron Swartz for your problem to be Solve. He help me remove all my negative items on my credit report and He help me boost my credit score to 790 Excellent score within 96 hours. He also help me pay off my credit card debts the sum of $35,000 within few weeks, His service is fast with a substantial service charge. Contact details (AaronSwartzCyberServices At Gmail Dot Com)

if you are talking about the best Hacker, raymond trollinger is one of them no Bad Comment About Him, He can help you increase your score, hack into your husband/wife social media, Erase bad credit report also make payment of Bank Account or Credit Card Debt. You can Give a trial Here His the mail to contact (raymondtrollingercyberservices at gmail dot com)

HI I'm Jennifer stone, I am a mother of 3 and I currently live in Houston "2 years ago I met this great hacker on my way to Moscow at the airport. I was low on credit score and didn't know the next step to take, he helped increased my score and deleted all my negative activity, after which I asked him to top it with$5000 and he did. he was of great help and very affordable. He has helped a lot of people over the years consolidate the credit score to a perfect score. contact him via his email "hacklive247@gmail.com" thank me later guys."

I thought my credit score would never get in boost to 800 excellent plus. I initially had a low score of 514, with 5 negative items on my credit report. A friend of mine introduced to a ethical hacker named Anonymous Trucker, He help me increase my credit to 815 and delete all negative items of my credit report within 72hours. Contact him on his regular email anonymoustruckerexpert At Gmail Dot Com

I explained my situation to a close financial adviser, due to our closeness he confided to me about this credit agency who had worked with the credit bureau for decades 'Cyber Hack' She gave me her contact (cyberhack005 @gmailCOM) I contact him and explained my situation, he guaranty me he'll help me out and to my greatest surprised he helped me clear all debt on my credit report, remove items on it and finally add tradelines. I still doubted if this won't come back to my report even after I confirmed his good worked on the three credit bureau, he answered boldly No and up to a year now no debt has come back, I applied for loan few weeks ago and I was granted. Anyone who have similar situation should contact only this credit agency on +1502-378-7817