The rate depends on your credit history I believe. That's the reason people try to keep their credit report clean and credit score high! Are you applying for any credit card? Remember, hard inquiries can hurt your credit score, it's suggested to do your shopping within a short period of time so that all the inquiries are counted as 1.
Hi nichols, welcome aboard :D
The rate depends on your credit history I believe. That's the reason people try to keep their credit report clean and credit score high! Are you applying for any credit card? Remember, hard inquiries can hurt your credit score, it's suggested to do your shopping within a short period of time so that all the inquiries are counted as 1.