I am curious how much money people set aside for retirement and at what age they begin their savings. I ask because I want to make sure I am doing enough for my husband and I to retire....in 40 years LOL
Smith (not verified)
I think 10% to 12% of total income in 401(k) will put you in good position to start with. Moreover if there is employer contribution, which does not generally exceed 6%, it will provide a good floor for you.
As of now we both contribute 10% and our employer contributes 3% and matches 25% of the first 5% we contribute. I would up our contributions but I am losing money left and right in this market....
I recently started a new job..which I love!! After I am there a year, I can start a 401(K) with them. They 'match' it, also. I'm really looking forward to that......this way I can save alittle more, and 'be on my feet' when i get older. I'm in my 40's now.
It is never too late to start a 401k, you will be amazed on how much it builds when you have the employer plugging in that match. Do you know what they do with the money? My husbands goes into a mutual funds and they have made a great amount of money, they have an investment firm that handles the whole company.
It is really exciting when you get those statements in the mail and see your money grow and grow. goodluck sdchargers, I hope your investment gets a healthy return.
My employment does the same thing, GOODNATURED. They do the 'funds' thing. We have a choice where they will 'split' the funds OR we can trust them to do this for us. We had a meeting recently, for work. They explained the 401(K) pretty clearly. How much we can put in, what they match, etc. It was very informative.
I am curious how much money people set aside for retirement and at what age they begin their savings.
Age: ~30
Monthly investment: $0
Total savings: I have some change in a dish
...but I'm not working right now. LOL
However, I'm going to school and will be playing catch up in a few years.
ask because I want to make sure I am doing enough for my husband and I to retire
If you are asking the question, then the answer is probably that you could do more to contribute to your retirement fund. I'm not sure that there is ever an amount that would qualify as "enough." "Possible," now that is a different story.
If you can have money taken out before you get the pay check you will not even miss it. You can adjust your budget to accomodate the amount you have deducted each pay. It adds up quickly.
Yep..I agree. I can't start the 401 (K), through my employment, until I've been working there a while. But..i would like to start SOMETHING until that time comes. I DO have a Passbook Savings account..maybe I can transfer money into that.
They are independant companies out there that will help you invest your money into mutual funds, they monitor and move your money around to get the maximum benefit. Just googlle it and see what all is out there.
That is what my husbands compny is suppose to do. they hired a firm to handle our 401k but I have yet to see tham move any money around. so far we see alot of minus but it still frows since we have 5% taken out and the company matches it at 125%
Wow that is a really good match plan, what do they have it invested in? You would think that if they have it invested in a negative stock for a long period of time that they would move it.
No there hasn't been much gain but he hasn't lost all the money that is invested. Last quarter he lost $900 of new money put in the account. We called and they are advising not too move it. I will give it another quarter and I am going to push it into a savings plan. IK see the stock market improving so I don't want to make a rash decision yet.
Depends on what type of fund that you are talking about and if the employer matches your contribution and by how much. Do you know this information yet?
That is not a whole lot these days fireyone, I think there is a calculation out there that goes on your age and when you plan to retire, I think it is a lot more than 4% at my age.
Just google "what should I save for retirement?" and you will get some pretty good results.
I started a new job about 9 months ago. When I'm there for 1 year, and have worked 1000 hours, the company AUTOMATICALLY puts a %, of my check, into a 401 (K). I can't wait. I can save a bit of money, that way, too.
Good natured, I know there is alot more that could be invested but when you have a home mortgage payment and bills any more than that is really hard to set aside. We just moved and are rebounding so we contribute what it trakes to get the company to match us. Not only that most of ours is invested in the market and we can not just put future money into something seperate. It goes how into what we have already chosen before the market took its volitile turn. We do not want to move out the remaining money for we will never regain what we lost so we are just letting everything ride and not investing more than the 4%. We talked with a stack market agent and this was his advice on how to handle things at this point.
'Putting away' alittle at a time......yep.........with some of the bills I need to pay, that's about all I can do, too. But,...it DOES 'add up',....for sure!!
It is really risky at this point but if we all would quit setting the money aside or even pull our funds from the moarket I believe it would have really bad effects on the already sinking economy. Setting aside money is sometimes thought of a little too late. I think everyone should try to build a nest egg because you never know when times like these ones will come around again. It will happen because history shows that it does.
Yep........everytime I put money into some kind of savings account, I think I'm getting alittle bit 'ahead' of things, and then.......something happens that I have to take it out. SOOO frustrating!! Sometimes I feel I can never 'break even', lt a lone 'get ahead'. That would be terrible if I invested a large sum of money into something and lost it all. Alot of people are going through that right now.
It's kind of strange that I never opened a 401(k) account with my former employer. I guess I was never really that well informed about it. I'm 21 & never had any information about 401k. I am curious if it is more economical to invest into a 401k account or if it is better to put that money into a high yeild savings account; which you have access to if you ever need it without the interest to repay it back. I think it might be a better option, depending on employer matchings vs. the interest that you would earn. It just makes me wonder.
What do you all suggest as the better option? I'm unemployed at the moment; which most of you already know from other posts, but that doesn't mean I can't plan for the future.
To answer the question that was originally posted, I think it really depends on your lifestyle & how you plan live after you retire. Are you planning to downsize to a smaller home, will you have alot of monthly expenses, etc. It's all a matter of how you live now & how you plan to live when you retire.
It was better for me to put mine in a 401k because I couldn't touch it and plus my old employer matched up to 6% of every dollar I put in including overtime money. Most only base their contributions on a forty hour work week. So I was lucky there. But as far as the high yield checking I'm not sure of. If I did that I would never save if I could get it when I wanted to.
Sounds like you were lucky. :) As far as I understand, most employers only match like 1% or 3% or something like that. I think I would be okay with having a high yield savings account. I've read about alot of people doing abitration that use high yield savings accounts to boost their savings. I just figured it could work well for retirement planning.
I've been working at the same place for 3 years now (worked at another agency for 7 years, before this). Thsi agency has a 401K. It's really great. You can put in as much (or little) as you would like. What ever you put in, the company matches 75% of it. I put in $20 a pay and it sure adds up!!
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I think 10% to 12% of total income in 401(k) will put you in good position to start with. Moreover if there is employer contribution, which does not generally exceed 6%, it will provide a good floor for you.
we have our companies handle this, we have mutual funds on my husband retirement. They have people that work with this stuff everyday.
As of now we both contribute 10% and our employer contributes 3% and matches 25% of the first 5% we contribute. I would up our contributions but I am losing money left and right in this market....
bank
I recently started a new job..which I love!! After I am there a year, I can start a 401(K) with them. They 'match' it, also. I'm really looking forward to that......this way I can save alittle more, and 'be on my feet' when i get older. I'm in my 40's now.
It is never too late to start a 401k, you will be amazed on how much it builds when you have the employer plugging in that match. Do you know what they do with the money? My husbands goes into a mutual funds and they have made a great amount of money, they have an investment firm that handles the whole company.
It is really exciting when you get those statements in the mail and see your money grow and grow. goodluck sdchargers, I hope your investment gets a healthy return.
money
My employment does the same thing, GOODNATURED. They do the 'funds' thing. We have a choice where they will 'split' the funds OR we can trust them to do this for us. We had a meeting recently, for work. They explained the 401(K) pretty clearly. How much we can put in, what they match, etc. It was very informative.
I am curious how much money people set aside for retirement and at what age they begin their savings.
Age: ~30
Monthly investment: $0
Total savings: I have some change in a dish
...but I'm not working right now. LOL
However, I'm going to school and will be playing catch up in a few years.
ask because I want to make sure I am doing enough for my husband and I to retire
If you are asking the question, then the answer is probably that you could do more to contribute to your retirement fund. I'm not sure that there is ever an amount that would qualify as "enough." "Possible," now that is a different story.
I have a pretty good pension and my husband do too. I don't set money aside, it come directly out of my paycheck, so I don't even notice.
Hello, this was the right thing that you have done. I don’t think that you were wrong.
All the best!
foreclosure101.com
If you can have money taken out before you get the pay check you will not even miss it. You can adjust your budget to accomodate the amount you have deducted each pay. It adds up quickly.
income
Yep..I agree. I can't start the 401 (K), through my employment, until I've been working there a while. But..i would like to start SOMETHING until that time comes. I DO have a Passbook Savings account..maybe I can transfer money into that.
They are independant companies out there that will help you invest your money into mutual funds, they monitor and move your money around to get the maximum benefit. Just googlle it and see what all is out there.
That is what my husbands compny is suppose to do. they hired a firm to handle our 401k but I have yet to see tham move any money around. so far we see alot of minus but it still frows since we have 5% taken out and the company matches it at 125%
Wow that is a really good match plan, what do they have it invested in? You would think that if they have it invested in a negative stock for a long period of time that they would move it.
No there hasn't been much gain but he hasn't lost all the money that is invested. Last quarter he lost $900 of new money put in the account. We called and they are advising not too move it. I will give it another quarter and I am going to push it into a savings plan. IK see the stock market improving so I don't want to make a rash decision yet.
I havent started yet since I just got a new job, but what does everyone think is a good % to start with?
JPolito,
Depends on what type of fund that you are talking about and if the employer matches your contribution and by how much. Do you know this information yet?
If you haven't been saving anything as of yet they usually advise you to start with 4% of your pay.
That is not a whole lot these days fireyone, I think there is a calculation out there that goes on your age and when you plan to retire, I think it is a lot more than 4% at my age.
Just google "what should I save for retirement?" and you will get some pretty good results.
credit
I started a new job about 9 months ago. When I'm there for 1 year, and have worked 1000 hours, the company AUTOMATICALLY puts a %, of my check, into a 401 (K). I can't wait. I can save a bit of money, that way, too.
Good natured, I know there is alot more that could be invested but when you have a home mortgage payment and bills any more than that is really hard to set aside. We just moved and are rebounding so we contribute what it trakes to get the company to match us. Not only that most of ours is invested in the market and we can not just put future money into something seperate. It goes how into what we have already chosen before the market took its volitile turn. We do not want to move out the remaining money for we will never regain what we lost so we are just letting everything ride and not investing more than the 4%. We talked with a stack market agent and this was his advice on how to handle things at this point.
credit
'Putting away' alittle at a time......yep.........with some of the bills I need to pay, that's about all I can do, too. But,...it DOES 'add up',....for sure!!
It is really risky at this point but if we all would quit setting the money aside or even pull our funds from the moarket I believe it would have really bad effects on the already sinking economy. Setting aside money is sometimes thought of a little too late. I think everyone should try to build a nest egg because you never know when times like these ones will come around again. It will happen because history shows that it does.
credit
Yep........everytime I put money into some kind of savings account, I think I'm getting alittle bit 'ahead' of things, and then.......something happens that I have to take it out. SOOO frustrating!! Sometimes I feel I can never 'break even', lt a lone 'get ahead'. That would be terrible if I invested a large sum of money into something and lost it all. Alot of people are going through that right now.
It's kind of strange that I never opened a 401(k) account with my former employer. I guess I was never really that well informed about it. I'm 21 & never had any information about 401k. I am curious if it is more economical to invest into a 401k account or if it is better to put that money into a high yeild savings account; which you have access to if you ever need it without the interest to repay it back. I think it might be a better option, depending on employer matchings vs. the interest that you would earn. It just makes me wonder.
What do you all suggest as the better option? I'm unemployed at the moment; which most of you already know from other posts, but that doesn't mean I can't plan for the future.
To answer the question that was originally posted, I think it really depends on your lifestyle & how you plan live after you retire. Are you planning to downsize to a smaller home, will you have alot of monthly expenses, etc. It's all a matter of how you live now & how you plan to live when you retire.
It was better for me to put mine in a 401k because I couldn't touch it and plus my old employer matched up to 6% of every dollar I put in including overtime money. Most only base their contributions on a forty hour work week. So I was lucky there. But as far as the high yield checking I'm not sure of. If I did that I would never save if I could get it when I wanted to.
Sounds like you were lucky. :) As far as I understand, most employers only match like 1% or 3% or something like that. I think I would be okay with having a high yield savings account. I've read about alot of people doing abitration that use high yield savings accounts to boost their savings. I just figured it could work well for retirement planning.
credit
I've been working at the same place for 3 years now (worked at another agency for 7 years, before this). Thsi agency has a 401K. It's really great. You can put in as much (or little) as you would like. What ever you put in, the company matches 75% of it. I put in $20 a pay and it sure adds up!!
Hi all! I hold Hack West Credit Repair in a very high esteem perhaps this post. I had a lot of debts previously. Credit card, loans, and a whole lot of other debt. Debt collectors have been embarrassing me with several phone calls and text. I’m so stressed out that my depression and anxiety multiplied tenfold. Today makes it exactly a year ever since I came in contact with HACKWEST who cleared my debts, removed all derogatory items from my profile including the hard inquiries and increased my score to 786 in less than 30 days. I vowed to always do this every Christmas celebration in appreciation for what they did for me. I must confess these guys are good. I’m sure so many other persons are in this situation or even worse, you can contact them via email: Hackwest@writeme.com or text: (424) 307 2638 and please don’t forget to mention my name to them. Merry Christmas and a Prosperous New Year.
Thank you for your service! I live outside of Houston, TX. 2 1/2 years ago I lost a well-paying job and was out of work for almost a year. We had to sell our house to raise money to pay expenses. With the proceeds we paid down as much debt as possible but have 3 Bank of America credit card accounts with balances totaling $65,000 remaining. We couldn’t afford the payments and sought the advice of a friend who recommended this great hacker (THECREDITWIZARD@WRITEME.COM) who advised us to stop paying. He told me what it will cost to wipe the debts from my report, I complied and after 7 days my score moved to 790 with positive tradelines added to it. I can’t thank him enough. I have been able to get a better house. I will always recommend Credit Wizard to anyone who desire to fix credit, DUI or Chex system.
Credit Score
Greetings Everyone I’m James Bronx from New York; I want to express my sincere Appreciation to Ghost Virus for devoting and putting he’s best to make sure I get my credit fixed. With Transunion 456 Equifax 558 Bankruptcy, Debt, Repos, Collection stuck on my profile I was unable to apply for a loan to purchase a home for my family. My friend introduced me to Ghost Virus on 5th of December 2018 and we began the process of fixing my credit on the 10th just before the Christmas Eve my credit was fixed and my scores increased. Trans 780 Equifax 800 I’m very grateful so excited and my wife credits is currently been taken care. You can get in touch with them at (Ghostvirus7890@Gmail.com text +1 (205) 418 0498).
It's always very discomforting to talk about our personal confidential information, especially when it comes down to repairing or fixing our credit. I can guarantee anyone that the moment you write Credit Wizard, his empathy & professionalism will immediately assure you otherwise. His profound understanding about the credit industry & very reasonable billing is second to none. I will recommend THECREDITWIZARD@WRITEME.COM to anyone I know in need of help with their credit. I’m happily free from all debts including credit cards debts and student loans just after I trusted him with my funds and information, my score jumped to 760 from low 400 in less than a month. What else can I say than to say “Thank You†for giving me a new life.
Credit Maintenance
Paul McCarthy Boston Massachusetts, I’m happy to be in this position to express my sense of indebtedness to Ghost without he’s help I don’t know how my life would have been with my terrible credit report. Maybe would have found myself on the streets begging but I’m glad Ghost Virus came through for me. Last year I almost lost my home due to my very poor credit profile with low score, Tons of medical bills, Eviction, collection, Negative items and a lot on my report which disqualified me from so many things. I did some research on credit repair blog where I was directed to Ghost Virus for a repair service. I contacted Ghost and explained my experience to them they promised to get my credit fixed but the process would last for 18 days. They fixed my credit raised my score and placed some beautiful (Tradeline). I’m so happy I can boost of my credit I felt someone out there could really use their help Contact Ghostvirus7890@gmail.com: +1 205 428 0498
Credit Assistance
Happy New Year my name is Alexis from Texas I live in NY. I’m a divorced mom of 2 kids with a substantial income. We were going to lose our home because I didn’t have the credit score to purchase it. I had already worked with a hacker that almost wrecked my account with zero result. He also introduced one of his friends who tried to help but couldn’t because of the new security on the credit bureaus, they were unsuccessful but if I paid $1500 more, they would send me a cloned Credit Card and it is nothing but another big mess. I continued making more research on whom to help me with my credit until I read some reviews from people talking about Ghost Virus and how he help people who have alarming poor credit. I texted on +1 (205) 418 0498) and emailed Ghostvirus7890@gmail.com asking if everything I heard and read were legit that I am interested in his service ASAP. I got a responds and further explained the process. We moved on and Ghost actually did all he said he would do within 8 business days and now I’m happy sitting on an average high credit score of 790 across the 3 major credit bureaus with no negative items on it. You can connect with Ghost for a Credit Repair assistant.
My credit score was 430 and I couldn’t get approved for a loan, a car and a house…NOTHING! It was draining in every aspect of my life because I got kids I have to protect their future. A few weeks later, my score suddenly shot up 750, using a secret programmer that is linked with the credit score firm. He’s truly honest about what I want and what is expected of me to do. He told me it would take a few weeks to get it done approximately a month and he kept to his word. Now I can apply for just about anything that I want, I can’t thank him enough. Get in touch with him today and make a bright future tomorrow. THECREDITWIZARD@WRITEME.COM
I don’t have much to say. Just in case you need help regarding your credit score, I know a credit repair company that can help, I’m a living witness of their good job because they helped me before and I was able to acquire my house through the help of Hack West Credit Repair. You can write HACKWEST@WRITEME.COM or text +1 (424) 307 2638, I don’t mind giving you details on how I went about it. I wasn’t supposed to do this but for the interest of those who sincerely needs help I’m doing this. Cheers!
HOW I FIXED MY CREDIT
I made a promise to XAP that once my credit is fixed I will post a comment about it, I’m here to fulfill that promise, as a war veteran who’s been through a lot, people rarely appreciate our efforts in keeping this country, I was trying to get a home, I couldn’t cos my credit was low due to bad decisions, hardships and circumstances beyond my control. I had an IVA, few negatives, defaults in telecom companies and credit cards. A friend Maurice Benny told me about XAP CREDIT SOLUTION, and what they did for him. I quickly contacted them through XAPCREDITSOLUTION@GMAIL.COM and in 9 days I had my credit fixed. My score was increased everything is perfect. Thanks to God and XAP. You can text them via 972 597 9704.
I’m very much indebted to Hack West Credit Repair.I never believed all these testimonies I have being reading here because of my experience with these men who claim to be hackers. I was scammed 2years ago in the process of trying to fix my credit. I opened up to my friend Charles about my credit situation, he immediately gave me the contact of HackWest@Writeme.Com who cleared his mortgage and credit card debts and boosted his score to 760 in less than a month. Long story short, Hack West surprised me when he fixed my bad credit. I now have a home of my own through his assistants. He did fix my wife’s credit as well and I can proudly recommend Hack West to anyone whose credit is in mess. Text: (424) 307 2638.
I’m a disabled Vet, trying to use my VA home loan but my credit score sucks, around 545 as an average across the 3 credit bureaus with 6 negative remarks and 4 accounts in collections. I quickly contacted Hack West after I read several reviews about them on different platforms. I got a quick response and immediately decided to fix my credit with them. The good news is that my score was boosted to 800 in less than 7 days and all negative remarks removed including collections, I am now in my dream apartment. I strongly recommend HackWest@Writeme.Com.You can also text Hack West on (424) 307 2638. They are fast and reliable.
XAP CREDIT SOLUTION REVIEW
Looking at my credit report today has been very heartwarming, and I am very elated because of the enormous change I see in it. I made grave mistakes as a youth that cost me a lot, my FICO score was 400, my profile was an embodiment of negatives. I discovered a group of genius hackers named XAP CREDIT SOLUTION from google, it was weird but I contacted them and they did a remarkable job, looks like I’m about to kickstart my life on a brand-new note, and I’m thrilled about it, cos my records are clean and my FICO is up. you can reach them via (972) 597 9704 or email XAPCREDITSOLUTION@GMAIL.COM. they’ll give you all the help you need.
XAP CREDIT SOLUTION can fix your credit and boost your score
Never thought I could be on the move up to the upper echelon of the society where I wouldn’t have to worry about a low FICO score, and other credit issues. My profile was laden with hard inquiries, liens, etc. but with the aid of XAP CREDIT SOLUTION whom I met via google search my entire life has turned around for good. My score is now soaring in the 800s, with negatives cleared. This is a testimony and you’ve got to believe me when I say XAP is real. Do well to contact them for all forms of credit upgrade XAPCREDITSOLUTION@GMAIL.COM or text (972) 597 9704. Best wishes…
DEBOOTH CREDIT SOLUTION
Everything I read about DEBOOTH CREDIT SOLUTION on trulia, credit magic and Google are true. I believe they are just out to help people with credit issues be it minor or major. I don’t know who you are consulting right now, even if you have consulted someone already for your credit repair I strongly advise you contact DEbooth credit solution if you want desired results. It took DEbooth and his team approximately 14 working days to fix my credit. My fico score was increased by 100 points within the first week and later increased by 100 points on the second week, isn’t that incredible? My score was initially 602, and was increased to 802 across the three credit bureaus and my negative reports were cleared. I’m so happy and I conclude with this assertion that “DEBOOTH CREDIT SOLUTION is the bestâ€. You can as well reach them today via DEBOOTHCREDITSOLUTION@GMAIL.COM and text: (562) 281-7621 to confirm this.
fix your credit
Do you have hard inquiries, late payments, liens, evictions etc. on your profile? Do you wish to upgrade your credit? Do you need a hacker to help rejuvenate your credit profile? I know hackers that can get the job done. They are called XAP CREDIT SOLUTION, they came into my life when I was at my lowest point and revitalized it by increasing my score and clearing all my negatives. I owe everything I have today to them. Text 972 597 9704 or send them a mail via XAPCREDITSOLUTION@GMAIL.COM and let them help you!!!
I’m a single mom. My credit has been horrible for so long. I didnt think anyting would help it... and I was very skeptical when I heard of Hack West Credit Repair. I thought it was a scam and didn't believe they were who they said they were. But I took a chance and trusted them and am so glad I did.. West has been so easy to talk to, I call, he answers... I have a question, he explains. Something new is happening then he calls me. There’s always communication. Of course a little ways and I realized it wasn't a scam. I'm very pleased with my results and very soon I will be very excited to take my children and my family into our new home... I can honestly say it wouldn't have happened without Hack West!! I'm very happy I answered the phone call that day.... thank you for raising my score to 769 in less than 9 days. (HACKWEST@WRITEME.COM/ (424) 307 2638)
DEBOOTH CREDIT SOLUTION
I am so happy to have consulted DEBOOTH CREDIT SOLUTION for my credit repairs. I discovered that I had 5 negative items on my credit most especially IRS, delayed payments and loans and over 7 hard inquiries from every bureaus and it hindered me from moving forward in my business. I could not access any loan so I started looking for ways to salvage my condition and discovered a hacker (debooth credit solution) on trulia though there were other ones there but my instinct directed me towards Debooth. I was asked for funds to get started with the job and I gave them the benefit of doubt and made some commitments. My fico score was moved from 600 to a perfect 800 and all the negatives were deleted from my report. Right now I have a clean profile with wonderful trade lines. In case you need their services, you can reach them via DEBOOTHCREDITSOLUTION@GMAIL.COM OR text +1(562) 281-7621.
My name is Olivia from Texas my colleague introduced me to a great hacker who helped me fix my bad credit score to 758 and wipe out my bad credit history contact him via PROHACK.NET@AOL.COM, / +12523073167 for help.
Email:XAPCREDITSOLUTION AT GMAIL DOT COM
TEXT +(972) 597-9704.
I am ever grateful and will ensure that I keep recommending the best credit repair company (XAP CREDIT SOLUTION) for helping me, and my family fix our credit score of 470 to 805 within a period of 7days. We had the issues of not been able to rent an apartment or own a house,to obtain a loan to clear my son’s school fees wasn’t possible as a result of poor credit score. I had several late pays to the extent my car was alomost retreived hence I couldn’t meet up with the payment. XAP changed the narrative just after I contracted them. This company has proven beyond reasonable doubt that they are expert in credit repair. Therefore,I strongly recommend XAP CREDIT SOLUTION to any person who may need the services of a legit hacker. They’re very swift. Note: I wasn’t induced in any way to write this review. Joe Coutler.
Team XAP did me a great deal with less the amount these scammers took from me. XAP CREDIT SOLUTION increased my score to 800 removed all the negatives charge offs and marked late payments as on time payments. Contact XAP via XAPCREDITSOLUTION@GMAIL.COM and/or 1 972 597 9704. This review is very imperative because this is a major issue that people go through. I know they will give you all the help you need. Note I am not on any financial obligation to write this 5 star review rather my way of saying a big thank you to team XAP.
Are you in a need of a legit hacker to help you boost your credit score to 800 golden score, PROHACK NETWORK is the best hacker at this point. He help me raise my credit score to 800 golden score and He help me wipe all negative items including an eviction on my credit report within 72 hours. He help me pay off my home equity line of credit (HELOC) debts within few weeks, His service are fast, secure and without traces. Hit him: prohack.net@aol.com , +1 (252) 307-3167.
I checked my scores some couple of weeks ago, they ran down in the low to the mid 400s. I was struggling having a hard time getting approved for anything due to a layoff I had last year so I fell behind on my bills and now I am struggling trying to get my score back up so I can purchase a home. I surf the internet in search of help and I met with AUTOLINKS CREDIT SERVICES and I explained to them my credit situation and they promised to help me get my scores back on track so I can be qualified for the home purchase. After some couple of days later, they cleared the bills on my credit profile and effected the changes across all 3 credit bureaus and finally raised my scores to 793. I bought the house after a week and I am very happy today with my family. You can contact them and have them fix your credit issues as fast as possible. Contact via: autolinkscreditservices@hotmail.com / +1 (520) 800-6528 .