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Hopefully this is the right forum for this question. I am hoping to get a new job very soon that offers retirement. We desparately need the money and so I'm wondering if anyone else out there has held off putting money in their retirement until your company matches? my old company waited until either the fiscal year started in July to start matching up to 7% or January of the following year. they did not offer to match any other times and it depended when you came in to the company. again this is a curiosity issue. I know that you don't miss that money when you get it taken out of your check...wondering what others have done. thanks in advance
Yes that is it. I remember seeing it on the w2. I always let out tax guy do all the work. He is a preacher and doesn't charge much to do them and e-file them. Like $40. I know ERB that is $40 in my pocket but I would lose that much sleep if I did them myself plus he always finds us so many tax deductions and is updated on all the things that go along with the tax world. I would probaly forget a deduction or not relize there was an extra credit of some kind out there and lose more than what I paid him any way.
Are you kidding that is an awesome price, have you price hr block lately? It is crazy high, like over $100
I think he does it for such a lower rate because he is a preacher that wants to give people a break. I know what HR charges until I got the word from someone going to this place we had went to HR block. Never again. I can't imagine with all the private tax preparation places that are popping up all over that this place is still in business. Probaly the anticipation loan lending I imagine but if you just wait two extra weeks (of ya can ) you can avoid all the high prices.
That anticipated loan is a rip off, to me it is as bad as the payday lenders, why does the government let that happen on the checks that they write. I don't think the rates should be legal, they are really high. I would not do it, I will wait the few extra weeks to get my check, if you do it online it does not take long at all, especially if you get the direct deposit.
I agree, I think that when they come out with this new payday loan law for the state of pennsylvania, these loans should have to follow suit, their intrest rate is retarded too.
I see your point, why should hr block get a way with it, they are pulling the same loans with the same rates. The only difference is they do it only once a year.
You got it erb. Those places like payday lenders are on the same lines as the HR block "anticipation" loans. Not much to anticipate but big enormous fees.
I just called the department of banking the other day, they said to watch the state banking website for restitution. It is in the process but a decision has not been made yet. so watch the page if this applies to you.
Doesn't me but I am sure their are plenty of people it does apply to. I said in another post if you give me the website I will bookmark it and watch for everyone also.
I have it bookmarked also.
We have a 401k, I am with you fireyone, mainly because most of the time the companies have some type of match consideration, nothing wrong with having them put in a few bucks.
yep, that is the best way to go these days with the company matches and everything.
I am trying to figure out wether to buy back five years military time into my retirement. They want like 27 thousand for it, seems steep, but it will really jack up my retirement, I still have a few years, like 20 to go before I retire, so I am really thinking about it. I can make monthly payments on it so it would not hurt too much. or I can put it off till the end and it will really cost me double, not sure what to do yet. I know I want to purchase it, just not sure on the way to pay. I don't have 27 thousand to give them so that is not even an option.
Honestly, I think it would be a good idea for everyone to learn about retirement planning. I know when my boyfriend and I retire, we plan to sell our real estate portfolio that we are acquiring to live on as our retirement money. At the same time though, he has a "can't stop working" OCD habit. lol So, he will probably be working until he physically is unable to do so. I personally want to look into more options for retirement planning besides selling our real estate portfolio we will acquire over the years to come. I don't know much about retirement planning. Any advice!?
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