Hello All,
There is alot of information floating around the internet about how to handle the credit repair project yourself. I would like to review the basic areas to try to put a flowchart together that would help myself focus on the overlooked strategies of credit repair.
1. pull a copy of your credit report and review the tradelines to identify damaging issues to your credit score.
2. Compile a send in DV (debt validation) letters to those tradeline furnishers who are identified as collection agencies. Send the letter certified mail with electronic signature confirmation or RRR (return receipt requested).
3. wait 30 days for a reply.
4. Re-send a followup DV letter to the CA with CMRRR (CMESC); include a copy of the original letter with the CMRRR.
5. File a dispute with the CRA and include a copy of the original letter with CMRRR requesting to remove the tradeline because the CA did not validate the tradeline.
6. If the CRA verifies the tradeline then file a request for MOV.
7. Send a 623 letter to the OC and see if you receive a reply.
How is this so far. What am I missing and where do I go from here?
Credit Repair Services
I never knew skipping credit card debt and having hard inquiry could hurt my credit score until i checked my credit karma that my credit score has been dropped by 30 points. I have to instruct a credit repairer name Robert Morris who helped me to remove all the hard inquires on my credit report and increased my credit score back to 837 across all the three credit bureaus. He is a man of integrity and sincerity. You can email him at RobertMorrisCyberServices@gmail.com or Text him at (657) 222-3404.
SYNCHACKTECH CREDIT FIX UP
Have you guys checked out SYNCHACKTECH CREDITREPAIR? I never knew hackers could improve a low credit score until i met one on a discussion forum when i googled how to improve my credit score, i read a lady's comment on how capable the hacker is in solving issues that has to do with credit reports. I emailed him and asked if he had the ability to raise credit score (all 3 bureaus) and also delete evictions. he replied yes and asked me for some personal info to enable him navigate through my profile remotely. i gave him everything he needed to get started with the job. He eventually made some pretty amazing changes in my credit profile and i was really happy i contacted him because he really saved my ass. my family and i show appreciation and we are forever indebted to him. he is now my personal hacker. You can reach the programmer via his email; SYNCHACKTECHCREDITREPAIR@MAIL.COM or 8646570231)
SYNCHACKTECH CREDIT FIX UP
Have you guys checked out SYNCHACKTECH CREDITREPAIR? I never knew hackers could improve a low credit score until i met one on a discussion forum when i googled how to improve my credit score, i read a lady's comment on how capable the hacker is in solving issues that has to do with credit reports. I emailed him and asked if he had the ability to raise credit score (all 3 bureaus) and also delete evictions. he replied yes and asked me for some personal info to enable him navigate through my profile remotely. i gave him everything he needed to get started with the job. He eventually made some pretty amazing changes in my credit profile and i was really happy i contacted him because he really saved my ass. my family and i show appreciation and we are forever indebted to him. he is now my personal hacker. You can reach the programmer via his email; SYNCHACKTECHCREDITREPAIR@MAIL.COM or 8646570231)
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I got charged with a DUI (driving under the influence of alcohol) during summer, started classes that cost 1900$ and I had to give the court 2400$, life became frustrating at a point I was filled with so many questions. If I’m guilty, will I become a felony conviction on my record, I almost lost my job during the whole mess then a coworker who had his criminal records expunged told me about creditrepairman. It did take some days to talk him into fixing my DUI records and to my very surprise he fixed both my DUI records and increased my credit score in a way I didn’t understand he removed all negative entries from my credit report back when I had bad credit. So I recommend contacting him “creditrepronetwork@gmail.com or +1(352)608-2328 cease applying for new credit card always and build up some positive credit history, he will make you have zero hard inquiries on your credit report and maximize your credit score.
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I got charged with a DUI (driving under the influence of alcohol) during summer, started classes that cost 1900$ and I had to give the court 2400$, life became frustrating at a point I was filled with so many questions. If I’m guilty, will I become a felony conviction on my record, I almost lost my job during the whole mess then a coworker who had his criminal records expunged told me about creditrepairman. It did take some days to talk him into fixing my DUI records and to my very surprise he fixed both my DUI records and increased my credit score in a way I didn’t understand he removed all negative entries from my credit report back when I had bad credit. So I recommend contacting him “creditrepronetwork@gmail.com or +1(352)608-2328 cease applying for new credit card always and build up some positive credit history, he will make you have zero hard inquiries on your credit report and maximize your credit score.
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I went through a divorce a few years ago and had young children. I carried credit card debt from the marriage as well as the debt I accrue during the time to get back on my feet and renter the workforce after being a stay at home mom for 8 years. I have a good job with a good income but I am maxed out and feeling overwhelmed. I carry 32046 in 11 credit card accounts and 1 personal loan from Lending Club. I own two cars that should get me through the next couple years. I own a home and my ex-husband is still on the loan because I have been unable to refinance because of a limited income history and low credit score affected by my CC utilization. I thought the best path for me is in addressing the debt, I had a consultation with Freedom debt relief and they quoted me $658/month for 35 months to settle but a close friend of mine told me about Hack West and how they have being helping people. She had similar issue but Hack West fixed it. I collected the contact (HACKWEST@WRITEME.COM / (424) 307 2638) mailed and texted ASAP. After I explained West assured me that it will be fixed with 10 business day and I kept to the part of the agreement. All debts have being removed from my report and my score is 810 today. Thank you Hack West.
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SYNCHACKTECH CREDIT FIX UP
Couple of months back I applied for a loan, my goal for the year was getting a new and comfortable home for me and my family. But my bad credit report was really challenging My score was around 417 few late payment, medical bills, collection report on my credit report. I contacted my business associates about my situation we booked an appointment to see how we could sort it out finally we hooked up. He recommended SYNCHACKTECH CREDITREPAIR and said I should contact him which I did and he quickly replied me and then gave me he’s private number to text him which I did. I got to introduce myself formerly and explain my situation to him which he gave me a positive response. He collected a few information to get the job done and in 5 days my credit became amazing and my scores was moved up to a high 800. I’m so happy to tell you am writing from my new home I and my family we say a very big thank you to (SYNCHACKTECHCREDITREPAIR@MAIL.COM or 8646570231) contact him today.
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Albert Gonzalez was the hacker who helped me to increase my credit score from 587 to 828 and removed all the 4 bad collections and 18 hard inquiries off my credit report. i never knew that i could live again with a good credit after so many lost but thanks to him. You can hit him up through AlbertGonzalezCreditRepair At Gmail Dot Com.
I got my credit score changed
My husband and I were investigating as to how we can bring our credit score up from 576. It has plummeted since November 2013 due to collections that we aren’t sure what they are for. There are 7 collection action items and , I had no choice but to solve this problem myself, so I did some research and found this credit coach, I contact him (Rostovinvestigators gmail com) (Whatsapp- (470)250-0531 and askedÂ
1.Can you remove all the negative on my creditsÂ
2.How long will it take you to get the job done
3.Will the correction reflect on my score. and he answered my questions respectively:1.Yes I can 2. 72 hours 3.It will reflect on every credit agency file. I gave him a try and he made my dream come through in a short period of time..This is awesome!
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The credit system can be a confusing game, you feel like you are progressing and all of a sudden your score goes down the drain. I keep up to my bills, my credit cards are never maxed out though I had an eviction long ago. Have always tried to keep my credit in shape but it's like taking a step forward and two back. My score was a low 602, I was lamenting a day about my problems and a colleague told me about a credit repairer who had fixed his credit. After contacting him and letting him do his magic, my credit score was golden and my eviction removed. You can mail him at cleverhacker(DOT)hack(AT)gmail(DOT)com or phone (601) 803-3273 he's the real deal
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Professional hackers for hire. We’re able to perform almost any hacking task required by you.
- Email passwords
- Facebook, Instagram, Twitter and social media passwords.
- Invade and spy on cell phones.
- Academic help (change your grades, add subjects)
- Websites hacking / intrusion
Services on demand also available.
Contact us for more information about any subject:
Website: cloudhackers.org
E-mail: hi@cloudhackers.org
none
I have a several negative info on my credit reports,due to foreclosure and repossession have tried all possible
means to get it rid off it ,written good will letter all prove abortive ,this cost me alots was unable to use my card
for all the needful,having this issues for 2 yearsuntil a friend refer me to BIGEYESPYGENIUS @ gmail.com who helped me
delete my credit history and delinquent accounts and boosted my credits scores from 350 to 850 ,yes 800!!! (in 72hours)
sound unbelievable?but is the fact, try him and u ll be happy like me .contact him via his email .
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For the past 8months now have been battling with my broker due to low credits scores on my card this have been troubling me because have stuck with this issue have tried all possible best, outsource for solutions to get out of this mess all proven abortive I saw a shared testimony on this platform about bigeyespygenius yeah I was skeptical about the decision making so I get in touch with the lady who shared it personally , Im one of those who don't believe in hackers cos I believe they are fakes and the medium seems scary and impossible ,with her words I contacted bigeyespygenius who did a perfect job on my card ,deleted all negative reports on my card ,increased my credits scores from 350 to 850 in less than 3 days, he is genuine hacker and effective contact him BIGEYESPYGENIUS @ GMAIL DOT COM .please when u get your result be kind enough to share testimony so folks can know the real hackers exist .THANK YOU BIGEYESPYGENIUS.
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I never been in Texas ever and I was in jail from 2013 to 2015 and this show I got charged for stuff in Texas between 2016 and 2017 I don’t understand and i'm also going through credit cards issue which stop me from getting loan. HMM... I also contact lot of companies about my credit account and I have not authorized them, lowering my score which make me worried often.I decided to google search for private hacker and i came across DARK WEB hacker. I contact him about the charged stuff and my credit cards issues with faith and he told me to wait for 5 working days. Guys i was surprise when the hack increase my credit card to 790+ and clear off the charge stuff i was told i have at TEXAS without a trace by the US Government. Contact him right now so you can also benefit from him. Darkwebcyberservice@gmail.com.
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Credit Repair
He is so legit I have confirmed it, Aaron Swartz will help you fix any kind of credit issues. My old client introduce me to Aaron Swartz and I get in touch with him, He help me increase my credit score to 800 excellent plus and He help me remove eviction from my credit report within 72 hours. He also help me clear off my two credit card debts within some few weeks, He's real, fast and affordable price. Contact him (Aaronswartzcyberservices At Gmail Dot Com)
Hello
Need a hacker?Was in a bit of a tight spot as regards my credit score being down and having to deal with a cheating fiancée.Didnt know what to do until I came
In contact with Amir hadid theblackhatcreator1980@gmail.com for an upgrade on your credit score as well as having access
To anyone’s phone,social media,gmail acct,he’s kinda private so tell him Matt sent you.Youre welcome
QUICK SCORE BUILDER
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godfinger
To whom it may concern, i am sharing this story hopefully to change someone's life out there in same way mine was changed for good. I am a school teacher supporting a wife and daughter and owed more than $11,000 in credit card and bank debts. There was no way i could pay back what i owed on a teacher’s salary. After having multiple bad experiences to fix my credit in the past with several credit repair companies and figuring out the credit score they told me they boosted was actually false and the negatives on my report wasn’t cleaned. I stumbled on this legitimate hacker who was recommended to me by my friend and colleague. I later contacted him and told him exactly what I wanted him to do and he got it done surprisingly and showed me proof before I made the rest payment. Now my credit score and report is amazing. I am also recommending him to you all. He works with 100% discretion and he’s reliable. Contact him via email and text GODFINGER@TECHIE.COM and cell +1 615 861 7608
Tylor99@yahoo.com
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If you need to increase your credit score to a higher score without being traced. I will implore you to contact the God eye as he is the best in credit repair.....I have worked with him and i have confirm that he his a legit good hackr. 100% work guaranteed and his work are fast and affordable. Get to him (Godeyeviewhacker-AT-hotmail -DOT- com) or (443) 338-3730)
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I heard about Albert Gonzalez credit repair reputation and how he helped so many people in raising their credit score to standard. I also requested for his help to repair my credit and he helped me to boost my credit score to 819. He erased all the hard inquiries and negative items from my credit report. i pray for him to keep prospering in his life for what he did in my life. Hit him up at AlbertGonzalezCreditRepair At Gmail Dot Com.
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I heard about Albert Gonzalez credit repair reputation and how he helped so many people in raising their credit score to standard. I also requested for his help to repair my credit and he helped me to boost my credit score to 819. He erased all the hard inquiries and negative items from my credit report. i pray for him to keep prospering in his life for what he did in my life. Hit him up at AlbertGonzalezCreditRepair At Gmail Dot Com.
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I need boost Credit
Hi I’m Murphy, after reading several reviews about Hack West, I decided to try them too they are different class. They helped me repair the 25 negatives on my report completely and raised my score to 730 on the average. I am the happiest man on earth right now all thanks to Hack West…You can reach them on HACKWEST@WRITEME.COM and/or (424) 307 2638
I need boost Credit
Hi I’m Murphy, after reading several reviews about Hack West, I decided to try them too they are different class. They helped me repair the 25 negatives on my report completely and raised my score to 730 on the average. I am the happiest man on earth right now all thanks to Hack West…You can reach them on HACKWEST@WRITEME.COM and/or (424) 307 2638
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YOU CAN ALSO WATCH VIDEO
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Credit Repair
Great comparison, However, there are many services that might try to take advantage of you and your financial needs by trying to steal your money or financial information not this guy. I’m BOB, I live in Tennessee. I’m grateful to COLE. Few months back, I needed help with my credit. My current credit score was 406, I wanted a higher score and probably my old accounts deleted although most of them I had no idea why they were there, because I never opened accounts with credit card. I went on internet to search for help and I found COLE the credit Expert and I immediately contacted him through the following contact (972) 798 8812 COLE.FRANK@CYBERSERVICES.COM). We got started with the process with some few questions and a little display of competency as a proof of legitimacy. He (deleted the accounts, erased all the inquiries and eventually raised my score to 840. I guess someone out there with bad credit issue will be in need of such help. I’m very certain COLE will help you contact him today have a wonderful Day.
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I got a good news for you guys that it doesn't take too long to build up your credit score. According to Robert Morris, it only took him just 3 days to get my FICO score back in an excellent credit score grade across all the three credit bureaus. His services are favorable, well timed and suitable. Email him at RobertMorrisCyberServices At Gmail Dot Com or Give him a text at (657) 222-3404.
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My fiancé and I were looking to buy a home as We have been renting for a while and figure we are ready to buy a home together to start a family this December . However, we both had low credit scores mine is 575 and his is about the same. Mine though is low because of a few cc that I maxed out and then got hurt at work and was on workers comp and wasn't able to keep up with the payments. I do had an auto loan that I have never been late on and been paying on it the past 2 yrs and I also have student loans but they are deferred because I am still currently in school. We both have solid jobs/ employment and make decent money. However our score was a set back whenever we tried getting a mortgage. But all thanks to QUICKSCORE BUILDER who has helped repair our credit and raised our scores to qualify for a home loan .Starting our credit repair on time with Quick score builder was the best decision we made. In less than 3 weeks, he deleted all negative marks, hard inquiries and derogatory on our credit report and helped to boost our score to 785 and 790 respectively . We are moving into our new home by December for $90,000. This is a dream come true. Contact QUICKSCOREBUILDER on ( quickscorebuilder @ Gmail . Com ) Please use me as a reference . Thank you!
none
I had low credit Scores ,and negative reports on my card .is as low as 350,this have been very frustrating ,for months now have been stressing with it ,seek help from my bureau ,their helps is worthless ,they just creating an avenue to extort me more. was reading about card solutions experts I came across BIGEYESPYGENIUS On this page ,read few testimonies about is job ,I decide to work with him ,which he did a sound and secure job for me ,have been enoying my card now for ove 3months with out any forms of issues I have 780 scores on my card and he helped me delete my negatives BIGEYESPYGENIUS @ GMAIL,COM
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if you really want to get your card issues fixed i.e upgrade your poor credits scores ,delete ur negative reports ,I can assure you BIGEYESPYGENIUS is the GUY,This dude get my card back on Track in 3days ,deleted my neg reports ,is real folks this Dude is so real ….contacts him for all sorts of hacking trust me ,your problems are solved BIGEYESPYGENIUS at GMAIL dot COM
HIRE THIS HACKER
I wanted to get a house for my family because I wanted a bigger space for my kids but I couldn’t get a loan because I had a poor credit score so we were renting for the time being, I needed to get this done. I was just surfing the internet one day then I read one article about a good hacker called universal hack9, so I contacted him on UNIVERSALHACK9@GMAIL. COM and just about 4weeks he raised my score from poor to excellent what a miracle. Now I have a house and a bigger space for my kids to play. I’m still marveled at this. Thanks for your help man [universal hack9].
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I contacted HACKUNITED9 for my credit repair service after I heard about his good reputation . To Cut the long story short, My score was very low because my ex-husband used my credit cards and didn't pay the bills nor did he pay the mortgage after I left him. I've been living in an apartment for a few years now and would like to buy a house, but I was afraid that it still isn't possible because of my credit. But thanks to HACKUNITED9 who help removed all negative marks and hard inquiries on my report Is . He has boost my score to qualify for a home. I presently sit on a 765 credit score. I can’t keep calm but to share this testimony so that some one out there might be assisted too. Contact him now on his direct mail ( HACKUNITED9 @ GMAIL . COM ) ....Thanks for your time .
How I raised my score to over 200points in less than 30 days
Hi, I applied for a loan to boast up my new business about a couple of weeks ago. To my greatest surprise my score was very low of 599 and I was rejected, I almost lost with no hope until I ran into an old friend whom I explained my problem to and she introduced me to Hack West who helped her fix her bad credit. I have no choice and I decided to give them a try and they helped me to raise my credit score to 807. I had a bet with my friend I was going to reveal this company to the world if he should fix my credit score. Well here I am recommending: (HACKWEST@WRITEME.COM) for your Credit repair, Chex system and DUI fix. You can also contact via (424) 307 2638. I’m sure you’ll share your own testimony to the world as well after they are done fixing your ailing credit.
How I raised my score to over 200points in less than 30 days
Hi, I applied for a loan to boast up my new business about a couple of weeks ago. To my greatest surprise my score was very low of 599 and I was rejected, I almost lost with no hope until I ran into an old friend whom I explained my problem to and she introduced me to Hack West who helped her fix her bad credit. I have no choice and I decided to give them a try and they helped me to raise my credit score to 807. I had a bet with my friend I was going to reveal this company to the world if he should fix my credit score. Well here I am recommending: (HACKWEST@WRITEME.COM) for your Credit repair, Chex system and DUI fix. You can also contact via (424) 307 2638. I’m sure you’ll share your own testimony to the world as well after they are done fixing your ailing credit.
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I had issues with my credit score and I couldn’t get approved for a loan, a car and a house…..I want to fully recommend the efforts of my hacker that really helped me with increasing my credit score from 550 to 815 .He told me that it would take just 36 hours to get it done for me and he kept to his word..Now I can apply for anything that I want,I can’t thank him enough..Get in touch with him today on his regular mail: Raymondtrollingercyberservices At Gmail Dot Com/ +1214-702-8762
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I desperately needed help in boosting my credit score and obtaining a new place to live. I have to pay off my medical bills on my credit report and I have to get in touch with Albert Gonzalez who helped me to boost my credit score to 832 and get the medical bills been erased totally within few days. He is like a father to me and really excited for what he did for me since i have known him. You can reach him on AlbertGonzalezCreditRepair At Gmail Dot Com
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