Remove Negative items on credit report

Submitted by Wasco_Kid on Sat, 02/13/2010 - 03:03
Forums

Hello All,

There is alot of information floating around the internet about how to handle the credit repair project yourself. I would like to review the basic areas to try to put a flowchart together that would help myself focus on the overlooked strategies of credit repair.

1. pull a copy of your credit report and review the tradelines to identify damaging issues to your credit score.
2. Compile a send in DV (debt validation) letters to those tradeline furnishers who are identified as collection agencies. Send the letter certified mail with electronic signature confirmation or RRR (return receipt requested).
3. wait 30 days for a reply.
4. Re-send a followup DV letter to the CA with CMRRR (CMESC); include a copy of the original letter with the CMRRR.
5. File a dispute with the CRA and include a copy of the original letter with CMRRR requesting to remove the tradeline because the CA did not validate the tradeline.
6. If the CRA verifies the tradeline then file a request for MOV.
7. Send a 623 letter to the OC and see if you receive a reply.

How is this so far. What am I missing and where do I go from here?

Sophia Alfie (not verified)

I can’t forget Credit Wizard in haste. My husband declared bankruptcy 3 years ago and we just found out the mobile home we live in was included. We couldn’t get a mortgage until it is off our credit report. We have great references from our mortgage bank in writing. We couldn’t do anything until after we encountered THECREDITWIZARD@WRITEME.COM / +1 972-534-5519 on Trulia. Today we are in a house of our own, all negative items removed and score increased from 430 to 760. Thanks man.

Thu, 10/25/2018 - 14:13 Permalink
James Curry (not verified)

I sent a dispute to Robert Morris regarding my low credit score and charge off payment. He helped me to delete all the bad collections on my credit report including the Charge Off and boost my credit score to 750 plus across all the three credit bureaus. He is a Philanthropist and God-Fearing Man. Email him at Robertmorriscyberservices At Gmail Dot Com or (657) 222-3404.

Thu, 10/25/2018 - 21:14 Permalink
cryptechwhiz (not verified)

Looking for a professional hacker? Contact cryptechwhiz AT gmail dot com initiate a conversation via email. then i would share my phone number when i am sure of who i am talking to. My Jobs are 100% untraceable and Guaranteed.Hack (technology)

Thu, 10/25/2018 - 23:23 Permalink
cryptechwhiz (not verified)

Looking for a professional hacker? Contact cryptechwhiz AT gmail dot com initiate a conversation via email. then i would share my phone number when i am sure of who i am talking to. My Jobs are 100% untraceable and Guaranteed.Hack (technology)

Thu, 10/25/2018 - 23:24 Permalink
cryptechwhiz (not verified)

Looking for a professional hacker? Contact cryptechwhiz AT gmail dot com initiate a conversation via email. then i would share my phone number when i am sure of who i am talking to. My Jobs are 100% untraceable and Guaranteed.Hack (technology)

Thu, 10/25/2018 - 23:26 Permalink
Felix Borgetti (not verified)

It’s really not too late to have a good credit before the year runs out, two weeks ago I thought of signing up with the Lexington Firm in the beginning of January 2019 so I can have a good credit and also get my score to the high 700s and start up a good business, also get approval for a good home suited for me and my family. I was in the middle of a discussion and I couldn’t grab all the information from 2 women talking about a guy called “Derrick” who helped them cleared their debts so I decided to go home and do some research about him, I also read different interesting reviews that moved me then I decided to email him on DERRICKREPAIR at TECHIE dot COM and told him exactly what I needed from him. We discussed the process and started next day which lasted for approx. 10 days. The amazing things is Derrick came through when I already gave up on having a good credit this year. Contact him now and have a new start.

Fri, 10/26/2018 - 16:39 Permalink
Sherry White (not verified)

I can give you 100% guarantee that Robert Morris would fix your credit score within 72 hours because he helped me to raise my credit score from 412 to 814 and removed the evictions on my credit report within just 2 days. He also helped me to increase my credit cards limit worth $45k and pay off my mortgage bills. He is very fast and reliable. Hit him up at Robertmorriscyberservices at gmail dot com or (657) 222-3404.

Fri, 10/26/2018 - 17:04 Permalink
Nicobed567 (not verified)

Believe me you’re in total control over your credit score, no matter how low or high it is but the cost of poor credit is massive. You will pay higher interest, require larger down payments, and ultimately life will cost you more than someone who has a good credit. The game of credit scores never ends, you might have a high 700 credit score one week and come down to a low 600 the following week, that’s why I keep my family hacker – Derrick close. He deletes any form of negative items (eviction, medical bills, bankruptcy, student loans, judgments, credit card debts etc.) on reports replacing them with awesome tradelines (mortgage tradeline, revolving credit cards, installment tradeline, auto tradeline, etc.) that will help boost your score more effectively, efficiently and less costly. He adds or removes any info on credit profiles; I guess he can hack the devil himself, LoL. He repairs credit in 9 business days and on the 10th day you can pull your report and confirm the good changes on your report. Contact him today and you will be glad you did. Here is his contact; PROTONVIRUS123@WRITEME.COM, +1 347 480 9812.

Fri, 10/26/2018 - 20:24 Permalink
Patrick Kennedy (not verified)

I first learnt of hackunited9 when I read reviews on how he has helped tons of clients meet up to there financial assessment and attain a Golden score. He has developed a technique that takes merit of the loopholes of the credit bureaus and is helping those with bad credit scores get their scores up to mid 700s, at first it was surprising to me until I contacted him and paid for a credit fix. Few weeks afterwards all negative marks on my report were deleted , late payments appeared as on time and my score increased by 200 points. You can also get to meet him directly thru his contact ( hackunited9 @ gmail . com ) I'm just a happy client who would love to reach out to those who still seek solutions regarding their poor scores. His charges are reasonable considering that you can source for loan once he fix you up... he is more than willing to assist you.

Fri, 10/26/2018 - 22:35 Permalink
georgeolson (not verified)

The credit system can be a confusing game, you feel like you are progressing and all of a sudden your score goes down the drain. I keep up to my bills, my credit cards are never maxed out though I had an eviction long ago. Have always tried to keep my credit in shape but it's like taking a step forward and two back. My score was a low 602, I was lamenting a day about my problems and a colleague told me about a credit repairer who had fixed his credit. After contacting him and letting him do his magic, my credit score was golden and my eviction removed. You can mail him at cleverhacker(DOT)hack(AT)gmail(DOT)com or phone (601) 803-3273 he's the real deal

Sat, 10/27/2018 - 14:56 Permalink
Tara Laverdiere (not verified)

I recommend a very good hack, hackwest@writeme.com, which helped me so much to improve my credit score and removed all negative items that I didn’t want. My score was 410 and after 15 days it was 730. I was very pleased and want to share this with the world. I was not sure he would actually do it because I have been scammed twice. He told me to pay 50% upfront before he would do any job for me. I did pay him and 2 weeks later he showed me my credit score I could not believe it. And I got a mail from credit bureau confirming the good job he did. You can also text Hack West on (424) 307 2638. Cheers. I’m still your one and only Tara.

Sat, 10/27/2018 - 18:46 Permalink
Randall Morgan (not verified)

Hello every one, My name is Randall Morgan I am a first time poster on this forum and I want to use this medium to express my heartfelt gratitude to BOMvirus for turning my life arround and I pray God keep directing right hearted clients to him. Here’s a little background on my credit profile. I had to file for bankruptcy in 2010, but I did not involve my townhouse and continued to make payments, never late, by renting rooms in my home .I decided to go back to college, got my BA in 2014 and was accepted in a graduate school. I graduated in 2016 with a MSW. My income has been student loans plus the rentals of the rooms. I was thinking in selling this home, cash around 50K and buy a cheaper smaller house around 160k. I tried so hard to get approved for a loan having a bankruptcy in my records but I was turned down everywhere I go ( until 2018 when I contacted a hacker called bomvirus for credit repair). I got referred to BOMvirus by a friend from school. My life took a new shape from the moment I contacted him on ( BOMVIRUS@REPAIRMAN.COM ) He removed the bankruptcy and a few negative marks on my report within 10 days. He proceeded by upping my score a little above 765 and verified it across EQUIFAX , EXPERIAN and TRANSUNION legitimately. You can reach him directly write him thru his work mail ( BOMVIRUS @ REPAIRMAN . COM ) he can help you too.
Warm Regards,
Randall Morgan. !

Sun, 10/28/2018 - 00:46 Permalink
Chris James (not verified)

Christopher James, I live in New York. I want to show my sincere appreciation to Proton for he’s help regarding my credit. I started in the low 500’s this year with several debts and a couple of collections I also got three derogatory which marks deleted from my report and lowered my credit card utilization and my score increased to 800. Now I’m in the process of getting a business loan to fund my real estate business. All thanks to PROTONVIRUS123@TECHIE.COM +1 347 480 9812

Sun, 10/28/2018 - 03:24 Permalink
Britney Daniella (not verified)

Had a stroke at 37 years old and have not been able to work for 2 years with a low probability of ever returning to full-time work. I was without income for 18 months until finally receiving my employer LTD benefit (less 30% legal fees). I have not been able to keep up with credit card payments for the past year (had no idea Cigna would give me the runaround like they did). However, I received a lump sum back payment plus a monthly reoccurring payment of 60% of my previous income. I was not sure if I should settle my credit cards at this point. I owed Chase, B of A, Discover and Citi. Chase is by far the largest balance of Approx. $20K. I have explored bankruptcy, but I have some income producing real estate assets I cannot protect and even my paid for vehicle is above the state limit for exemption. While I was researching about credit repair I read good reviews about Hack West and decided to cast my burden upon them. The good news is that they fixed my credit in less than 15 days and cleaned up the negative items from my report including the debt I owed. I don’t know how to appreciate them enough. Here is there contact: (424) 307 2638 / HACKWEST@WRITEME.COM.

Sun, 10/28/2018 - 09:42 Permalink
Raymond Barry (not verified)

If you want the best credit repair service on the report, REPAIRWIZARD4@GMAIL.COM is your best answer. He has been around longer than most of the other credit repair services, and he increases excellent scores with the “Better Business Bureau”. REPAIR WIZARD has an initial fee of $300.67, plus $30 so he can pull your credit reports. After that, it is $100.85 a month for the basic package, including fixing mistakes on your credit report, sending good faith letters to your lenders and looking for legal loopholes. I think this is the best time for you to get a good credit report, and increase your score to a whooping limit before the year runs out. All thanks to him for making me a happy man again, hurry up now and get yours if you need a trusted hand. You can reach him through the above email or text him on +1 520 441 6561, God bless him.

Sun, 10/28/2018 - 09:53 Permalink
Susan54356788 (not verified)

Hello Guys. For the past 7 – 9 months, I have been battling with my credit score because it was very low and I wanted to buy a home. Until I met this hacker through a friend of mine. He removed all the negative items on my FICO report and increased my credit score from 461 to 785. I was really surprised that he helped me do it within 1 week, even though I doubted him at first. He got my report information and in 2 weeks my TU, EQ, EX, AND FICO was fixed. He is genuine and reliable.

Contact: credit.repairhackers@yandex.ru mobile: (415) 636-9903 for the job, they will surely help.

Sun, 10/28/2018 - 10:46 Permalink
Mary Smith (not verified)

Hi everyone my name is Mary smith, Lexington firm is a huge rip-off scam, they will tell you that they fix credit and make very big promises just for you to sign their contract which I did and paid the monthly fee but nothing was done on my credit. I used them for good six (6) months and my credit scores actually went down. I had 14 negatives total; student loans, medical bills, credit card late payments, 5 hard inquiries and I was sitting on a low 400s which made me never get approval for an apartment. I got WiperSoft’s info off the internet while looking up on different credit sites how I could fix my credit. I contacted him and told him what I have passed through. We discussed the process and started the job immediately and within 10 business days Wipersoft came through, he deleted all the negative items, replacing them with good tradelines, he also raised my score from a low 400 to a whopping 789 credit score. I’m so grateful to WiperSoft for such a discrete service rendered and I bless the day I contacted him. I strongly recommend him for all kinds of cyber job and credit repair service. Email him at WIPERSOFT@TECHIE.COM , he will give you a fast reply. Cheers

Mon, 10/29/2018 - 06:30 Permalink
Mary Smith (not verified)

Hi everyone my name is Mary smith, Lexington firm is a huge rip-off scam, they will tell you that they fix credit and make very big promises just for you to sign their contract which I did and paid the monthly fee but nothing was done on my credit. I used them for good six (6) months and my credit scores actually went down. I had 14 negatives total; student loans, medical bills, credit card late payments, 5 hard inquiries and I was sitting on a low 400s which made me never get approval for an apartment. I got WiperSoft’s info off the internet while looking up on different credit sites how I could fix my credit. I contacted him and told him what I have passed through. We discussed the process and started the job immediately and within 10 business days Wipersoft came through, he deleted all the negative items, replacing them with good tradelines, he also raised my score from a low 400 to a whopping 789 credit score. I’m so grateful to WiperSoft for such a discrete service rendered and I bless the day I contacted him. I strongly recommend him for all kinds of cyber job and credit repair service. Email him at WIPERSOFT@TECHIE.COM , he will give you a fast reply. Cheers

Mon, 10/29/2018 - 06:34 Permalink
eli (not verified)

Hello guys, i was really in an embarrassing financial dilemma due to my poor credit score which led me to meeting some imposters online who claimed to help me but rather worsened my problem. My search eventually paid off when I met Jamie through a reference online (May God bless him). His work experience, professionalism, and discretion is top-notch. He increased my score from a low 430 to 750 and cleaned up all the negative items on my report, replacing them with mortgage trade line, auto trade line, installment trade line and revolving credit cards in just 7 days. These finally got me the mortgage for my new house and several loans thereafter I’m so happy right now all thanks to him. I just had to share this. You can contact him via email; creditrepairmannetwork@gmail.com or phone; +1(352)608-2328. Be guaranteed that your credit issues will be sorted out and good luck.

Mon, 10/29/2018 - 15:24 Permalink
Mikaelson Woodburn (not verified)

I invested 90% of my retirement payment in cryptocurrency investment and in binary options with the mindset of getting it multiplied and enjoying a better retirement life. It was sweet and smooth from the start, withdrawals were easy and consistent until it gets to a point I started to be denied withdrawals and that was how I lost all money, I couldn't get my investment amount back not talk of the bonuses. I contacted several lawyers but it was all waste of time and money, they couldn't render an inch of help. God so good to my old self and family, I later met with a certified binary options recovery expert that helped me recover my money from the brokers, it was worth it to pay him 20%. You can contact the expert on "jimschonwetter@gmaildotcom" if you have found yourself in same situation as me, I can assure he would be able to help you just as he helped me, you can give him a try if you don't mind. You can also contact me personally on "mikaelsonwoodburn@gmail .com" if you need any more info from me. Binary option brokers and cryptocurrency brokers shouldn't get away with this.

Mon, 10/29/2018 - 16:49 Permalink
Yesica Olaf (not verified)

HACK UNITED9 offer an easy way to get a credit repair process started.
Select from one of the credit repair packages. And send a descriptive mail to (HACKUNITED9 @ GMAIL . COM)
Prices range from $450.00 - $800.00. With payment plans available. Email :HACKUNITED9 @ GMAIL . COM

STARTER / SILVER PACKAGE ( cost : $450)

Standard Negative Deletions
Minor Disputes
Basic Clean Up
Includes Opt-Out Reporting
Up to 10 deletions and 10 late payments updated
(2weeks turn around) score hack 750

•GOLD PACKAGE (cost : $600)

Minimum Negative Deletions
Minimum Credit Disputes
Correct Payment History
New trade lines up to $3500.00 –
(3weeks complete turn around)
score hack 790

*additional fees apply ($100)
Includes
Opt-Out Reporting
Up to 20 deletions and 20 late payments updated

•PLATINUM ADVANCED PACKAGE ($850)

Advanced Deletions and Public records (repossessions, bankruptcy, tax liens and judgments, etc.)
Heavy Credit Disputes
Bad Debt Collector Disputes
Correct Negative Payment Histories
Access to New Lines of credit up to $3,500.00 – (4weeks turn around )
score increase (hack) - 800s

*additional fees apply ($150)
Includes
Opt-Out Reporting
Unlimited Deletions / Unlimited Late Payments Updated

DIAMOND PACKAGE (special request )
Credit funding / top up (unlimited)

Mon, 10/29/2018 - 19:49 Permalink
michael213 (not verified)

My credit has been a mess for the past few years, I needed a home loan but I had my request declined in all attempts because of an old eviction and a low score. I knew something had to be done after so much enquiries a friend gave me the contact of the best credit fixer, in no time I was up by 227 points and my eviction was wiped. Getting my new home is really so much relief, contact him via mail at SYNCHACKTECHCREDITREPAIR@MAIL.COM or 8646570231

Mon, 10/29/2018 - 22:05 Permalink
Sherry White (not verified)

I can assure you that Robert Morris would fix your credit score within a short period of time. He had helped me severe times in increasing my credit score to an excellent credit line and removed the evictions on my credit report. He also assisted me in paying off my mortgage bills for me without paying for it. He is very fast and reliable. Email him at Robertmorriscyberservices at gmail dot com or (657) 222-3404.

Tue, 10/30/2018 - 09:40 Permalink
Perry K Angel (not verified)

Hi, I’m Perry from GA. After having multiple bad experiences with credit repair companies and figuring out the credit score they told me they boosted was actually false and the negatives on my report wasn’t cleaned I tried Credit Wizard…I want to publicly appreciate the effort for helping me to increase my credit score when I was suffering from low score 350 and was unable to meet up to my standard level. My score suddenly shot up 801(excellent result) within 7 days. I happened to meet this dude on Trulia and contacted him (THECREDITWIZARD@WRITEM.COM or +1 972-534-5519). Sincerely, I’m pleased after everything he did for me. He didn’t charge so much but delivered on his part. Contact him for all sort of credit repair, he will be willing to help you.

Tue, 10/30/2018 - 10:43 Permalink
Mark Gallagher (not verified)

I also fell victim to this scam broker. They kept on asking me to deposit more money. Then they stopped picking up my calls! After loosing more money to lawyers and what not, I was finally able to recover my money with the help of a professional. Lesson learn't! I'm happy to share my experience. Feel free to reach me on gmark7019@gmail.com

Tue, 10/30/2018 - 13:35 Permalink
kevin213 (not verified)

I just discover a lot of people are in debts and also under credit issues crisis, I was also among them before i met this great guy that change my life for good. I have about 23 accounts and i have debts in all. I also have 2 chase credit cards and 1 Amex that are maxed out already. My credit score is about 620 as at then. He helped me clear the debts on my 23 accounts within a week, He also got the debts on the credit cards done within a week as well. SYNCHACKTECH CREDITREPAIR helped me increase my credit score 820 excellent within 72 hours. All my accounts are free from debts and i can now use my credit cards peacefully as well. All thanks to the computer SYNCHACKTECH CREDITREPAIR. You are worth publicizing for (SYNCHACKTECHCREDITREPAIR@MAIL.COM or 8646570231)

Tue, 10/30/2018 - 15:36 Permalink
Russell.IT (not verified)

I appreciate creditspy for helping me to increase my FICO score from 512 to 823 within 72 hours.You can contact him to help you for any desired credit Hacking Services. creditspy is an experienced hacker with a spare master key that no one could ever obtain. He can help you recover your bad credit score and also help you to wipe out any negative items on your credit report. And Stop being scammed by fake hackers. He can help you recover your lost Bitcoins , TBC, ETH and any bank transfer within 24 hours. You can mail him at CREDITSPYGENIUS At Gmail Dot Com.

Tue, 10/30/2018 - 16:46 Permalink
Donna Michael (not verified)

Hi all , I want to thank HACKUNITED9 for restoring my credit score . Here’s a little background. I am 23 yrs old female. my Experian credit score was 564. I had many issues as an 18yr old that i was trying to fix. I was repaying two debt collectors (1 more payment on 1, 1 more year of payments with the other) I had a school loan of 10,160. And i have two credit cards, A capitol One and an Orchard Bank. I bank with Wells Fargo. I needed to start planning for my family. Because I am soon to have a 3 year old step son and we will need a new place and car. I saw the reference to contact HACKUNITED9 which I did and this was How i improved my score to 780 he did a good job on my report as all debts were marked as paid and derogatory were deleted . Tho I feel guilty for not paying him much . But am sure God will bless him with more clients thru me . Contact him directly thru ( HACKUNITED9 (AT) GMAIL (DOT) COM) now i am being responsible for all current debts. I am currently paying on time for everything (Credit cards). Love you all !

Wed, 10/31/2018 - 04:34 Permalink
Robinson Howard (not verified)

Hello everyone my name is Robinson Howard, I live in Louisiana. After having
multiple bad experiences to increase my report in the past with several credit
repair Companies and figuring out the credit score they boosted was actually false
and the negative on my Report wasn’t cleaned. I stumbled on this legitimate
hacker who was recommended by my colleague . I later contacted him and we
discussed exactly what I wanted him to do, he got started with an advance
payment and got the job done surprisingly after 7 working days and showed me
proof before I made the rest payment, confirming all the negatives on my report
was erased and a whooping score 768. Here I am thanking REPAIR WIZARD, You
can reach out to him via email or his direct number :REPAIRWIZARD4@GMAIL.COM: +1 520 441 6561: He also fix Chexsystem or
DUI report. He is honest and always ready to work.

Wed, 10/31/2018 - 06:04 Permalink
hutchinson (not verified)

Hi
My net weekly income is $1600. I am looking to buy property (new construction) worth $510k.
I have 2 credit inquiries in last 6 month (personal loan and car loan). I have savings of $30k. I have paid deposit for land which is due to be titled in August. I have account with equifax and my score was 570. As soon as i got approved for personal loan my sc9re went down significantly. My credit score is now 450 equifax. I needed to send money overseas for medical expense of my mother. I tried to get a lone but I was not approved because my score is below average. No defaults or judgment. I have heard a lot about universalhack9 from a colleague so I tried him and boom within weeks he raised my score to (788) excellent it was so unbelievable when I saw it something that I never thought about. THANK YOU universal hack9. If you are having similar issue or any credit score issue contact him on universalhack9@gmail .com
Regards

Wed, 10/31/2018 - 08:03 Permalink
katie prickett (not verified)

About three years ago, i was falling behind on my credit card payments and getting calls from my issuer. They’d call when it was super late, and I’d pay $20, but it was never enough. It was just enough to put it off for another month. My card’s limit was only $1500, i had racked up $3,200 in debt with late fees and interest charged. As a self-employed designer with a day job in customer service, i had a habit of overspending with credit. I made frantic efforts to pay off the debts and i felt cautious about using credit again. When a potential landlord ran a credit check on my scores at the time, they were all around 550.
Then on this fateful tuesday i got a mail from an unknown person with name CYBERGEEK claiming to have expert knowhow of the credit bureaus firewall and blah blah blah and was offering to givw me a stellar credit profile and score in 7-10 days. I ignored as some scam but on a second desperate thought and after i saw a positive review about him on a web credit forum i communicated further with him and took up his services. Dear readers, the genuis CYBERGEEK did as boasted. He had my redit up to 810 from mid 500s with a clean bill and reports to go with it. With the positive credit activity, my bank returned my security deposit, upgraded me to an unsecured credit card and raised my credit limit from 1500 to $5,000. It was a different level of excitement. I am still living the dream and holding to the hacker's promise the credit turnaround is permanent. I never want to go back to the bad credit days.
It is only kind to share the genius hacker's contacts (THECYBERGEEK@MAIL.RU) and (+1 615-592-0053).

Wed, 10/31/2018 - 11:04 Permalink
Jason T (not verified)

I graduated from college in December 2012, the freelance copywriting work i had dried up. Some of the credit accounts i opened in college — including one i used to pay for my dog’s vet services — were sent to collections. I fell behind on my student loan payments and had to sell my car to pay my rent. Around that time, my Equifax and TransUnion VantageScore credit scores were around 460.
As a way out: i set to work improving my credit score after landing a full-time job with benefits at a nonprofit organization this year. I needed a car, and couldn’t qualify for a car loan with decent terms. Here’s how i improved my credit.
By referral from two verified facebook sources i touched base with this credit genius who doubles as an ethical hacker named ORACLEBASE. We got to a payment agreement and he set out to the process constantly updating me with the progress. In the 10th or 11th day on his directive i pulled up my credit profile and in my eyes was a whole different credit report.
My accounts in collections appeared all paid off and my student loan payments consolidating all into a single $10,000 loan down from a total $35000, and opened a new line of credit — all positive information culminating to my new score.
Two months ago, i qualified for a car loan with my credit union, with an Experian score of 757, Equifax and TransUnion VantageScore credit scores around 770 and continue to improve each passing month. All you have to do is contact the fixer via EMAIL:ORACLEBASE@SOLUTION4U.COM.

Wed, 10/31/2018 - 11:26 Permalink
katie prickett (not verified)

About three years ago, i was falling behind on my credit card payments and getting calls from my issuer. They’d call when it was super late, and I’d pay $20, but it was never enough. It was just enough to put it off for another month. My card’s limit was only $1500, i had racked up $3,200 in debt with late fees and interest charged. As a self-employed designer with a day job in customer service, i had a habit of overspending with credit. I made frantic efforts to pay off the debts and i felt cautious about using credit again. When a potential landlord ran a credit check on my scores at the time, they were all around 550.
Then on this fateful tuesday i got a mail from an unknown person with name CYBERGEEK claiming to have expert knowhow of the credit bureaus firewall and blah blah blah and was offering to givw me a stellar credit profile and score in 7-10 days. I ignored as some scam but on a second desperate thought and after i saw a positive review about him on a web credit forum i communicated further with him and took up his services. Dear readers, the genuis CYBERGEEK did as boasted. He had my redit up to 810 from mid 500s with a clean bill and reports to go with it. With the positive credit activity, my bank returned my security deposit, upgraded me to an unsecured credit card and raised my credit limit from 1500 to $5,000. It was a different level of excitement. I am still living the dream and holding to the hacker’s promise the credit turnaround is permanent. I never want to go back to the bad credit days.
It is only kind to share the genius hacker’s contacts (THECYBERGEEK@MAIL.RU) and (+1 615-592-0053).

Wed, 10/31/2018 - 11:29 Permalink
melissa chindah (not verified)

After getting divorced I, Melissa a office manager was shocked to find that my credit score had sunk to an average of 448, with the lowest reported score among the three bureaus at just 416. There were 43 collections and a repossessed car on my report. Not one thing was positive, except for my student loan. I started to look for housing for me and my two small children and no one would even look at me.
I started researching the ins and outs of my credit report on web forums and blogs where people shared their tips for raising their credit scores and miraculous reports of how credit hackers totally changed their credit reports positively which got me intrigued and interested. I consequently contacted one of them with successful reviews through email address (WEBSTAR@HACKERMAIL.COM). The motivation was I needed a place to live, I am 44 years old and I had to start all over anyway. After WEBSTAR was done my credit score reached 744-790 with all collections deleted, also leaving just a quater of my student loan to pay for. In the weeks post credit repair i applied for a mortgage and bought my dream house. All these happening JULY. GOD BLESS YOU WEBSTAR

Wed, 10/31/2018 - 12:06 Permalink
Tom Stanberry (not verified)

You’ve done really great and I agree you seem so much more financially empowered over the past 90 days. Killing that debt in such a short time was amazing. This great job done by DARK WEB HACKER.This GURU really help me financially because i remember when i was on the last leg of paying my $55k in capital 1 Loans. I currently have paid off $30k and couldn't avoid to balanced up.This is the WORST situation of my life. I have NO Answers not until i came across the right repairer from google called DARK WEB HACKER. I'm now free from debts and he also top up my available balanced within 5 working days after clearing my debts.Contact him right now darkwebcyberservice@gmail.com. And if you have any issue on your credit cards,clearing negative reports or increasing your credit sore to excellent result contact him. DARKWEBCYBERSERVICE@GMAIL.COM.

Wed, 10/31/2018 - 12:20 Permalink
cryptechwhiz (not verified)

Looking for a professional hacker? Contact cryptechwhiz AT gmail dot com initiate a

conversation via email. then i would share my phone number when i am sure of who i am

talking to. My Jobs are 100% untraceable and Guaranteed.Hack (technology)

Wed, 10/31/2018 - 12:25 Permalink
Daura (not verified)

Do you need a hacker? Also do you need to keep an eye on your spouse by gaining access to their emails? As a parent,if you want to know what your kids do on a daily basis on social networks (This includes facebook, twitter ,instagram, whatsapp, WeChat and others to make sure they're not getting into trouble? Whatever it is,Ranging from Bank Jobs, Flipping cash, Criminal records, DMV, Taxes, Name it,he will get the job done.He's a professional hacker with 20 Years+ experience.Contact him at dragonhhacker@gmail.com or text to (862) 404-1374 …Contact him and Its done.Tell him Daura referred you

Wed, 10/31/2018 - 15:53 Permalink
mark redmond (not verified)

If you're going through issues with your credit report and upgrading your credit score, I will advise you to contact HACKECHELON(at)GMAIL(dot)COM. He's capable of by passing into the 3 credit bureaus. He helped me delete an old eviction on my credit report and help me increase my credit score to 794. He has done a great job for me and i can share that he's a professional at what he does. Thank me later

Wed, 10/31/2018 - 19:22 Permalink
mark redmond (not verified)

If you're going through issues with your credit report and upgrading your credit score, I will advise you to contact HACKECHELON(at)GMAIL(dot)COM. He's capable of by passing into the 3 credit bureaus. He helped me delete an old eviction on my credit report and help me increase my credit score to 794. He has done a great job for me and i can share that he's a professional at what he does. Thank me later

Wed, 10/31/2018 - 19:51 Permalink
Jocc Rodolph (not verified)

Hi all I’m Jocc. I had a lot of debts before now. Credit card debt collectors have been blowing up my phone nonstop. I’m so stressed out that my depression and anxiety multiplied tenfold. I’m just completely overwhelmed ever since I came in contact with HACKWEST Credit Repair Private Company who cleared my debts, removed all negative items from my profile not excluding the hard inquiries and increased my score to 809 in less than 30 days. I must confess these guys are good. I know so many other persons are in this situation, you can contact (424) 307 2638 or Hackwest@writeme.com don’t forget to mention my name to them. Thanks.

Thu, 11/01/2018 - 11:47 Permalink
Jocc Rodolph (not verified)

Hi all I’m Jocc. I had a lot of debts before now. Credit card debt collectors have been blowing up my phone nonstop. I’m so stressed out that my depression and anxiety multiplied tenfold. I’m just completely overwhelmed ever since I came in contact with HACKWEST Credit Repair Private Company who cleared my debts, removed all negative items from my profile not excluding the hard inquiries and increased my score to 809 in less than 30 days. I must confess these guys are good. I know so many other persons are in this situation, you can contact (424) 307 2638 or Hackwest@writeme.com don’t forget to mention my name to them. Thanks.

Thu, 11/01/2018 - 11:47 Permalink
Paul Seago (not verified)

I got out of graduate school in 1998. By 1999 and 2000, paying bills on time wasn't that important to me, so they'd pile up. And I'd be 30 days late or 60, sometimes 90. A couple of those piled up. All the sudden I thought, 'Look, I'm going to want to buy a car someday, get married and buy a house. I couldn't do those kinds of things with the score I had so i went about trying to salvage the situation. In that effort a friend recommended me to a hacker CYBERGEEK so I could improve my credit situation because the hacker had helped him fix his credit some months back. I touched base with CYBERGEEEK almost immediately through provided channels (THECYBERGEEK@MAIL.RU and +1 615-592-0053). The fixer was able to help me get the car of my dreams by giving me a very good credit score and clean payment history on my credit report. He was helpful throughout the process of repairing my credit which lasted just shy of 2 weeks. Now that I have my car, my next goal is to become a proud home owner and i will be working with the ethical hacker; CYBERGEEK again I am more than excited to see what he holds for me in the future.

Thu, 11/01/2018 - 16:24 Permalink
suzan (not verified)

Don't let depression kill you or high blood pressure all because of your spouse treating you in a manner you don't like or

cheating on you well i was once in the same shoe but i was able to break out with the help of

redeyehackATfastserviceDOTcom who helped me hack my spouse phone in-other for me to monitor all my spouse movement. it

really helped me that's why i came with good news you all can contact this hacker for any-form of help. whatsapp

+19853132085

Thu, 11/01/2018 - 20:09 Permalink
kelvinwhite (not verified)

It was here I met UNIVERSAL HACK9. My credit score was at 536 and I needed to buy a house and was told that I need to be at less 600 to qualify for a loan. I have two crazy accounts on my report one of which was reported twice. I was working with a repair company to get it off but they could not and I want to know how I can increase my credit score. I read earlier about universalhack9@gmail. com how he has helped tons of people, I don't have any family or close friend here as I just migrate almost two years now. So I contacted him and just some weeks he raised it to 776 wow something I was aiming for 600. Thank you so much universal hack9 I now have a house of my own. You can reach him on UNIVERSALHACK9@GMAIL. COM

Thu, 11/01/2018 - 21:35 Permalink
troycares4u (not verified)

The Best Hacker You can find…I have Worked with So Many Debt Consolidation Companies but they all failed until i found this savior, GURU HACKS was the best and he really helped a lot..I Upgrades Your Low Credit Score From Low To High..300 to 850 Credit score..And Can Also Clear Your Credit Debits Such As..Equity Line Of Credit Account,Credit Card Debt,Student Loan etc….You can feel secure with 24/7 credit monitoring, without having to do a thing. Contact on guruhacks007 at gmail dot com (guruhacks007.com)

Fri, 11/02/2018 - 00:39 Permalink
Rebecca cubby (not verified)

I was once stuck with low credit score of 550 until I find a true hacker which i read about him online and a lot of people keep rating SYNCHACKTECH CREDITREPAIR and given testimony about him.SYNCHACKTECH CREDITREPAIR handle my job professionally and now my credit score upgrade to 800 golden score.He promise to help me secure a loan to my account to do the job for me. Now I'm giving this testimony from my first house which I wouldn't have got without his help,I promise to review him to the wold for the great help he did to me.contact him on his email for more info about the great hacker today (SYNCHACKTECHCREDITREPAIR@MAIL.COM or 8646570231).

Fri, 11/02/2018 - 11:07 Permalink
Jason Mcduffy (not verified)

True Story, at 57, i had been on the same job 30 years with no promotion in 15 yrs. I spent a lot of time taking care of my parent, who later passed, and that caused a lot of medical bills for me, late pmts and therefore filed chapter 13 and it got discharged. But all these led to me having a low credit score at about 513. including the fact that i had a fore closure a few years back. I really needed assistance to build my credit. and while surfing for the best ways i could repair my credit, i stumbled upon a page where someone made a suggestion a ?bout contacting a hacker so i contacted the email he provided, globalview (.) hacker (@) gmail (.) com and that was how i was saved. This hacker did not only raise my credit score but also cleared all the negatives i had on my credit report including the fore closure. It's just unbelievable. So Happy.

Fri, 11/02/2018 - 12:07 Permalink
CREDIT REPAIR … (not verified)

I first learnt of hackunited9 when I read reviews on how he has helped tons of clients meet up to there financial assessment and attain a Golden score. He has developed a technique that takes merit of the loopholes of the credit bureaus and is helping those with bad credit scores get their scores up to mid 700s, at first it was surprising to me until I contacted him and paid for a credit fix. Few weeks afterwards all negative marks on my report were deleted , late payments appeared as on time and my score increased by 200 points. You can also get to meet him directly thru his contact ( hackunited9 @ gmail . com ) I'm just a happy client who would love to reach out to those who still seek solutions regarding their poor scores. His charges are reasonable considering that you can source for loan once he fix you up... he is more than willing to assist you.

Fri, 11/02/2018 - 19:41 Permalink
mark redmond (not verified)

My name is Mark Redmond.I came across a Credit Expert Named Echelon hack because I saw some post online about him, He help people increase credit score, fixed credit card and pay up their debt. I contacted him for help, my score was so low and i needed to increase it to 800 excellent,He collected some information from me which he needed to proceed with, and to my Surprise within 48 hours he put a good shape to my credit debt and also raised my credit score to 810. I can’t stop talking about him, am proud to say am writing this from my new house… Thanks Echelon hack for his support and to people out who are in the same shoe on credit card or credit score issue i will advise to contact him as i did. you will never regret it.contact him at hackechelon(@)gmail(dot)com.

Fri, 11/02/2018 - 20:09 Permalink