Remove Negative items on credit report

Submitted by Wasco_Kid on Sat, 02/13/2010 - 03:03
Forums

Hello All,

There is alot of information floating around the internet about how to handle the credit repair project yourself. I would like to review the basic areas to try to put a flowchart together that would help myself focus on the overlooked strategies of credit repair.

1. pull a copy of your credit report and review the tradelines to identify damaging issues to your credit score.
2. Compile a send in DV (debt validation) letters to those tradeline furnishers who are identified as collection agencies. Send the letter certified mail with electronic signature confirmation or RRR (return receipt requested).
3. wait 30 days for a reply.
4. Re-send a followup DV letter to the CA with CMRRR (CMESC); include a copy of the original letter with the CMRRR.
5. File a dispute with the CRA and include a copy of the original letter with CMRRR requesting to remove the tradeline because the CA did not validate the tradeline.
6. If the CRA verifies the tradeline then file a request for MOV.
7. Send a 623 letter to the OC and see if you receive a reply.

How is this so far. What am I missing and where do I go from here?

Pamela (not verified)

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Correct Payment History
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Sun, 10/14/2018 - 23:01 Permalink
Anonymous (not verified)

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Mon, 10/15/2018 - 07:55 Permalink
lucy davidson (not verified)

I really cannot explain in words how

grateful i am to you DR IGOR KLOPOV

and your staffs for helping me remove

four negative items on my credit report

and this deprived me from getting loan

for my business maintenance which i

wasnt really happy about it not until i

ran to my family doctor for help he then

refered me to him and i had a sucessful

service from him and also helped

increase my credit score from 447 to

806.contact the hacker at

IGORKLOPOVCYBERSERVICES AT GMAIL

DOT COM please tell him i refered you

so he can know how grateful i am for his

services

Mon, 10/15/2018 - 13:51 Permalink
Kevin Hale (not verified)

My sister introduced Robert Morris to me that he can assist me in increasing my credit score. After i contacted him for his credit service, he helped me to upgrade my credit score from 532 to 822 and eradicate all the negative items on my credit report. He also helped me to clear away my mortgage bills and credit debt off. For any credit assistance, you can email him at Robertmorriscyberservices@gmail.com.

Mon, 10/15/2018 - 15:52 Permalink
mark redmond (not verified)

My name is Mark Redmond.I came across a Credit Expert Named Echelon hack because I saw some post online about him, He help people increase credit score, fixed credit card and pay up their debt. I contacted him for help, my score was so low and i needed to increase it to 800 excellent,He collected some information from me which he needed to proceed with, and to my Surprise within 48 hours he put a good shape to my credit debt and also raised my credit score to 810. I can’t stop talking about him, am proud to say am writing this from my new house… Thanks Echelon hack for his support and to people out who are in the same shoe on credit card or credit score issue i will advise to contact him as i did. you will never regret it.contact him at hackechelon(@)gmail(dot)com.

Tue, 10/16/2018 - 14:13 Permalink
almatheresa007 (not verified)

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Wed, 10/17/2018 - 09:19 Permalink
Dally (not verified)

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Wed, 10/17/2018 - 12:32 Permalink
Lorna barnes (not verified)

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Wed, 10/17/2018 - 23:29 Permalink
Stephan Lewin (not verified)

My wife and I had an unpaid debt from a rental unit from some years back and we were just now in a position to finally pay it off in full. When I called the debt collector and asked for a written letter stating they will delete the debt from my credit report if I pay in full they said "they do not do that, you will have to call the credit bureau to have it removed" they also tried on multiple times to trick me into saying I wanted to be removed from the "do not call list" which lead me to believe that I was being lied to about the whole situation. I really wanted to ensure that they do indeed delete the debt from my report cus I paid them in full, and I was ready anytime to pay them in full and its one of the last two on our report left to have no past debts. They refused, so I was left with no option but to contact a credit repair expertise to help me out and it was no other hacker but the American hacker called BOMVIRUS. He did a great job on my credit report after I paid him . He deleted the debt and other negative marks on my credit and even boosted my score a little above 790s . I felt very relieved afterwards. Quickly email him now on ( BOMVIRUS @ REPAIRMAN . COM )...if credit score is an issue . Good luck !

Thu, 10/18/2018 - 03:42 Permalink
Edward Duffy (not verified)

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Thu, 10/18/2018 - 08:34 Permalink
Dally (not verified)

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Thu, 10/18/2018 - 10:19 Permalink
cybergod40 (not verified)

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Thu, 10/18/2018 - 14:11 Permalink
Shirley Rasco (not verified)

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Thu, 10/18/2018 - 15:18 Permalink
Josue Curry (not verified)

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Thu, 10/18/2018 - 15:21 Permalink
Josue Curry (not verified)

Hello Guys, for the past 6 – 7 months, I have been battling with my credit score, it was very low until I met this hacker through a friend of mine.
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Thu, 10/18/2018 - 15:29 Permalink
Priscilla Fransis (not verified)

My husband's score has been about a 685 for months. Of course right when the mortgage people pulled our credit, a medical bill we had forgotten to pay showed up in collections on his report making his score a 595. The collection can only have showed up a few weeks ago. I called and payed the debt in full and the collector is sending me a letter in the mail stating they will remove it from his credit score. When I get the letter and send it to the mortgage company, the broker said she would be able to do a rescore. She also put it in the simulator and said that the simulator reported his credit being a 629 after the deletion of the collections account. this was not correct. Shouldn't his score go back to 685 like it was before the collections went on his report? I am concerned that maybe the low score is due to having 5 hard inquiries on his report, as well. But all the same I could not help but to hire the American hacker “ BOMVIRUS “. I referred him to my husband and explained to him about the inquiries and the low score . He told us the cost of the job and time frame to get it fixed so we made payment and in few weeks the inquiries were removed and score was upped to 785 which is 100 points from the previous score . Contact him for similar help on ( BOMVIRUS @ REPAIRMAN . COM ) his fee is not steep.

Thu, 10/18/2018 - 16:54 Permalink
Forrest Brown (not verified)

i have been working with Robert Morris for years now, he had never let me down for once because he helped my wife to increase her credit score from 660 to 823 and wipe away all the credit inquiries on her credit records. My wife just got a house and a nice car to her name which i’m jealous but kudos to her. You can get in touch with him through his email at Robertmorriscyberservices at gmail dot com or (657) 222-3404.

Thu, 10/18/2018 - 18:47 Permalink
Ann (not verified)

Pay attention! It doesn’t matter how low your score is or how many negatives are on your report. Your credit report could be as perfect for anything if you had the right contact. I used to have a low score of 413 and some negative items including an eviction on my report. I knew I couldn’t quality for anything and thought my report would never get in shape. But life as a game of risk proved to me that there could be light at the end of the tunnel. Yes there was really light. After being ripped off many times by online imposters many times, I finally met WIPE VIRUS. At first, I felt reluctant to give him a try. But when I finally did, I became ever thankful. My score was increased to a high 825 with all the negatives removed including the eviction in just 6days. I didn’t care about the cost because I had the best experience with him. I’m currently living happily with my kids in the comfort of a new big home. I just decided to share my experience as I know that a lot of people have been scammed a lot of times. Reach him through WIPEVIRUSE231@WRITEME.COM or text him on his direct number +17404860190. He can also fix a chexsystem report and a DUI report as well. Goodluck and thank me later.

Fri, 10/19/2018 - 09:43 Permalink
Shawna Donalds (not verified)

It is everywhere on the web on every credit forum, testimonies about this hacker that hacker miraculously fixing credit reports and debts. I must confess it was too good to be true and felt like an orchestrated scam. I thought long and hard because I was in a credit mess, late payments, collections, repossession and I needed a bigger house for my family, a business loan which all was unattainable. I contacted HACK LORD via mail HACKLORD2525@MAIL.RU I hoped testimonies about him was genuine and hell yes it was. I’m a living withness to this genius. I have a FICO score of 770 now from mid 500 with an impeccable report.

Fri, 10/19/2018 - 10:01 Permalink
KELLY Evans (not verified)

Have you heard about Albert Gonzalez credit services because he increased my FICO score to 780 and erase all the collection items on my credit report with a low interest rate. i just paid off my chase auto loan worth $55000 and bought a new house in Chicago. i’m really grateful for what he did because he is a savior to me. You can reach him through his mail at AlbertGonzalezcreditrepair At Gmail Dot Com.

Fri, 10/19/2018 - 13:08 Permalink
blackbeltdefender (not verified)

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Fri, 10/19/2018 - 21:45 Permalink
Luke Jacobs (not verified)

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Sat, 10/20/2018 - 05:49 Permalink
mark redmond (not verified)

I decided to contact a credit repairer when I was going through hard times and couldn't fix my bad credit on time and I've been cheated by some group of people calling themselves hackers! I contacted (hackechelon(AT)gamil(DOT) com) and i explained my story to him and he didn't hesitate to help me. He helped me delete that particular negative items on my credit report and help me increase my credit score to 790. I will advise you all to get to him if you have any credit issue, He is an expert and he is the best man for the job..

Sat, 10/20/2018 - 10:28 Permalink
Benson Billy (not verified)

Credit Wizard remains the best credit expertise I have known. I had seven negative things on my credit that were holding me back. One of them is from Capital one another from sears which I paid off and I am not sure of the others but they are both 11 years old. I filed bankruptcy 11 years ago and settled with all of these. My attention was called that they are still on my reports I recently got referred by my wife to hire (TheCreditWizard at Writeme dot Com / 972-534-5519) which I did and he helped me fix my credit and my score improved by a huge leap. I recommend anyone that needs to fix his or her credit to get through with him. He is just the best.

Sat, 10/20/2018 - 17:59 Permalink
almatheresa007 (not verified)

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Sat, 10/20/2018 - 21:15 Permalink
PayneButlerrr (not verified)

My husband and I were investigating as to how we can bring our credit score up from 576. It has plummeted since November 2013 due to collections that we aren’t sure what they are for. There are 7 collection action items and , I had no choice but to solve this problem myself, so I did some research and found this credit coach, I contact him (Rostovinvestigators gmail com) (Whatsapp- (470)250-0531 and asked 
1.Can you remove all the negative on my credits 
2.How long will it take you to get the job done
3.Will the correction reflect on my score. and he answered my questions respectively:1.Yes I can 2. 72 hours 3.It will reflect on every credit agency file. I gave him a try and he made my dream come through in a short period of time..This is awesome!

Sat, 10/20/2018 - 21:35 Permalink
Suzan (not verified)

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Sun, 10/21/2018 - 01:11 Permalink
Tammyrab (not verified)

My husband and I were investigating as to how we can bring our credit score up from 576. It has plummeted since November 2013 due to collections that we aren’t sure what they are for. There are 7 collection action items and , I had no choice but to solve this problem myself, so I did some research and found this credit coach, I contact him (Rostovinvestigators gmail com) (Whatsapp- (470)250-0531 and asked 
1.Can you remove all the negative on my credits 
2.How long will it take you to get the job done
3.Will the correction reflect on my score. and he answered my questions respectively:1.Yes I can 2. 72 hours 3.It will reflect on every credit agency file. I gave him a try and he made my dream come through in a short period of time..This is awesome!

Sun, 10/21/2018 - 13:16 Permalink
Oscar_Wilson (not verified)

Being patient with HACKUNITED9 during my credit repair process was worth it. Because last year I enlisted in the national guard, and did all of my training from Jan-August. I had almost $4k worth of collections after i added up the line of credit that i was paying daily interest on. My bills were basically $1400/mo, before my drill weekends I was making a little over $1600/mo. It was a pretty rough time. I was 12 months into my car loan and every time I applied to refinance, I got denied. I tried to get a debt consolidation loan and got denied. Then I had to switch employers and also got denied for their credit check. But thanks to HACKUNITED9 who has helped me repair my credit and given me an excellent score (780) . Now I no longer get denied for anything atall . Write him on HACKUNITED9 @ GMAIL . COM

Mon, 10/22/2018 - 09:14 Permalink
Ava James (not verified)

Hi people, I’m Ava James, from Arizona a mother of three. I have been in serious debt since the death of my husband. I was unable to meet up with the standard given to me and my kids by my late husband because I couldn’t meet up with the bills; such debts has been accumulated, build up into my credit report and condemn the good credit history I was having before the ugly incidence. This has led to the forfeit of our truck for repossession and it has an impact in my report. A particular credit repairer refuses to help all because I couldn’t pay what they asked for. Not until my sister in-law recommended HACKWEST@WRITEME.COM/ (424) 307 2638. My Debts of four (4) years was taken off within a shortest period of time with a new score of 785. Though what I paid for can't be compared with the good work I received from HACKWEST. I lack words to thank them for the great help they rendered to me, my kids and my late husband. I promised to tell the world about them perhaps this post.

Mon, 10/22/2018 - 10:01 Permalink
Olivia Emma (not verified)

I have a story to tell. My husband and I needed credit repair, so we contacted this hacker, we explained to him about all the negative items on our report (around 9 negative items) on my report with total debt of around $21,000. He stated to me: Yes! I can fix it in 10 days! I was excited! Now my husband’s credit had 15 negative items and 3 positive items. His total debt was around $47,000. After analyzing both credit he stated we can correct both within 30 days! I was excited. It’s been 7 years the last time we had good credit. It was difficult for me to believe. Well we got around to the cost of credit repair. When I asked he told me our price but I will receive a discount if both (H&W) start credit repair at the same time. After the 45 days had passed and he provided the finished jobs the least score were 752. Both my husband and I introduced him to our close colleagues and friends. He is very efficient and thorough type of person, asides from being elite, if he works for you; you never have to worry about anything backfiring…. It is permanent; touch base with him (THECREDITWIZARD at WRITEME dot COM / +1 972-534-5519). I am saying all this here because I don’t think anyone deserves to miss the train; Or won’t you want to end the bad credit?

Mon, 10/22/2018 - 17:53 Permalink
Kevin Hale (not verified)

Robert Morris raised my credit score by 200 points within five days and help me to clear my home loan payment. I bought my first car this year and never regretted working with him since then he has really contributed to my family with the approval of student loan for my children and providing a job for my wife in Atlanta Georgia. You can mail him through Robertmorriscyberservices (AT) gmail (DOT) com.

Tue, 10/23/2018 - 05:02 Permalink
Raychel Jack (not verified)

Do you have a bad credit report? Then no need to worry anymore.
HACKWEST@WRITEME.COM is the answer to getting a perfect credit. They helped me repair my credit. Removed the 18 negative items from my report and I was able to access loan and got myself a Chevrolet 2017 model. I can’t appreciate you enough West. You can also reachout to them via (424) 307 2638. Thank me later. Cheers. Respectfully, Raychel Jack.

Tue, 10/23/2018 - 21:29 Permalink
KELLY Evans (not verified)

I came back to introduce Albert Gonzalez to you guys because he has been one of the best hacker after he might have helped me to increase my credit score. He also assisted me financially with paying off my credit debts and some mortgage bills for me. He is an understanding man and truth worthy. i guess you should get in touch with him yourself through AlbertGonzalezCreditRepair At Gmail Dot Com.

Tue, 10/23/2018 - 21:45 Permalink
Dylan Blake (not verified)

To get a Trusted and Sincere Hacker to help you get your credit fixed remove negative items increase score what hacking solution are you looking for I advice you to connect with COLE.FRANK@CYBERSERVICES.COM / +1 972 798 8812 today and be rest assured your worries are over have a nice day Dylan.

Tue, 10/23/2018 - 22:34 Permalink
Dylan Blake (not verified)

To get a Trusted and Sincere Hacker to help you get your credit fixed remove negative items increase score what hacking solution are you looking for I advice you to connect with COLE.FRANK@CYBERSERVICES.COM / +1 972 798 8812 today and be rest assured your worries are over have a nice day Dylan.

Tue, 10/23/2018 - 22:34 Permalink
dave harrison (not verified)

I have always been wondering if a hacker could improve a bad credit score until i checked online on how to improve my credit score ,I stumbled on a lady’s comment on how capable he is in solving credit issues. I mailed the Hack Invade and he really knows his way around the credit system , I was skeptical but to my suprise he did helped me out, he his fast and contact him hackinvade |AT| gmail |DOT| com or his phone # 206-946-9152 and thank me later

Wed, 10/24/2018 - 00:38 Permalink
Abraham Cheklokov (not verified)

Credit repair is not a scam…it is your legal right through the Fair Credit Reporting Act. All consumers have the right to an accurate credit report. I have not come across a credit report today that did not have an error on it. You, as a consumer, have the right to accurate information. So no, repairing your credit is not a scam. Not being educated on how credit works is the scam. blackhatcreator1234@gmail.com is where it all get fixed...i call him Mr fix credit

Wed, 10/24/2018 - 00:40 Permalink
Julie Newman (not verified)

This is extraordinarily outstanding it is why i chose to share . Some time ago I saw a reference to contact HACKUNITED9(at)GMAIL(dot)COM ,a credit expert who enable people move up to financial assessments . Well I chose to bet and try it out thus I reached out to him and incredibly he helped support my financial assessment when I was at that point of going homeless and this took him only 3 weeks . I'm talking 250 bad to 760 good!!!! Nowadays No issue how terrible my score gets each time , he is constantly ready to settle it and now I ceaselessly carry on with the luxurious life I generally needed . Never worrying about my score or dept is the best thing. The interesting part was when i provided my account details for credit funding and i got a $7k top up. Hackunited9 I Owe you all hotshot and expecting you folks see this. Contact him with the above mail , should you require a credit repair

Wed, 10/24/2018 - 06:13 Permalink
Dorris Harry (not verified)

I just want to thank REPAIR WIZARD for his job well done. I was introduced to this genius hacker through a trusted friend on how I could clean up my bad credit profile and increase my score to speed. However this prevented me from acquiring a loan from the bank because my score was 534, though I was scared but with the help of my friend I decided to give him a try. To my greatest surprise he did the work perfectly in (four) working days and clean the negative on my profile, a whooping score 862. He saved my life literally and I owe him publicity because he’s a God sent. You can reach out to him via email REPAIRWIZARD4@GMAIL.COM or text him via number +1 520 441 6561.

Wed, 10/24/2018 - 12:20 Permalink
mark redmond (not verified)

I decided to contact a credit repairer when I was going through hard times and couldn't fix my bad credit on time and I've been cheated by some group of people calling themselves hackers! I contacted (hackechelon(AT)gamil(DOT) com) and i explained my story to him and he didn't hesitate to help me. He helped me delete that particular negative items on my credit report and help me increase my credit score to 790. I will advise you all to get to him if you have any credit issue, He is an expert and he is the best man for the job.

Wed, 10/24/2018 - 15:29 Permalink
Carol Trod (not verified)

Hi everyone my name is Carol Trod, Lexington firm is a huge rip-off scam, they will tell you that they fix credit and make very big promises just for you to sign their contract which I did and paid the monthly fee but nothing was done on my credit. I used them for good six (6) months and my credit scores actually went down. I had 14 negatives total; student loans, medical bills, credit card late payments, 5 hard inquiries and I was sitting on a low 400s which made me never get approval for an apartment. I got Proton’s info off the internet while looking up on different credit sites how I could fix my credit. I contacted him and told him what I have passed through. We discussed the process and started the job immediately and within 10 business days Proton came through, he deleted all the negative items, replacing them with good tradelines, he also raised my score from a low 400 to a whopping 789 credit score. I’m so grateful to Proton Virus for such a discrete service rendered and I bless the day I contacted him. I strongly recommend him for all kinds of cyber job and credit repair service. Email him at PROTONVIRUS123@TECHIE.COM or text him on his direct number +1 347 480 9812 he will give you a fast reply. Cheers

Wed, 10/24/2018 - 16:21 Permalink
Kelvin Bruce (not verified)

Since buying my first home I’ve been made very aware of the affects a poor FICO score can have on your life. In the process of purchasing my house, thanks to HACKUNITED9 , I was literally shut out of the market because of my low credit score. Thankfully, I was able to come up with a very large down payment for a fast credit repair service , and that’s the only way I was able to purchase my home. After experiencing these difficulties, I knew it was time to do something about my credit score. I know now that my
credit can have a huge affect on tons of things in my life. Based on how difficult it was to purchase my home, I knew it was time to hire Hackunited9 Credit repair to help me turn my score around. Since contacting the company, ( HACKUNITED9 @ GMAIL . COM ) I’ve not only learned a lot about the
steps I can take to fix my credit, but my score has also jumped 200 points thanks to their expert disputing skills. I know now that if I intend to apply for a job, buy a new house, expand my business or purchase a new car I can do so with
confidence, thanks to HACKUNITED9 @ Gmail . Com ...you can hit him with this mail

Wed, 10/24/2018 - 20:30 Permalink
Marilyn Boone (not verified)

If you need a hacker to help you boost up your credit score on your credit report to 800 excellent plus and Help you delete all negative collections items on your credit report within 72 hours without traces, I will advise you all to get in touch with Aaron Swartz the cyber guru. His service are fast, secured and reliable without stress, Contact him (Aaronswartzcyberservices At Gmail Dot Com)

Thu, 10/25/2018 - 07:35 Permalink
Linda Michael (not verified)

Y'all should try CREDITSPYGENIUS AT GMAIL DOT COM for all kind of hacking
deleting of bad result
for local and international banks, block transfers,
make transfers), clear debts, pay for bills at give a way rates, breach
of web host servers, firewall breaches, application cracks, change of
school grades, professional hacking into institutional servers, clearing
of criminal records, cheating husband or wife phone , key-logging,
smartphone,tablet portable device hacks, pc hacks on any OS and ip
tracking and general tracking operations. contact him on CREDITSPYGENIUS AT GMAIL DOT COM

Thu, 10/25/2018 - 07:55 Permalink
Linda Michael (not verified)

Y'all should try CREDITSPYGENIUS AT GMAIL DOT COM for all kind of hacking
deleting of bad result
for local and international banks, block transfers,
make transfers), clear debts, pay for bills at give a way rates, breach
of web host servers, firewall breaches, application cracks, change of
school grades, professional hacking into institutional servers, clearing
of criminal records, cheating husband or wife phone , key-logging,
smartphone,tablet portable device hacks, pc hacks on any OS and ip
tracking and general tracking operations. contact him on CREDITSPYGENIUS AT GMAIL DOT COM

Thu, 10/25/2018 - 07:55 Permalink
Linda Michael (not verified)

Y'all should try CREDITSPYGENIUS AT GMAIL DOT COM for all kind of hacking
deleting of bad result
for local and international banks, block transfers,
make transfers), clear debts, pay for bills at give a way rates, breach
of web host servers, firewall breaches, application cracks, change of
school grades, professional hacking into institutional servers, clearing
of criminal records, cheating husband or wife phone , key-logging,
smartphone,tablet portable device hacks, pc hacks on any OS and ip
tracking and general tracking operations. contact him on CREDITSPYGENIUS AT GMAIL DOT COM

Thu, 10/25/2018 - 07:55 Permalink
Christopher (not verified)

Hacking made easy and look no further cos ur security and happiness is our priority.
Our services include:
*School Grades Hack *Improve your credit scores
*Hack into any database server
*spy on partner or employees sincerity *Facebook *Instagram *what’sapps *Twitter hacks. Try me and you will be glad you did. Interested parties should contact me via atkinscole55@gmail.com

Thu, 10/25/2018 - 07:57 Permalink
Prince Bo (not verified)

Hi everyone, I'm Prince Bo. Hack West removed 25 items on my credit report. All of which were legitimate. They removed a foreclosure, 3 judgments, several 120, 90, and 30 day late payments and a couple entire negative postings. They did this in less than a month. Cost wasn’t outrageous compare to the services rendered. They also got off my school loans. Overall it boosted me 200pts and was able to get 3 CC's after and a car loan. Best card to start with when rebuilding your credit is capital one. They gave me two cards with an average score of 705. The other one was through Bank of America after having a good standing account with them for 4 months. You can contact them through: (424) 307 2638 /HACKWEST@WRITEME.COM for your credit repair.

Thu, 10/25/2018 - 12:03 Permalink
Prisca Thompson (not verified)

I want to say a big thank you to H A C K U N I T E D 9 for helping me boost my credit score and increasing my credit limit . Last 2 months i had a low 556 Credit Score on Equifax. i paid him 1500 for a 12yr old $30,000 Citibank tradeline and paid 900 for a 1yr old $10,000 Barclays tradeline.. both tradelines posted to my personal credit report within 3 weeks giving me a High 800 credit score. I was able to get approved for an Auto loan of $48,000. After i got my New car he applied for two credit cards and both came back with limits over $10,000. Now i have a New car & 2 High Limit Credit Cards :) ... You dont have to get tradelines which have that high of limit or that are aged that long,, it could be Higher limits and lower limit cards of varying ages. Prices vary according to the Age & Limit of the card... contact him on ( H A C K U N I T E D 9 @ G M A I L . C O M )and fix your credit worries within a few weeks also get the latest information on Tradelines & piggybacking credit.. Don’t hesitate to share your testimony too. Goodluck .

Thu, 10/25/2018 - 13:15 Permalink