Hello All,
There is alot of information floating around the internet about how to handle the credit repair project yourself. I would like to review the basic areas to try to put a flowchart together that would help myself focus on the overlooked strategies of credit repair.
1. pull a copy of your credit report and review the tradelines to identify damaging issues to your credit score.
2. Compile a send in DV (debt validation) letters to those tradeline furnishers who are identified as collection agencies. Send the letter certified mail with electronic signature confirmation or RRR (return receipt requested).
3. wait 30 days for a reply.
4. Re-send a followup DV letter to the CA with CMRRR (CMESC); include a copy of the original letter with the CMRRR.
5. File a dispute with the CRA and include a copy of the original letter with CMRRR requesting to remove the tradeline because the CA did not validate the tradeline.
6. If the CRA verifies the tradeline then file a request for MOV.
7. Send a 623 letter to the OC and see if you receive a reply.
How is this so far. What am I missing and where do I go from here?
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Hi
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Get your credit cleaned with the help of a reliable hacker. He's tested and trusted. I had a very low credit score (around 510) and it was ruining my life.I was very depressed because of it and had been trying to repair it but It just seems nothing was capable of getting my score raised quickly. I needed something done fast. I had read a lot of good things about this hacker online which gave me a go ahead to try him out. I almost gave up my search for a real hacker because I kept meeting fake hackers who are always after the money, I've been conned by them CLEVER HACKER is not about the money but about attaining a good reputation at always satisfying his customers. This is my way of showing appreciation for a job well done on my credit report. Reach out to him for help at CLEVERHACKER(dot)HACK(at)GMAIL(dot)COM or text +1 4047958215. He's affordable and always at your service
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I strongly recommend Notablespy to everybody right here. Let’s do this right. I’m free today and all glory goes to this intelligent hacker who already got in charge of my credit scores over the internet. I hired him last year over my credit report which had been dropping simultaneously and since then we have been working together over this issues. he’s understanding, cooperative, smart and legit. He fix my scores for me all those years without traces till now, with this i am well pleased. You can equally mail them Notablespy.org@gmail. com And be safe from your deepest thought.
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Over some years now i have been working, managing and behaving myself because i know i already have negatives on my credit report and still i work so hard hand in hand with a credit repair company to clear this up. I have bigger plans so i tried to get loan but my credit is so bad from my years of financial struggle so its was not approved. There is something about this credit repair programming they don't seems to help, it was more then a mind torture on me i couldn't cope and also it a lot of time wasting not until i came across Notable spy, what a fast respond. i was just told some people really need a hacker and don't know how to. Then i must be lucky to have contacted notable spy. I actually saw a testimony like this about him and decided to try him out. His approach alone showed seriousness and professionalism Now I’m the happiest man on earth because Notable spy already fixed my credit and raised my score from 525(unfavorable) to 782(excellent). Can you imagine that? What a blessing he is to my life ....Reach him at (Notablespy.org@gmail.com)
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After been scammed several times, i have finally met this genuine hacker who i now use as my personal hacker. So far he has assisted with credit fixing and right now i have no credit issue and score has increased from 550 to 790 within 2 weeks at NO upfront fee. i will recommend him to any person seeking any kind of hacking service such credit fixing, business credit and dui, html cloning, grade upgrade, cpanel, cc top up, bank transfer and so on. Contact him on cybercypher0000@hackermail.com
Hey
Charles de Lint:
"I don't want to live in the kind of world where we don't look out for each other. Not just the people that are close to us, but anybody who needs a helping hand. I can't change the way anybody else thinks, or what they choose to do, but I can do my bit"
Proudly a subscriber of Certified Network Defender [CND], that's sufficient. Don't hesitate to communicate personally with me on "hoglund at galaxyhit dot com" if you need to employ my expertise in urgent uplifting/rebuilding of your poor credit scores to high permanent and dependable scores under a short time frame.
You can also choose to employ my expertise if you need a reliable and undeniable access to a distrusted unfaithful mate/spouse's email accounts, facebook accounts, phone calls and messages, viber, snapchat, instagram and lots more and I'll get back to you within a short time with procedures on how I operate.
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My wife and I were investigating as to how we can bring our credit score up from 584. It has plummeted since November 2016 due to collections that we aren’t sure what they are for. There are 5 collection action items and , I had no choice but to solve this problem myself, so I make research and found this credit coach CLEVER HACKER I contact him via gmail (CLEVERHACKERdotHACKatGMAILdotCOM) and asked
1.Can you remove all the negative on my credits
2.How long will it take you to get the job done
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Hey guys, About last year, i wanted to buy a house for my family because i wanted a bigger space for my kids but i could not get a loan because i had a poor credit score, then i started putting my contact on different blogs and site, so i met a someone online that i mailed me saying he could help me raise my credit score to 781 I did not believe him at first but decided to try him out to my surprise he helped me raise my credit score and cleared all my debts now i have a home... honestly i have never seen the kids more happier in their lives thanks to him... Con tact : COMPUTERSPYEXPERTS at GMAIL dot COM or text (4 6 9) 8 4 4 - 0 5 3 6
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I was referred to the God eye by a fellow hacker when he’s out of idea. I must say the God Eye view is the best in credit expect but he’s working inside the 3 bureaus so it’s very easy for him, He helped me increase my credit score to 827 in 48 hours. He’s the Boss in credit repair. Y’ll will thank me later. (GODEYEVIEWHACKER (at) HOTMAIL (dot) COM or 443-338-3730)
suggestion
After reading a couple comments here, i would also like to share my only experience with a hacker. After multiple trying and failing, an old friend introduced me to an online hacker QUADHACKED(at)GMAIL(dot)COM. I needed a hacker cos my finance was on the verge of collapsing and was accumulating negative listings on my credit report, i really needed a miracle less i crash. I reached out to them and they let me know the reason for my bad credit score. To cut the long story short, we worked hand in hand over the space of a week in which they cleared my bad debts and negative reports and upgraded my FICO score. i don't know what i would have done if i didn't meet them. I will advice you reach out to them or you reach out on QUADHACKED(at)GMAIL(dot)COM.
NEED A REAL HACKER TO FIX AND INCREASE YOUR CREDIT SCORE???
I really got frustrated and almost gave up. Then I met CREDIT EXPERT through Google recommendations and soon, my days of fury came to an end. I am overwhelmed with the solution I got. How possible is that that my credit score was 430 and 2 weeks after we started my credit fix and gave my information, I log in to Experian to find out my credit score went up to 780s Contact him via CYBERTRONZ@MAIL.RU OR 3394999230
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My name is Leo a single parent with 5 kids my wife died last year. I have always wanted to buy a house and give my family the best. My credit report was totally bad my score was 365 with outstanding bills. I contacted an old friend Jenny she used to work for my wife during our conversation I made mention of my bad credit report, so she gave me the contact of a Hacker that would get my credit fixed. I contact the hacker based on my credit He asked me a few questions and collected some information from me and told me he would get my credit fixed in 4 days. It’s so amazing he delivered my work and raised my score to 800 and deleted the bad items on my report. Here’s contact +972-947-8986 GHOSTVIRUS@WORKMAIL.COM
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Never thought a card just a little bit could actually correct my credit score till i mailed Cyberguru@inbox.ru..one thing that attracted me was their top notch customer service and within 48hours i got it all done. trust me guys they are the best in the game. you can also contact them via cell on (657-214-1854.
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I was all in debt and was confused about what to do with my life until i found this great man out there. I explained all my problems to him and i was surprised when he said he's ready to help me with the little money i have with me. He help me clear all the negative items on my credit report and increase my credit score to 825 excellent and i got approved for car loans, house loans and all. He's also help me clear all my credit cards debts. He's the real deal out there. (CREDITSPYGENIUS (at) gmail (dot) com)or you text him (912) 452-1364
Yes My husband was so smooth at hiding his infidelity so I had no proof for months, I was referred to some hacker (SMOOTHLAKE007@Gmail.com and decided to give him a try, the result was incredible because all my cheating husband's text messages, whatsapp, facebook and even phone conversations was wired directly to my cellphone. he helped me put a round-the-clock monitoring on him and I got concrete evidence of his escapades. If your spouse is an expert at hiding his cheating adventures contact him. He's a patient hacker too.
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My credit score was 542 and I couldn’t get approved for a loan, a car and a house…NOTHING! It was draining in every aspect of my life because I got kids I have to protect their future..A few weeks later, my score suddenly shot up 784, using a secret technician and Guru..He truly was honest and explained how the whole process works and the time duration..He told me it would take 72 hours to get it done and he kept to his word..Now I can apply for just about anything that I want,I can’t thank him enough..Get intouch with him today and make yourself a bright future tomorrow. CLEVERHACKERdotHACKatGMAILdotCOM or text +1 4047958215
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Quite an excellent answer, but I believe it'll be wrong if i don't use this opportunity to let people know of this hacker who helped me boost my credit scores and erased my criminal records. I didn't deserve that judgement and he rescued me. I'll say contact him if you're seriously in need of help with your credit or information anywhere. Meeting him is one of my greatest moves. g l o b a l v i e w |.| h a c k e r |@| g m a i l |.| c o m. Tell him Keira Wells referred you.
CREDIT REPORT FIX
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Credit brainiac
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Credit repair
My credit was horrible. I had everything on there from repossessions, evictions, e.t.c. I just wanted to be able to live somewhere decent and that was an impossibility for me at the time due to my low credit profile. I got to know about a credit repair hacker from my course mate who I am so grateful to. I would not have met this amazing hacker if he had not told me of his quality service. Since I met him my credit report is worth being happy about. He is legit, and always available to serve you right. For contact, his email is ( spystealth(.)org(@)g mail(.)com ).
This is real Hacker
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