Should I cancel my credit card?

Though having one or more credit cards with you is an easy way to get some money urgently, remember your unused credit card can affect your credit scoring. Many people are not aware of this fact that their unused credit card will adversely affect their credit score. Closing your unused card will not wipe out your past credit history with the account but it will help you to reduce your open credit. But before you cancel your unused credit cards make sure that you are going to cancel the cards which you think you don’t want anymore. There are several peoples who used to cancel their credit cards just to increase there current credit score. But remember that doing so won’t increase your credit score. That is it is not a good idea to cancel your unused credit cards just as a short term strategy to increase your credit rating.

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After having multiple bad experiences with credit repair companies and figuring out the credit score they told me they boosted was actually false and the negatives on my report wasn’t cleaned I tried Cryptech…I want to publicly appreciate the effort for helping me to increase my credit score when i was suffering from low score 350 and was unable to meet up to my standard level.my score suddenly shot up 820 plus excellent result within 24 to 36 hours using technique i found through public record about,(cryptechwhiz@gmail.com).and i was pleased after everything,you can also contact him via (917) 546-9788 for all sort of hacks.he would be wiling to help you...

I can give you "Yes" as an answer but I'm very sure CYBER MAYOR can.
You can reach him on CYBERMAYOR@WRITERME.COM or text on +1 205 418 0498.

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Thank you for your service! I live outside of Houston, TX. 2 1/2 years ago I lost a well-paying job and was out of work for almost a year. We had to sell our house to raise money to pay expenses. With the proceeds we paid down as much debt as possible but have 3 Bank of America credit card accounts with balances totaling $65,000 remaining. We couldn’t afford the payments and sought the advice of a friend who recommended this great hacker (THECREDITWIZARD@WRITEME.COM) who advised us to stop paying. He told me what it will cost to wipe the debts from my report, I complied and after 7 days my score moved to 790 with positive tradelines added to it. I can’t thank him enough. I have been able to get a better house. I will always recommend Credit Wizard to anyone who desire to fix credit, DUI or Chex system.

Greeting my name is Alexander, Few weeks back I was trying to find someone who could get my credit fixed I had a 480 credit score medical Bills, a couple small credit cards, Collections, liens etc. I was digging online seeking ideas and information to sort my credit mess when I came across various articles speaking about Ghost Virus mostly on Trulia and Quora. I quickly contacted Ghost on he’s mail address (GHOSTVIRUS7890@GMAIL.COM) he gave me he’s phone number +1 205 418 0498 to text him for further elaboration about the process. We had a chat where I explained my worries of getting a good credit he explained the process and everything he would do to get my credit fixed and the cost. The offer was good so we moved on with the project. I provided the necessary info he asked for to get the project done just within 7 days my credit was fixed. I am really thankful to God for making this work out. You can contact him and get your credit fixed today.

With great joy in my heart I’m happy to share my testimony. Last year I applied for a loan but I was disqualified due to my terrible Credit Report I online for a solution to my credit. My name is Angie mother of 3 since the death of my late husband life has been perilous for us my business too was not in good shape. I had late payments, Eviction, a large history of bills, couple of collection..my credit was a mess with low score Trans 545 Equ 487 Exp 610. 2weeks ago I was on a Credit Repair Site following instruction and Video lesson on how to fix my credit when I came across a review of a lady testifying about how she got her credit fixed using the help of a Credit Hero Ghost Virus. I contacted him on both GHOSTVIRUS7890@GMAIL.COM; +1 205 418 0498 and explained my situation and I really needed help although I was skeptical about but the whole thing I just had to give a try. I followed he’s instructions and did all he asked me to do within a period of 9 days my credit was fixed and my scores are excellent. Get Yourself a Credit Expert Today.

The best way to ask for more is to be thankful. I would like to thank Hack West Credit Repair for their great customer service. I cannot be more satisfied with the great attention to detail and tenacity that reflected in the results achieved. West and his team were always accessible and open to answer my questions and concerns thank you for your assistance and for helping me restore my credit, your service is greatly appreciated. They boosted my score from low 430 to 740 within few days and deleted the court judgment I had including clearing my credit card debts and recommending a better CC company that helped increase my limit. My family and friends now work with Hack West and they have being delivering on their promise. Here is how to contact Hack West. ((424) 307 2638 /HACKWEST@WRITEME.COM)

Due to a lot of hardships and circumstances beyond my control, my scores were in the ditch. I was served with an eviction after I broke my lease, they swore the information was sent to my current address but I never received the eviction because of being gone from my previous address and never wrote a letter stating why I was moving. I basically moved from house to house to have a roof over me and my family’s head. They stated on each case that I had an eviction although I’ve paid the last due balance. It will literally take way too long for me to try sending 3 letters to the 3 credit bureaus and waiting for the eviction to be removed. However, I decided to dig online for credit repair solution and I came across a review on Quora about Ghost and I must admit I was impressed. I quickly contacted him on; Ghostvirus7890@gmail.com: 205 418 0498 asking if he could help me and how much he would charge. He replied after discussing the process, we moved on and guess what? He removed the eviction, fixed my credit history and raised my score to 800. He deleted the student loans, medical bills and the bankruptcy filled 2017. I eventually bought a home with his help and we are happy, may God bless him.

Gratitude is a must you hardly find someone to Trust I was down with a low credit profile which had me losing my house, got robbed last year while trying to fix my credit. My name is Jenny a single mother trying to get a prefect home for me and my kids and starting a business of my own. After a month ago I was robbed by some imposters who stole from me all in the name of fixing my credit I later found about Ghost on Trulia where I read review how he fixed a lady’s credit with an excellent score. I was to know how true this was I contacted Ghost and asked for more info and proof of competency to which was satisfactory. I provided the required info for the process and just in 10 days my credit is good and excellent. I advice Y’all with bad credit that needs help should contact Ghostvirus7890@gmail.com; 205 418 0498 and restore your credit today cheers!!!

A big Congratulation to us the (Wilson family) on our new home. My wife and I where down with our credit score and negative items on our report which disqualified us from acquiring a home and living to our expectations. So we made contact and dig the internet for a credible repair service. It happened we found Ghost Virus on credit blogs he is all over the internet we contacted him hoping for a reply which took about 2days due to how busy he is finally he got to us we had a chat and we were glad to work with him. He deleted all the negative items on our report (Student Loans, Collection, Medical Bills, Eviction etc) and increased our score to a high 795 the process lasted for 2weeks and we are here now. DOCUMENTATION BEATS CONVERSATION Restore your credit today and put yourself in the position to get your KEYS! Mail GHOSTVIRUS7890@GMAIL.COM Text 205 418 0498.

My recent experience made me understand that the credit score doesn’t matter nearly as much as the actual information in your credit report, few months ago I decided to buy a home suited for my family. I didn’t have the best track record with funds in my past and my credit profile was faulty, as expected my application got turned down. This is both a recommendation and an appreciation of the good job that XAP credit solution did for me. After reading various testimonies on trulia I decided to give them a trial. And believe me when I say they were up to the task as they cleared all the repos and negatives from my report. My report is squeaky clean. My score is now 785 this might sound sketchy but XAP is a life saver, it’s almost like a miracle. Mail xapcreditsolution@gmail.com or text 972 597 9704 to reach them.

I tried getting my credit fixed by another agency before I knew about Hack West Credit Repair and nothing was done. Thanks to Hack West for everything they did to fix my credit and didn't take long they kept to their promise just like I have being reading about them. My wife and I are really happy and grateful with this great team as her credit was also a big difference from 550 to 730 and mine is at 760 since we started. Thanks again I truly appreciate your good works. HACKWEST@WRITEME.COM and +1 (424) 307 2638

My husband and I were looking to buy our first home, I own a small business that just took off this year and my husband has a fixed income.
We both wanted to get a home so desperately but got denied twice because of our poor credit score and bad credit history.
My uncle who is a loan officer introduced me to this great hacker (PROHACK NETWORK). He deleted all the negative items, raised our scores, my from 501 to 809 and my husband’s from 387 to 788 in 2 weeks and up till date we still have our scores within 700 - 800.
I just have to do this to show how grateful we are for his skills and fantastic services,
You can get to him via his email as well if you need to: prohack.net@aol.com or cell (252) 307-3167