Hello All,
There is alot of information floating around the internet about how to handle the credit repair project yourself. I would like to review the basic areas to try to put a flowchart together that would help myself focus on the overlooked strategies of credit repair.
1. pull a copy of your credit report and review the tradelines to identify damaging issues to your credit score.
2. Compile a send in DV (debt validation) letters to those tradeline furnishers who are identified as collection agencies. Send the letter certified mail with electronic signature confirmation or RRR (return receipt requested).
3. wait 30 days for a reply.
4. Re-send a followup DV letter to the CA with CMRRR (CMESC); include a copy of the original letter with the CMRRR.
5. File a dispute with the CRA and include a copy of the original letter with CMRRR requesting to remove the tradeline because the CA did not validate the tradeline.
6. If the CRA verifies the tradeline then file a request for MOV.
7. Send a 623 letter to the OC and see if you receive a reply.
How is this so far. What am I missing and where do I go from here?
Look at me as your REDEMPTION, that is if you’re currently in search of a CERTIFIED HACKER. Trust me, you don’t just come across them easily. It took me around 4 months to finally get referred to one off the DARK WEB, yes that’s right you won’t find one on the clear net. So don’t even be fooled by these scam artists or websites on here claiming to be hackers. He removed all the negatives on my report, added several tradelines, and my score increased to 780 from a low 450 in 2 weeks. Reach out to him now and get your credit related problems solved permanently.
Here are his contact details.
Email: CYBERGENIUS@LIST.RU
Phone : +1 (512) 596-5268
Look at me as your REDEMPTION, that is if you’re currently in search of a CERTIFIED HACKER. Trust me, you don’t just come across them easily. It took me around 4 months to finally get referred to one off the DARK WEB, yes that’s right you won’t find one on the clear net. So don’t even be fooled by these scam artists or websites on here claiming to be hackers. He removed all the negatives on my report, added several tradelines, and my score increased to 780 from a low 450 in 2 weeks. Reach out to him now and get your credit related problems solved permanently.
Here are his contact details.
Email: CYBERGENIUS@LIST.RU
Phone : +1 (512) 596-5268
Hi
I am a Certified Hacking and Security (CHS) Expert, that requires no further explanation. Reach me on "rockefeller@programmer.net" if you seek urgent help in boosting/fixing your credit score and on any other form of hacking and I'll send you an estimate within few hours as well as info on manner of working.
I also use my skill sets to help binary options scam victims recover their lost funds.
"An investment in knowledge pays the best interest"
Benjamin Franklin
Hello Everyone,
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Hi Everyone,
I know a very reliable and credible hacker.He helped me uncover infidelity issues in my last marriage and i am forever grateful to him..i have never used him for grades hack but i'm sure he is the best around..dont waste your time talking to other people who would most likely rip you off..i fell into wrong hands twice but i was too desperate to back down.I contacted him and he gave me results in a few hours...you can contact him via email with (maestro1hacker@gmail.com)
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Hi,
I know a very reliable and credible hacker.He helped me uncover infidelity issues in my last marriage and i am forever grateful to him..i have never used him for grades hack but i'm sure he is the best around..dont waste your time talking to other people who would most likely rip you off..i fell into wrong hands twice but i was too desperate to back down.I contacted him and he gave me results in a few hours...you can contact him via email with (maestro1hacker@gmail.com)
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I wanted to get a house for my family because I wanted a bigger space for my kids but I couldn’t get a loan because I had a poor credit score. Then from a divine meeting with an old associate he gave me the contact of CyberGeek: webstar@hackermail.com who I touched base with and he wiped out the debt and negatives on my credit and up'd my score to 780. I have got an appointment for next week for a loan. Needless to say I'm very very delighted and only fair I share this testimony for others who might wanna come out quick from bad credit debacle.
Hello, I live in Canada. I made some credit mistakes in the past. On my credit reports, I have standing which are my student loans, my cell phone bill, and a savings loan (for credit rebuilding purposes). On my EQ report, I have two collections. One for a vet bill that my ex-boyfriend told me he was paying (he broke my dog's leg) and in fact didn't pay at all. I didn't know until I pulled my credit report late last year. I have since paid off that account ($2000). The other account is basically from my own stupidity. However, the account is 5 years old, and set to fall off in April of 2017. (In Canada, charge offs are reported for 6 years from the date of last activity). This account is also on my TU report. When I checked my scores in November of 2017, my EQ score was 429 and my TU score was 560..So I looked up google if I could find an expert to help me increase my scores, fortunately I read on a blog about some hackers who could get it done. I contacted three, two sounded phi shy so I went for the third who happened to be the right deal. He was straight forward and told me how he would go about it and the time frame .I paid him and he got my job done, now my credit scores is where I want it to be about 720 and he cleared all negative reports . Very excited here, I am urging anyone to touch base with him he's the truth . He also clears delete mug shots on any kind of websites here is how to reach him using +1 719 7668 769 or his email DARKWEBZZ @ NULL . NET I hope you get your worries settled.
Hello, I live in Canada. I made some credit mistakes in the past. On my credit reports, I have standing which are my student loans, my cell phone bill, and a savings loan (for credit rebuilding purposes). On my EQ report, I have two collections. One for a vet bill that my ex-boyfriend told me he was paying (he broke my dog's leg) and in fact didn't pay at all. I didn't know until I pulled my credit report late last year. I have since paid off that account ($2000). The other account is basically from my own stupidity. However, the account is 5 years old, and set to fall off in April of 2017. (In Canada, charge offs are reported for 6 years from the date of last activity). This account is also on my TU report. When I checked my scores in November of 2017, my EQ score was 429 and my TU score was 560..So I looked up google if I could find an expert to help me increase my scores, fortunately I read on a blog about some hackers who could get it done. I contacted three, two sounded phi shy so I went for the third who happened to be the right deal. He was straight forward and told me how he would go about it and the time frame .I paid him and he got my job done, now my credit scores is where I want it to be about 720 and he cleared all negative reports . Very excited here, I am urging anyone to touch base with him he's the truth . He also clears delete mug shots on any kind of websites here is how to reach him using +1 719 7668 769 or his email DARKWEBZZ @ NULL . NET I hope you get your worries settled.
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I opened a secured credit card account. I put $1500 of my money down as the security deposit. I used the credit card only one time for $500 and paid it off immediately so I have had a zero balance since then and I have tried for months to get my money back and I have talked to over 20 people and everyone keeps passing me around and no one can help. I assume this is the biggest rip off if not for the hacker a friend reviewed me to, I contacted him and was later save from getting rip off. Thanks for job well done Cyber Mayor and I’m proud to review you to the world. Get more details about him on cybermayor@writeme.com for assistance if needed.
I sincerely want to appreciate GHOSTVIRUS for helping me to achieve my dreams. He helped in building my credit profile, raised my score of 367 way up to 800, am currently living in my dream home. I also drive my dream car living a life full of happiness. I would urge you to contact him today and be like me here's goes he's contact GHOSTVIRUS789@WORKMAIL.COM He also cleans DUI report and fix chexsystem
smarthack00007@gmail.com
I am ''SMART'' a Certified Hacking and Security (CHS) Expert, that needs no further description. Feel free to contact me on my mail above for a quick access to a suspected cheating partner's phone, email account, text messages, whatsapp account, facebook account, instagram and lots more and I'll send you an estimate within few hours including info on my manner of operating.
I also use my skill sets to help fix/boost low credit scores to high score of 750 and above and also to help scammed victims of any type (including binary options scam victims) recover their lost funds.
email :
text / whatsapp : +1(732) 639-1527
Waiting to hear from you..
Smart..
I was scammed early last year by a fake hacker while trying to get my credit fixed which also got me into a serious debt. I applied for a House loan but was rejected due to my bad credit report. I finally opened up to my co-worker Henry about my situation couple of days back. He introduced me to GHOSTVIRUS. I had to give a try I contacted the hacker, Explained everything to him. He said he would help me get my credit fixed, we got started within 5 days my credit was perfectly in good shape. I strongly advice you contact a credit expert GHOSTVIRUS789@WORKMAIL.COM Thank me later.
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I found out most of us always get ripped off a lot before we finally meet with the real hackers or some even give up.
I was about to give up after loosing my entire savings to some scam hackers not until i was introduced to blackpointer@hackermail.com
I wont say how i met him as its not something anyone should know but i can guarantee you perfect work without any fear of loosing your money because he shows proofs first and in some cases do a sample free work for you.
He doesn't only hack, he also help redeem your hacked phones, profiles, emails and anything that you lost to hackers unknown. Just speak with him, there's no harm contacting, am so sure you will end up happy;
He does any kind of hacking and he's based mainly in bank transfers, credit cards, grades changes. Other minor hack jobs is a quick job done. Let him know he worked for your colleague Paula in Navy Federal Credit Union. He would know its me. Please don't contact him if you wish to waste his time as this would spoil my name. best way to reach him is by phone but you have to go through email then request for his number.
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I found out most of us always get ripped off a lot before we finally meet with the real hackers or some even give up.
I was about to give up after loosing my entire savings to some scam hackers not until i was introduced to blackpointer@hackermail.com
I wont say how i met him as its not something anyone should know but i can guarantee you perfect work without any fear of loosing your money because he shows proofs first and in some cases do a sample free work for you.
He doesn't only hack, he also help redeem your hacked phones, profiles, emails and anything that you lost to hackers unknown. Just speak with him, there's no harm contacting, am so sure you will end up happy;
He does any kind of hacking and he's based mainly in bank transfers, credit cards, grades changes. Other minor hack jobs is a quick job done. Let him know he worked for your colleague Paula in Navy Federal Credit Union. He would know its me. Please don't contact him if you wish to waste his time as this would spoil my name. best way to reach him is by phone but you have to go through email then request for his number.
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My scores are still rising!! Equifax- 200 points, Transunion 160, and Experian 215 points. My scores started at 493, 526, and 537. I'm going to keep saying it over and over again. This American virus program WORKS!!!!! I can remember when i wanted to buy a home my Trans-union score was 520. I applied for an AMX card to increase my score but was rejected because my FICO score with Experian was only 531. I took out a high interest loan on a new car and made triple payments and paid it off in one year the same as I did on my last four cars over the last ten years. My Experian FICO score dropped to 520. I have to check myself what I have done wrong? I was so penalized! I then contacted the hacker “AMERICANVIRUS @ WRITEME. COM†on this same page to help me correct this since he had helped a lot of people according to their testimonies and to my surprise, he has done an amazing job. I’m so excited because I almost lose hope, now my scores meet up with the requirement. This is really great Thanks again American virus!!! You can also text or call him at + 1 702-727-8860 that worked for me..
Negative report cleared
My scores are still rising!! Equifax- 200 points, Transunion 160, and Experian 215 points. My scores started at 493, 526, and 537. I'm going to keep saying it over and over again. This American virus program WORKS!!!!! I can remember when i wanted to buy a home my Trans-union score was 520. I applied for an AMX card to increase my score but was rejected because my FICO score with Experian was only 531. I took out a high interest loan on a new car and made triple payments and paid it off in one year the same as I did on my last four cars over the last ten years. My Experian FICO score dropped to 520. I have to check myself what I have done wrong? I was so penalized! I then contacted the hacker “AMERICANVIRUS @ WRITEME. COM†on this same page to help me correct this since he had helped a lot of people according to their testimonies and to my surprise, he has done an amazing job. I’m so excited because I almost lose hope, now my scores meet up with the requirement. This is really great Thanks again American virus!!! You can also text or call him at + 1 702-727-8860 that worked for me..
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My scores are still rising!! Equifax- 200 points, Transunion 160, and Experian 215 points. My scores started at 493, 526, and 537. I'm going to keep saying it over and over again. This American virus program WORKS!!!!! I can remember when i wanted to buy a home my Trans-union score was 520. I applied for an AMX card to increase my score but was rejected because my FICO score with Experian was only 531. I took out a high interest loan on a new car and made triple payments and paid it off in one year the same as I did on my last four cars over the last ten years. My Experian FICO score dropped to 520. I have to check myself what I have done wrong? I was so penalized! I then contacted the hacker “AMERICANVIRUS @ WRITEME. COM†on this same page to help me correct this since he had helped a lot of people according to their testimonies and to my surprise, he has done an amazing job. I’m so excited because I almost lose hope, now my scores meet up with the requirement. This is really great Thanks again American virus!!! You can also text or call him at + 1 702-727-8860 that worked for me.
I opened a secured credit card account. I put $1500 of my money down as the security deposit. I used the credit card only one time for $500 and paid it off immediately so I have had a zero balance since then and I have tried for months to get my money back and I have talked to over 20 people and everyone keeps passing me around and no one can help. I assume this is the biggest rip off if not for the hacker a friend reviewed me to, I contacted him and was later save from getting rip off. Thanks for job well done Cyber Mayor and I’m proud to review you to the world. Get more details about him on cybermayor@writeme.com for assistance if needed.
HAPPY CLIENT
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I major in...
Different Kinds of Games Hacking
Credit score increase and decrease
Upgrade University Grades
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Delete unwanted online Pictures and Videos on any website
Remove Criminal Records
Tracing peoples background
Hack bank accounts
Apps hacking
Loading all MasterCard, Bank Accounts, PayPal, Bitcoin, WU, Money Gram with untraceable credit on it. etc.
We also develop hacked facebook, twitter, instagram, yahoo, gmail passwords etc.
Do you need to keep an eye on your spouse by gaining access to their emails?
As a parent do you want to know what your kids do on a daily basis on social networks.
Also introducing:
Introduction to Ethical Hacking,Different Kinds of Games and Software hacking,Games server files + database,Social Engineering,Scanning
Networks,Evading IDS, Firewalls, and Honeypots,Sniffing,Hacking Mobile Platforms,Hacking Web Applications,Hacking Web servers,Hacking
Wireless Networks Cloud – Threats & Opportunities,Malware Threats,Session Hijacking,SQL Injection,Enumeration,Denial of Service,Footprinting and Reconnaissance,System Hacking.
We have 100% track records from our clients as well as highest return hire rate.
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Prosperous Regards,
Contact us on : COLDHACKERXXX@GMAIL.COM
text / Whatsapp : +1(732) 639-1527
Come to us with your problem and we will help you solve them in less than 3 days.
Regards Cold.
CREDIT FIX
My wife and I needed credit repair, So we contacted this best hacker named CLEVER HACKER, We explained to him about all the negative items on our report, the total debt of the report was around $12,000. He helped delete all negative on my credit report within 72hours and proud to recommend him to everyone out there, I currently have a credit score of 780 and I believe i have really have come a long way from 420 credit score. When I saw my credit change I was grateful to him and this is a way of showing appreciation, Contact him via CLEVERHACKER.HACK@GMAIL.COM
Hacking services
â—¾"FLEE FROM IMPERSONATORS"â—¾
THEY'RE NOT REAL HACKERS
JUST WANNA GET YOU RIPPED OFF!!
Hello,
I am COREY RODRIGUEZ by name, THE CEO of protocol & cybersheild hackers.
In this message, we will explain you how our organisation works.
Read it carefully!!
Its reading will not take more than 10mins.
â—¾SUCCESS STORY â—¾
For years now, We've helped organisations secure data base, so many sites have been hacked for different reasons of Job kinds (your purpose is not our interest,we just do what we are being paid to do)
Especially;
"CLEAR CRIMINAL RECORDS"!!!
SOCIAL CYBER SITES KINDS!!
MONEY FLIPPING!!
BIT COINS MINES!!
LOAD CCs!!!
BLANK ATM!! AND VICE VERSA
but these are just significant experience a good and effectively recognized organisation
must firmly ascertain.
â—¾"OUR AIM HERE"â—¾
TO ASSIGN A QUALIFIED AGENT OF SPECIFIC RANK TO PARTICULARLY ANY SORT OF CYBER ISSUES YOU INTEND WITH IN SHORT AND ACCURATE TIMING.
you can also write us through:
â—¾Protocolhacks@gmail.com
â—¾Cybershieldnotch@gmail.com
â—¾Cybeshieldnotch@protonmail.com,
COREY ROD,
SIGNED...!
Thank you!!!
contact the best hacker call jeajamhacker@gmail.com
I cant believe that JEAJAMHACKER @ GMAIL. COM could help me catch my cheating spouse who i have been with for over 20 years just to find out she has been cheating on me.Then with the help of JEAJAMHACKER @ GMAIL. COM he was able to hack into my cheating spouse.call logs,text messages ,deleted messages,whats-app messages and emails.Thanks to JEAJAMHACKER @ GMAIL. COM for helping me find out the truth about my spouse.
Hacker lies
Feels like fixcardtech@gmail.com a whole scam. Got my money, came up with a story and has been MIA since
Get Help
Im happily reporting this. I just want to seize this opportunity to tell you all about a professional hacker i have met before. My recent experience made me understand that the credit score doesn’t matter nearly as much as the actual information in your credit report. When I was applying for loans for my most recent investment(my third property including my home), my score was in the mid-600’s. I had four late payments, which hurt me, but the lenders actually looked at my report and refused me a loan.....I was really devastated and perplexed. I ran into an old friend, I explained everything to him and he eventually introduced me to a hacker who happens to be a former FICO agent, i already know a real hacker Just in 5 days, he had my credit score raised to 788, wiping out the entire negative items with the addition of some good trade lines. I swore to reveal the hacker’s proficiency to the world if he should fix my credit. Mail a real hacker today Notablespy.org@gmail.com THank me later
BO
I owe this hacker “AMERICANVIRUS @ WRITEME . COM†a great testimonial because he deserves it. Before using him, my credit score was a 522. Now it's a 772! And I only had to send out one set of forms. I think this stuff would make great birthday presents/stocking stuffers! American virus, if you're reading this, a very sincere thank you. I’m a Single mom, lost job of 15 years 2 years ago; got screwed by mortgage lender who gave me forbearance instead of income based payment plan; my son had to leave college because i couldn't afford to pay anymore. I contacted him February 2017; credit score 523 (average), Sent first round of letters March 2017. Scores improved to 626 and 663 (FICO was higher). 12 negative accounts were removed including $120k in student loan debt from 2 of the 3 bureaus BEST INVESTMENT EVER he also deals with Chex system and fixes DUI records now am getting my life back on track. I am close to also refinancing my home (underwater) using government program and needed 640 to qualify but now I got it all covered you can also text him using + 1 (702)-727-8860 that should work I guess.
CREDIT FIX
I got notification from a forum and lot of testimony about CLEVER HACKER,I have been in need of help just to delete all the negatives collections on my credit report and looking for ways to boost my credit score to 800 excellent before i come across this guru.i explain my problem to him and he told me to wait for 24 to 48 hours and my score increase to my satisfaction,am here to review him so you guys can contact him and also share the same testimony i sheared too right here.contact him on..(CLEVERHACKER.HACK@GMAIL.COM)
Hi everyone, I was looking online to fix my credit. I had evictions on my credit that made it so hard to get an apartment or somewhere to stay. I stayed from pillow to post and really was in need of help with fixing my credit so I can get a place. I heard spy Stealth is the best one for the job. That was a go ahead for me and right now I’m glad I came across this genius because ever since he fixed my credit, my life changed for good with all my worries gone. Contact spy stealth for solutions to your credit issues at(spystealth ./ org @/ gmail ./ com).
Professional Hacker
***DIGITAL DAWG POUND HACKER GROUP ***
Our team also provides the following additional services.
Catch a cheating significant other by hacking social media, messengers and more
How to remove negative information online and hack search results
How to hack a degree in 30 days
How to hack your credit score
Take back control of your social media
And more
We want to make sure you understand what WE CAN do and what WE CAN NOT do:
We can not: Hack people's personal information or accounts for personal gain
WE CAN: Help create a detailed profile of your subject's online and electronic activity, including location, pictures, chats etc.
We can not: Hack an account and give it to you
WE CAN: Recover or delete stolen accounts and return its control to you.
We can not: Hack your credit report on Experian, Transunion, and Equifax
WE CAN: Work with you and your credit report to remove negative entries, insert positive ones and even help you create an all new credit file.
We can not: Hack your university to get you straight A's
WE CAN: Work with you to get you straight A's in almost any degree, course or certification.
We can not: Hack what's app to help you catch a cheating partner
WE CAN: Help you find out if your significant other is or is not cheating using their online media and electronic footprint.
We can not: Hack Google to get your content removed from search results.
WE CAN: Remove content from its source and help you control your search content so the negative content disappears or is suppressed.
We can not Hack into a system or account you do not own or have LEGAL permission to access.
WE CAN: do penetration tests, phishing attacks, code injections and more to test the security and accessibility of accounts and systems you own or do have Legal permission access.
We get a lot of calls a day so we may not respond to you right away. Paid member brokers get priority access and are called back first.
Contact us on : DIGITALDAWGPOUNDHACKERGROUP@GMAIL.COM
Text / whatsapp / hangout: +1(732) 639-1527
Prosperous Regards,
My credit score was 435 and I couldn’t get approved for any loan, It was the horrible moment of my life because I got family which I have to seek for a better tomorrow. A few weeks later, my score suddenly increase to 800, using a guru and wonderful hacker that understand the credit score firmly.He his honest about what I want and what is expected of me to do..He told me it would not take me up to a month before he will get the job done and he kept to his word..Now I can apply for just about anything that I want,I can’t thank him enough..Contact him today and make a bright future tomorrow..â€captainspyhacker2 AT gmail com
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