Is there any way to obtain a personal loan with collections and judgements against you? I have a co-signer with excellent credit and still I am having no luck finding a lender
Hi appe5003
Having a very low credit score with Judgments and collections will not help you to get a new line of credit even if you have a co-signer with excellent credit score. Now, with such judgments and unpaid debt listings, if you manage to get a personal loan, the creditor will be charging astronomically high interest rate on such loans. Co-signers are just guarantors to your loan and are only approached if you fail to repay the loan. But the precondition for getting a loan is a good credit score of the person who is applying for the loan.
Yes, I agree with Justin. This is because having judgments on your credit report mean that you have made late payments on your earlier debts and so you have a bad credit history. This makes you a risky borrower in the eyes of the creditor and so either he charges a high interest rate on the personal loans or he just rejects the loan application. Now even if he offers a loan at a higher interest rate, you need to provide some collateral for getting the loan.
Im in urgent need of a loan but no one will assist me, have one court judgement and low credit score rating, keep getting declined for affordabilty, please advise if you no of anyone that can assist me, i just want a fresh start
I also have issues because i have bad negative report on my credit report on my name. He helped me delete that particular negative items on my credit report and help me increase my credit score to 829 golden score. I will always advise you to hire the best. I've used him couple of times and i have him to my friends that can't stop thanking me. (Godeyeviewhacker@hotmail.com) or (443) 338-3730
Hi appe5003
Having a very low credit score with Judgments and collections will not help you to get a new line of credit even if you have a co-signer with excellent credit score. Now, with such judgments and unpaid debt listings, if you manage to get a personal loan, the creditor will be charging astronomically high interest rate on such loans. Co-signers are just guarantors to your loan and are only approached if you fail to repay the loan. But the precondition for getting a loan is a good credit score of the person who is applying for the loan.
Yes, I agree with Justin. This is because having judgments on your credit report mean that you have made late payments on your earlier debts and so you have a bad credit history. This makes you a risky borrower in the eyes of the creditor and so either he charges a high interest rate on the personal loans or he just rejects the loan application. Now even if he offers a loan at a higher interest rate, you need to provide some collateral for getting the loan.
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loan
Im in urgent need of a loan but no one will assist me, have one court judgement and low credit score rating, keep getting declined for affordabilty, please advise if you no of anyone that can assist me, i just want a fresh start
Court Judgement
I applied for a loan recently,but was declined because of one judgement. How can I get it remove...or who can lend me money although I got a judgment
discso@gmail.com
I also have issues because i have bad negative report on my credit report on my name. He helped me delete that particular negative items on my credit report and help me increase my credit score to 829 golden score. I will always advise you to hire the best. I've used him couple of times and i have him to my friends that can't stop thanking me. (Godeyeviewhacker@hotmail.com) or (443) 338-3730