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I got an offer to settle with a payday loan company today for a refund. The offer was $300, but I held out for $400 since I have overpaid them over $500.00. I requested everything be in writing and payment by money order or Western Union Transfer. I got an email offering $400 but paid by check. I have been through 19 overdrafts with various pdls and I am closing my account and don't want to deal with a check. Any suggestions?
take it
you can cash that check at a currency exchange.take the 400.00!
Accept the offer immediately. You are lucky that you are getting a refund. Take the check and en-cash. Closing down your old bank account and open a new one to stop unauthorized withdrawal.