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I have two loans that i have not been able to make arrangements with. I live in Louisiana and want to know my state laws regarding this. I owe 350 to one and only about 150.0 principal to the other. The companies are ameriloan and Geneva Roth.. I had to close my account because i was over 500.00 overdrawn due to these outrageous debits...Any help would be appreciated I can pay off now but have no information on the companies and what would be the best way to go about doing this?
Both Ameriloan and Geneva Roth are illegal lenders. You owe them nothing more than the principal balance. Don’t pay them any interest or fees. Ask them for the refund as you have overpaid them. You have done the right thing by closing down your bank account.
Don't worry as they're illegal, they won't be able to sue you or come after you. Therefore, just take care of the fact that you don't over pay them.