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I cannot pay my loan this week I just don't have the money. I have a loan with US First Cash in Texas, it is a storefront. The loan was for $520. So far I have paid about $528. But all that is just fees, the principal is still the same. I am going to have to go into default. I am worried. They are not the nicest people in that store, they are even rude when you go in to pay your loan. What will happen? What can I do? I know that they will try to send my check thru on Monday, will they keep doing that over and over? I just feel so miserable because I have paid so much but still owe the original amount.
Will they keep doing that over and over?
US Fast Cash is an illegal lender all over the state of US. You owe them only the principal balance, nothing more than that. Since you have already overpaid them, so ask them for the refund. Close down your old bank account and open a new one to stop debiting money from your account. Don’t worry mate, illegal lenders can’t do anything.
DOn't worry about these debts. You've already overpaid them and hence you need not worry about the debts. Demand a refund and close down your bank account.
dummies
the OP said US FIRST CASH which is a storefront.please read the post before responding.now yes you will have to go into default then you can negotiate from there.most storefronts are more likely to work with you when you default.