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I have a payday loan through Zip19 for $850. I was unable to pay them on my last check and now am getting calls from them. I tried to make an arrangement to pay 1/2 on my next check and 1/2 on the check after that. They are unwilling to make any kind of arrangement. What should I do. They are telling me that they will contact my employer about garnishing wages. They already called to verify my employment.
do this
give a WAGE ASSIGNMENT REVOCATION letter to your employer asap.they are referring to a wage assignment.being as they are offshore getting a court ordered garnishment would be next to impossible.so get that letter to your employer and tell zip19 to take a hike as you never negotiate from a position of weakness as you are in control believe it,or not.again an offshore illegal can't garnish,but they can submit a wage assignment.totally different.
Zip19 is an illegal offshore lender. You owe them nothing more than the principal balance. No interest, no fees. Simply close down your old bank account and open a new one to stop debiting money from your account. Don’t share any personal information with them.
No they can't garnish your wages. They're simply threatening you. Just make sure that you don't share any personal information.