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I sent a certified C&D letter via mail to Ameriloan and CMG Group and both came back as return to sender. I'm constantly receiving emails and calls and the balance is getting higher and higher and I don't know what to do next to make them stop and to settle for the principal amount only.
Both Ameriloan and CMG Group are illegal lenders. You owe them only the principal balance, nothing more than that. Close down your old bank account and open a new one to stop debiting money from your account. File a complaint against them to the SAG or FTC.
Send them a Cease and Desist Letter and ask them to bug off. Demand a refund in case you've overpaid.