Planning on putting a stop pay on it

Submitted by Anonymous (not verified) on Wed, 10/02/2013 - 11:06
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Credit repair

I have a loan coming due on Friday from zip19.com for $900. $750 for the loan and $150 in fees. I keep getting loans and have paid them a lot more than the $700. I know they are illegal in OH. I cannot afford to pay this on Friday. I cannot close my bank account yet. I'm planning on putting a stop pay on it until I can get my account closed next week. I'm wondering if they will keep trying to send it through or what they might do? Also, should I send my revoke ACH letter before I do the stop pay? Any advice on how to handle this?

Anonymous. (not verified)

Zip19 is an illegal lender all over the state of US. You owe them nothing more than the principal balance. Ask them for the refund, as you have already overpaid them. Why you can’t close your bank account? Contact with your bank in this regard. In the mean time send ACH revocation letter to your bank to stop debiting money form your account.

Thu, 10/03/2013 - 04:37 Permalink
Amy_Nickson1986

Yes, demand a refund at the first place and stay off this. You have over paid them. So once you get back the money, you're done with it.

Thu, 10/03/2013 - 06:48 Permalink