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Need some advice on how to handle Payday One. I have a payment coming due on Tuesday which I cannot afford. I called in today to try to work out a payment arrangement. she said there was nothing they can do. My only option was to make the payment due on Tuesday. I'm in Ohio and I think they are a legal lender, but they are operating as CSO. Any advice?
Payday One is a licensed lender. You owe them both the principal and interest. In this case you may try to negotiate with your licensed lenders and set up a payment arrangement with them, if you can’t afford to pay back the full amounts. Otherwise they will sue you because of nonpayment of debt.