I have garnishments on my paycheck and I can no longer keep up with my bills. My house is going into foreclosure and I don't want to loose it. Should I file chapter 7 or 13?
If your monthly income is less than the mean income of your state, then you should file chapter 7 bankruptcy or if you have a steady source of income, then you can opt for chapter 13.
Filing any kind of bankruptcy will put an automatic stay on all sorts of collection activities, wage garnishments and foreclosure proceedings.
If your monthly income is less than the mean income of your state, then you should file chapter 7 bankruptcy or if you have a steady source of income, then you can opt for chapter 13.
Filing any kind of bankruptcy will put an automatic stay on all sorts of collection activities, wage garnishments and foreclosure proceedings.