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How to consolidate payday loans?? Is there a good company?? I contacted "Realhelppaydayloan.com" but I cannot find out any information/reviews about this company. They told me that this will not negatively affect my credit because I didn't use collateral. This doesn't see true. Can such companies file a judgment against you if you don't?
Negatively affect credit
Welcome to the forums!!!
Don’t hire a debt relief company to consolidate your debts. They will charge a heavy fee. Try to do it yourself. It will save your money and cut down your unnecessary expenses. Try to negotiate with your lenders and set up a payment arrangement with them.
Yes, I agree with Sally! She's right, why pay for a service that you can do it all by yourself? Just believe in your gut instincts.
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any inquery will hurt your score by as much as 2 potins. not only car insurance, if your getting those credit card pe-approval offers in the mail THEY ARE ALSO checking your credit score you need to call them and have your information removed from their system. but you need to find out if its a soft or hard inquiry. Hard ones are like the ones that hurt your score the most. i believe soft inquierys wont hurt your score as much but it will make an impact
What Sally and Arthur failed to ask is, do you know if your loans are even legal?? List out your lenders, what state your live in, how much you borrowed and how much you have paid back. I am betting some if not all of your loans are illegal!!!