Never contacted me one single time

Submitted by Anonymous (not verified) on Tue, 08/20/2013 - 12:32
Forums
Credit repair

Does anyone know if American Web Loan is legal in Ohio? I had a loan through them and I defaulted back in October. Interestingly enough, they have never contacted me one single time in regards to payment due. No emails, no phone calls, no letter, nothing. I just wondered if it's because they know they can't collect because they're not legal in Ohio??

sallynachelle

Welcome to the forums!!!
It’s true that American Web Loan is an illegal lender. It’s hardly matter why they are not contacting you. But the good thing is that they can’t take any legal action against you if you don’t make any payments.

Wed, 08/21/2013 - 03:54 Permalink
soaplady

Ignore sallys response.

http://www.creditmagic.org/repair/about33804.html

This is the full instructions on how to deal with illegal lenders. They most certainly CAN take legal action against you....your defense would be that the lender is unlicensed and the paper is null and void. If a CA does contact you, simply send them a cease and desist letter in writing.

Sun, 08/25/2013 - 13:21 Permalink