Do medical bills make your standing bad

I had to stop working because of health reasons in order to get disability. I lost everything I had worked for and I had financed a van for my daughter who was not making the payments so it was repo. I couldn't pay my bills and had to move in with my mother while I waited for disability. When it kicked in it was to late to file claims for medical bills or the doctors wouldn't . The credit cards I had had disability insurance on them or most of them did. I live off of social security now and can bearly feed myself let alone pay medical bill or credit cards. I need to file bankruptcy I guess.