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I have 2 payday loans and live in Arkansas. The interest payments are killing me and I don't want to cause any NFS charges or get in trouble if I close my account. I am just trying to get out of these horrible finance charges. One company I used is usfastcash.com and the other one is ameriloan.com.
Trying to get out of horrible finance charges
Welcome to the forums!!!
Both the lenders are illegal in your state. You are required to pay back them only the borrowed amount. No need to pay them any interest or fees. Yeah, you can close down your bank account, illegal lenders can’t do anything.
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All I can say is stay as far away from credit cards if pblisose. They are nothing but trouble later down the line and you never know what will happen in the future these days so I think its only worth getting credit if you can pay it off right away just to build up more credit in case you need it for an emergency,but otherwise I would steer clear, especially from American Express, they are ruthless if you ever owe them money. It's better to just put money in a bank account and keep track of it and use a debit card for purchases when pblisose. But for someone with fair credit history, I would say just get a Visa that fits you. They are all basically the same but a few minor differences depending on what you want.