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I have two late payments on my credit report and risk level is high. I haven't notified about the bill and I keep moving from one state to another for job. The two medical bills have been paid in full over phone today which is past due for the past 15 months. How can I request the Collection Agent to remove these inquiries from my credit report as it long for seven years and moreover my credit score is getting reduced each month and now it is below average. Any suggestion will be highly appreciated .
How to remove late payment inquiry?
Welcome to the forums!!!
Do you have any written documents that prove you have paid the bill in full? If yes, then show it to the credit bureaus as well as the collection agent. Request the collect agent to remove that item from your credit report. If they don’t agree to do the same, then dispute it with the credit bureaus immediately.
You need to take advice from the some good " Credit Repair Services " for solving your problems.