Credit card debt with various banks

Submitted by Anonymous (not verified) on Wed, 05/01/2013 - 11:09
Forums

My question involves collection proceedings in California. I have credit card debt with various banks and I haven't been able to pay them in 6-7 months. Most debts are still held in house, some have been charged off and assigned to other law groups and collection agencies. Do I have any time without making payments before they actually do asset searches and take legal action?