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My mother added me to her account as an authorized user a few years ago to help me build credit. I have not used the credit card till date. I have a few credit cards of my own now. My mother has racked up credit card debt. She does not make proper payments on the card. This is affecting my credit score negatively. Moreover, my creditors’ are calling me regarding the debt. What can I do in this situation?
Mother has racked up credit card debt
Welcome to the forums!!!
As an authorized user you don’t have any responsibility to pay off the debt. Try to make yourself free from this account.