yes it will neg. affect your score sisltantualby. It may make it harder to get a home loan, but so will having several debts. You should try to pay off each account individually. Call your creditors to negotiate down the APR. You may have to wait on that house depending on what all negative info is in your report.
You can try disputing it and if they don't respond then they will be removed. Its a shot in the dark.
They will stay on your report for seven years and will eventually fall off, but if you can dispute it and they don't respond they will remove them.
why they charge off? do you know the reason?
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yes it will neg. affect your score sisltantualby. It may make it harder to get a home loan, but so will having several debts. You should try to pay off each account individually. Call your creditors to negotiate down the APR. You may have to wait on that house depending on what all negative info is in your report.