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I have a Wal-Mart/GE Money account that is charged off for $398. It was sent to Portfolio Recovery for collections where I paid it off. The Wal-Mart/GE money is still on my credit report as a charge off, and Portfolio is on there aswell with the same account as a 'Paid off; was in collection' status.
Can one of these be removed?
Two of the same collection on report
Negative items will remain on your credit report for 7 years from the date of your first default. So you can’t remove them before that time period. You may request your creditor and CA to update your account status properly.