Welcome to the forums!!!
Usually negative items will remain on your credit report for 7 years from the date of your first default. After 7 years it will automatically be removed from your credit report. If the same doesn’t happen, then inform to the credit bureaus. I think it would be better for you to contact with your creditors and pay-off your debts.
credit
Can you please provide what accounts they are? Are they medical, CC accounts?
Medical accounts
They are medical accounts.
Make settlements to boost score.
Welcome to the forums!!!
Usually negative items will remain on your credit report for 7 years from the date of your first default. After 7 years it will automatically be removed from your credit report. If the same doesn’t happen, then inform to the credit bureaus. I think it would be better for you to contact with your creditors and pay-off your debts.