Can Social Security and retirement income be garnished?

I received letter from a local attorney in regard to a default on pay day loan i tried making arrangements @first with the co i was not financially able to continue my income is my SS and State Retirement whicH IS not a lot. Can this attorney filed jugement. no bank account. no assets i live in the state of ALABAMA

i live in Alabama i m collecting ss from my ex (who is now deceased) and my retirement is my only income i have one credit card mortgage and now a ltr frm an attorney who said he represented a pay day loan co I HVE NO KNOWLEDGE OF THIS ATTORNEYhowever he was listed in google wth no rating frm the BBB I tried to mke arrangement wth the loan co i was not finacially able to cont pyment to them i read that n Alabama pay day loan can not jail me or place judgement on my benefits I JUSTwant to do what is right i know if you owe ppl u shld pay them they were aware i was a recepient when i mde the loan they also knew the amt i was receiving.i hve pd them so muxch n interest its like i borrowed thousand instead of the $500.please advise me i hve until 0715/12 to respond

can a credit card co. get a judgement against you for not paying a balance on a credit card? can they put a lein on your home? can they touch your checking acount?

can my social security benefits be garnished by my daughter's creditors if we have a joint bank account?

If I am being sued by a creditor, I do not have any assets, can they find out where my bank acct is or garnish my wages.

if i work while geting social security retirement how can i stop creditors from garnishing my retirement?

can a cable company garnish either of these incomes

I have been making payments on credit card debt for 4 years to a debt collector, recently received letters from a different debt collector asking for payment on credit card that I have been paying, I am on social security and receive a tiny pension what are my options. I am struggling to pay for food and medications.

Hi
I am facing 17,000.00 in medical bills do to an accident at home and no ins.
i am not working and my husband is retired has disability benefits and a pension.
Will the hosp make him pay for my bill? They already review my finances and told me that i am self pay because we make too much money in income
Can someone give me an idea?

a company garnished my entire retirement pay from my credit union account. This is my only income. I filed an objection to the Garnishment and will be ging to court. What can I do next

My husband has just retired and has had a garnishment against him. I understand they can not touch his social security but can they get his 401k.

Hello,
Currently i am recieving SSI BENEFITS and before i became disabled i had & still have credit card & a loan i am paying for i settled with the creditors to pay $50.00 each on both cards i only get $692.00 a month but i need to pay rent to my mother and i need to buy necessities for myself which leaves me very little i will be recieving my last lump sum in MARCH of 2013 i called SSA and they told me i can take my balance to the SSA office here and they would be able to help pay my bill is this true? Any info would be greatly appreciated Thanks!

Lila Ann

I have been notified that beginning 1 march, 2013 i must set up an account because after this date the will not be mailing any retirement check. how can i set up an account so it can not be accessed by any creditors...

My mother who passed away forged my fathers name on a credit card application. He knew nothing about it. Is he responsible for the debt?

Can my retirement benefit form state of Virginia be garnished for credit card debt. I get a retirement income from Virginia. Can a credit card garnish my retirement funds?

40 yrs of perfect credit until 3 years ago much sadness, husband disability, I lost my job of 15 years, 2 of our children died unexpectedly ,sister terminal cancer had to help her..Short-sold our home..moved to a furnish rental..Receiving early S.S. and husband's S.S. and $200.00 pension, barely makes the bills. No Health insurance for me, just kinda fell all apart in our retirement years. Owe credit cards and medical..they seemed to have charged off but Capital one is large 27,000.00. They want me in court in Feb. I have kept them informed and the court all along..Sorry can't pay, but they are proceeding. I understand by all above that they can't touch our S.S but I have a little job making approx $600.00 per month. Can they take that or call employer to garnish? Where do I turn for some free legal advise? Thanks so much

We are retired and get SS and have a little part time job approx $1000 per month to make ends meet.
The $1000 is made out to our S corporation can that money be attached if a credit card company has a judgement against me?
Are funds in a corporation exempt from personal judgments?
Thanks so much for your help

i bought a four wheeler when i was working two jobs. my health got bad and i had to quit, therefore i couldn't make the payments. i just got a letter where they have garnisheed my social security, can they do this

I was dumb enough to co-sign my grandsons student loan, making it clear to the people that I could never pay a pmt. They told be no problem they were doing it for my good credit, the conversation was recorded, now after years of aggravation they are threatening me with garnishment of my S.S., that is all that I have to live on, I own nothing and am going to be 80 years old, can they do that?

If I cash out my PERA retirement is that the same as retirement income or can they garnish that after the fact?

i have two banks taking money directly out of my checking account even though im retired and the only money going into the account is from retirement how can i stop this

We have over $10,000 in credit card debt due to my having cancer a couple of years ago. I had to quit work because of treatments and my husband is retired. We both get social security and are attempting to pay our bills but they amount to more than we bring in. What is our best option?

I just received a summons for a credit card. I live off of my VA pension and my SSI. I've read that they can't garnish my pension but can they take away my vehicle which is in my name to pay off the debt? The car is fully paid off and really the only thing we own outright. My other question is my wife's checks also go into the same account. Do I need to have her set up a different account to make sure that her money isn't touched since it's a joint account and once it's in the account it can be considered mine as well?

What if you have a saving account, checking account in another state can the creditor take the money from and out of state checking or saving account to statisfy judgement

I am on social security disability. I owe approximately 15 to 20,000 in credit card debt. I own only on vehicle, a 2007 Chrysler 300. Can the creditor seize any of this? Do I need to go to the hearing, which is March 5, 2013. I dont dispute the debt, I just am unable to pay it. I am barely getting by. I am afraid to go to the hearing, because I dont know what to expect.

Is there a form that I can notify financial institutions that my deposits are from pension and SS income? Also can a creditor take my car if they do not hold the lien?

can my husband's wages be garnished in california if I cannot pay the credit card debt at this time and the only money going into my bank account is my social security and pension.

When did you accrue this debt - before marriage or after marriage? Your social security income and pension can't be garnished.

can hospital garneshe s e r retiremt or s s income for hosp bills

i work part time and collect social security. can a hopital bill garnish my part time wages

I'm divorced living on my half of ex civil service and military retirement and alimony. I paid ex money to pay state taxes for Utah which we were required to file jointly. He stopped paying the 4400.00 state tax bill for Utah and state wants me to pay or garnish my accounts and assets. I have no assets and only money going into bank acounts came from the retirements. Can they take this from me?

If you have only social security and retirement income going into your
bank account, can those wages be garnished to satisfy a small claims
judgement of $7600??

I receive social security and a pension, I was working but got layed off. They are not going to call me back. I am 67 years old. I now cannot make my 2 credit card payments. What can they do to me. I rent, have a older car, and just trying to keep a roof over my head.

I am only collecting ss,i have it sent to the bank, a levy was put on and removed, they say i didn't file for 1205&6 i did but i don't have those papers i've looked everywhere. What am i going to do, they wait until now, i received no threats and i know i don't owe them anything, because i sent in proof of medical and gas billls from working in Wallingford, i also sent in a form where 10,000 in 05 was non taxable because i moved to wallingford to keep my job, this is awful. The # rep told me to prove it or pay it isn't their problem they just collect. Please help

I was married for 44yrs. In the divorce hearing I was ordered to pay 1000.00 per month. It's killing me. I am retired with a state retirement and SS? Can my ex garinishe my retirement and SS? If this is the only income deposited into my bank account can she garinishe my account?

When I divorced the judge granted my ex 1000.00 a mo. I am a retired state employee. The only income I have is my retirement and SS. Can my ex garnishee my retirement or SS ? There is no alamoney or child support involved.

Can I file bankruptcy if I only owe around $14,000-15,000. I was served by court last week and I don't know what to do. I have been out from work for a medical leave and now I don't know if I should go back to work if my wages are going to be garnish. I don't own anything, everything is under my husband's name. what happens after the court gives a judgement and I only work 16-24 hours? Is all the paycheck garnish or just a % of it?

My credit card company is suing me for $2,000 because of their claim to late fees...I tried to change my date to send payment as I had recently retired over 2 years ago because of social security payment date. I pleaded with them about it to no avail...the late fees of $35 kept coming even though I made payments. I own a small used trailer, have health issues, cancer survivor, diabetic as well. What am I to do...can't afford an attorney....need advice...

4 yrs ago re had our steps repaired and now after 4 yrs we find out by an attorney we did not pay for the repair.
We did not get any final bill. Our income now is ss and a slight reitrement from a school system. can we be garnished from our ss or can the creditor put a lein on our home thanks

iam 78 yrs old and I live on social security a nd ssi and Medicaid. I have ran up a huge amount of gambling on lin edebts around 10,000. I cant make minimum payments . what can they do to me . if I stop paying .

I only have ssdi for an income and I am over 70yrs. I understand I don't have to pay my old credit card dept etc. This is in Massachusetts.

because my name is not on the lease can they hold my back pay from social security or does my name have to be on the lease

If I decide not to try to pay my delingquent credit cards and store cards
in the amount of 8000 on social security ...and they all charge off
and place the debts in credit bureau ...How long will the debts
be there before they go away?

can your social security check and pension be effected?

I owe an Equity Line of Credit loan (2nd mortgage) guaranteed against my condo which is going into foreclosure. Can the 2nd mortgage bank garnish my social security disability pension & state gov pension?

I live in Missouri. I am 100% disabled. my only income is SSI and retirement (under normal disablity) form the state of Missouri
as I had 21 years with Missouri Dept. of transportation. I just make it with this. I had not heard C.C. bill and now they went the money. I would love to pay it back, just can't at this time. Can the touch my Missouri retirement?

I am on ss my wife passed and with out her ss too cant pay my cards cant the make me sell my cars I have two and a motor cycle too with is old know they cant touch my ss income thank you

if my SS and pension benefits go into a checking and savings account that is in the same bank that holds my mortgage, can the bank garnish or put a lien on my accounts if I get behind in my mortgage payments?

If I let my house go back, can the bank garnish my retirement check?

I am retired and can pay all but one of my credit cards. Can they garnish my Social Security and Retirement income? Also, can they take money from my savings account?