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I have just looked at my free credit report and noticed that almost all of my debts on there tend to be from a hospital or from a utility company. i have never taken out a credit card or a loan. Can my credit be repaired at all in the near future and is there a way to consolidate these and pay them off together??
Can my credit be repaired?
Yeah…you can consolidate your unsecured debts. But it would be better for you to contact with your creditors and try to negotiate with them. If possible set up a payment arrangement with them.