If your credit rantig is already low you might actually try a debt consolidation program. MOST are legit but you should always proceed with caution. One of these programs saved my **** a few years back and it's a lot better for your credit than either of the other options because, once the program is finished it is no longer an issue on your credit report. Here's some advice on how to get started in one of these programs: Good luck!P.S. These programs are a hell of a lot easier and faster to get than either a loan or bankruptcy.
Difference between debt consolidation and debt settlement
In debt consolidation, you can merge your multiple bills into a single monthly payment. It will help you to reduce your interest rate.
In debt settlement, you can reduce your debt amount by a certain percentage. The negative part of debt settlement is that it hurts your credit score.
Difference between debt consolidation and debt settlement
You may also view this page to get a clear idea about the difference between debt consolidation and debt settlement:
“http://wiki.answers.com/Q/What_is_the_difference_between_debt_consolida…€
EpZoSMxpgDK
If your credit rantig is already low you might actually try a debt consolidation program. MOST are legit but you should always proceed with caution. One of these programs saved my **** a few years back and it's a lot better for your credit than either of the other options because, once the program is finished it is no longer an issue on your credit report. Here's some advice on how to get started in one of these programs: Good luck!P.S. These programs are a hell of a lot easier and faster to get than either a loan or bankruptcy.