Pay Day loan in NJ

I have 8 payday loans out and located in the state of NJ. I've been doing a lot of research on this site and others. It says that payday loans are illegal in the state of NJ. I am all about paying money that is owed, but wanted to know if someone new the details of the NJ laws especially the whole 30% max interest charge and what my options were. I was thinking of closing my account tomorrow and contacting all the pay day loan companies to work out a payment plan. Most of them have received their total amount originally borrowed through the biweekly bank debits. I also will be receiving a decent size check at the beginning of October that I could pay off all of them, but just can continue to pay the obscene interest fees. I also thought about contacting a few payday loan debt management companies including relief llc. Any input or help is greatly appreciated.