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I took my 18 year old daughter( now shes 22) to the doctor and she had sum test done she was still on our insurance but our insurance did not cover that bill and it is now at collections for about 4000.. she wants to buy a home and this keeps coming up on her credit report. is there any way we can get it removed from her and we can take care of it since it was our insurances fault that they did not cover it.
Medical bill
Your daughter should immediately contact with the collection agency and try to set up a payment arrangement with them. Usually negative items will remain on her credit report for 7 years from the date of her first default. If the collection agency agrees to settle the debt with her, then request them to update her account status as “Paid-as-settled†after repaying the debts.