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Does debt validation expires according to the FDCPA?
I requested a debt validation and the company replied back by saying the following:
Dear Mrs. Blessed,
We received your requrest to validate the balance owed on acct number: 77770077.
This account was referred to a collecton agency on 05-14-05. Your opportunity to request validation of this debt under the Fair Debt Collections Practices Act has expired. Please contact the following agency to make payment arrangements on this account.
Collection Agency
1112
C. IL
Sincerely,
R. Paul
Does a debt validation expire?
I don’t have any idea in this matter. I think you should visit the following link to get an idea about the FDCPA:
“http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htmâ€