Forums
Hey there!
I'm new to the site and I'm looking to fix and rebuild my credit. I've been looking through tons of posts and since I know NOTHING about this stuff, it's all a bit overwhelming. Can someone tell me what my first step is to do after I look over my reports. I don't really believe any of it to be inaccurate.
My credit is in extremely bad shape with lots of charge offs and collection accounts. Help me please! I just need to know where to start. Thanks!!
Credit
First call the charge off and collection accounts and offer a settlement amount and ask them to remove after you pay off. They will not want to delete information until payments are paid.