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hi,
i have an account which the sol has expired. it is listed in dispute ( i never contacted the credit agencies or the original creditor so i don't know how this was listed) anyway... now i can't close on a refinance because of the item listed as in dispute. so if i ask the credit agencies to remove the "consumer disputes this account" will that reset the clock for the sol?
i want to close on my refinance, but i don't want to restart the timeline for the sol.
thank you in advance for any information.
sol expired; account listed as in dispute on credit report
Welcome to the forums!!!
As far as I know if you make a payment on an old debt which has passed SOL, then your statue of limitation will restart. That’s why if you ask the credit agencies to remove the “consumer disputes this account†will not restart the clock for the SOL.