Hello,
Recently I received a Dunning notice from a law firm trying to collect a debt. I wrote a letter to them disputing the debt and I had it sent certified mail. Well, when I was tracking it through the postal service it never "made it" to its destination. After calling the post office multiple times they left me with a "Oh...all we can do is say we're sorry."
Some days later, I received a letter from *another* law firm trying to collect on the same debt. So I modified my letter for them and then sent the same thing to them. I also included the dunning notice from the other law firm stating that I sent them the same letter. This time I paid $14 to have it sent via the post office where I could track every single movement of the mail. It reached it's destination on 6/9 at 9:42am.
Since then I still have the item on my credit report and I have heard nothing back from anyone and it's been 60 days. I did dispute this debt with Experian online prior to them sending me the notice and my response.
I guess my question is: What now? Who do I follow up with? The credit bureau, original debtor, or the law firm?
Any advice is appreciated.
Thanks!
Tony
Responding to a dunning notice
Welcome to the forums!!!
I think you can contact with your original creditor and ask them whether or not they have turned over your debt account to the law firm. If yes, then ask them the name of the law firm. In this way you can clear your doubts. You can also inform this issue to the credit bureau and try to negotiate with them. Check whether or not they remove this item from your credit report.