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On the advice of my bankruptcy atty (in Michigan), I sent my keys and a registered letter to Bank of America about a year ago. I have spoken to reps at BofA many times since. Now BofA is saying I have to hire a realtor and arrange a short-sale. I called the attorney, who first said "nonsense", then said well, maybe I could be held responsible for this and a host of other things like "vacant home" insurance, damage to the home, etc. I get $1500/ mo in Social Security, which barely covers my expenses, and I'm terrified! Is this true? Is the attorney at fault? Where do I turn now?.
Walked away from my home last year
Welcome to the forums!!!
I don’t have much information about this matter. You can contact with an experienced financial counselor regarding this issue. I hope he/she will guide you in a better way to resolve your problem.