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Hello, thank you for this site!
For the past 7 years i have had a hard time finding full time employment and often found it hard pay rent let alone medical bills and overdue electric bills. I know i have several collections but most are over 4 years old. I have had a steady job for 2 years and today i received a secure credit card from USbank with 300 limit and I will pay it off each month to avoid the fees. Today i tried to pull my free credit report from all 3 agencies to begin to negotiate the collection accounts but all 3 are telling me i have no history "While we were able to access your ******Credit Report Your will not be charged for this order" How can I find out who i owe when i cannot get a report for the next 6 months?
No credit and Paying off collections
You can again contact with the credit bureaus and request them for credit report. If they don’t give you the same, then you may contact with your original creditors. I hope you will get some important information from them.
Sorry, i know you are trying to help but your response may have done more to hinder my quest for an answer. Why post anything if all your going to tell me is to order another credit report 4 hours after i just ordered one hoping for a different result? And also, why contact the OC when it may NOT be on my CR? If anyone else has advice please respond. I will not be repeating a task every 4 hours for a different result.. I only want to deal with my credit report debt not anyone i have owed money too.