To start with, can you tell us how much is the total debt and the state you are located in? Check your state laws and compare the total amount of payment you have made for these accounts with the allowed limits as per laws in your state.
It is quite possible that the total payments you have made till now are in excess of what the actual dues were. If that is what actually happened then you need to put a claim for refund of excess amount paid. Begin with checking the total payments made & then move towards taking necessary steps.
At first, you need to check whether or not payday loan is legal in your state. If it is legal in your state, then you will have to pay the principal amount including interests and other fees. Otherwise, you will have to pay the principal amount only. You can contact with a reliable payday loan consolidation company. This company may help you in this regard.
ANY PDL that is overseas is illegal in the United States. Can you please tell us which PDL it was? We've all gotten in that 'PDL trap', so don't feel bad. It's very difficult to deal with PDL lenders!!
Hi Dianne,
To start with, can you tell us how much is the total debt and the state you are located in? Check your state laws and compare the total amount of payment you have made for these accounts with the allowed limits as per laws in your state.
It is quite possible that the total payments you have made till now are in excess of what the actual dues were. If that is what actually happened then you need to put a claim for refund of excess amount paid. Begin with checking the total payments made & then move towards taking necessary steps.
payday loans
At first, you need to check whether or not payday loan is legal in your state. If it is legal in your state, then you will have to pay the principal amount including interests and other fees. Otherwise, you will have to pay the principal amount only. You can contact with a reliable payday loan consolidation company. This company may help you in this regard.
credit
ANY PDL that is overseas is illegal in the United States. Can you please tell us which PDL it was? We've all gotten in that 'PDL trap', so don't feel bad. It's very difficult to deal with PDL lenders!!