Can Social Security and retirement income be garnished?

Capitol one is threating to to sue and my only income is my ford pension...can they garnish my pension?

I don't drive or own a home either..

i am just retired and i can't make the min amts on my 2 credit cards. approx 55 dolls each a month. can i make token payments, 1/2 to each company and be able to keep them off my back? The only monies going into my bank acct is social security and a small one from my job 30 yrs ago,can they garnish either one of these? I do owe, but i can't pay the min they want.

both my wife and i, get social security and retirement plus my wifes small parttime payroll check, can the credit card company take any of these

I just received notice that I am being sued over a deliquent credit card that I have not paid on in almost 4 yrs when my husband got cancer. He is totally disabled and I have been caring for him ever since. All of my credit cards have went unpaid. My question is: the only income coming into our joint checking acccount is his disability SS and a disabled veteran benefit, so if the company obtains a judgement against me can they attach money in our joint checking account? How can I keep that from happening? I have not contributed any money to our checking account and none of the credit cards were in his name.

What is the amount you can pay on any bill. If you dont have a job
without getting a judgement against are garnishment is 5.00 a month ok to keep the creditors off your back if its a doctor bill or a bill of that nature.

I have a lawyers office calling me now sent me a letter to receive a debt from a dentist office, it is a very old bill and was off my credit but in the recent months the lawyer is trying to contact me by mail and phone. I am self employed and a single parent that receives no child support. I make just enough money to pay my every month bill. I am barely making it. In the letter the lawyer is stating that He was informed by my employer, which is not true I am self employed and that if this matter isn't resolved in 10 days then he will have no other choice but to issue an income execution to the sherriff or marshall. Can u give me some advise and help me on this matter . thank you.

do you have a sample letter for response to a summons

i got a call that they are delivering a letter of summo letter, i do owe the credit card bt i told them i cant pay i have 4 kids n a hubby that lost his job, as soon as he get a job i will make payment, should i go ahead and go to court, i dont want my pay check garnish cause right now iam already behide everything...help me

Can SSDI be garnished for Student Loans though?

I have a lot of medical bills and see by the replies that collection agencies cannot garnish my bank account. I have tried to pay a little each month to pay them off, but some creditors will not accept anything less that $50/mo. I am on SSDI. My husband has his own acct at a different bank. Can he be made responsible for my medical bills? I thought about using a prepaid credit card, but my bank is free with a debit card already.

my x wife has some old debt. they are saying they will get a judgment.She does not have any money.she make 320.00 a week after taxes. how is the best way to handel this can she pay 5.00 a mouth will this be a attempt to pay .So they can not get a judgment. What are the statute of limitations on card debt. Thanks Brian

My only income is child support, I am unable to work due to an injury. Can they garnish my children's child support?

On ss dissability can no longer pay credit card debt. What can they do if I don't pay

So a crediter can garnish your bank acct. Can you open an account at a different bank all the while keeping the garished acct open without fearing garishment of that account?

Phew.......I sure am glad about credit card debt can't be recovered thru garnishment of SSDI. I got a divorce almost a year ago. Ex is supposed to buy me out concerning property. But actually he's being a jerk and refuses to show the property to prospect buyers thinking he can stay and live in it without selling it. So...let them take my share of ownership by selling it and put his rear out on the street. He came out smelling like roses without having to pay for nothing including my medical debts that accumulated during marriage. Had a state lawyer that was useless, but I guess I will win this one anyway. Guess it does hold true that "You Reap What You Sow"! He'll think twice before he abuses any one else ever again!

I am currently separted from my husband who lives in Tn. I live in Nv. He let a minor drive a car that was in both our names. The minor hit another car and now the ins company is coming after me for $1326. I jst learned my husband is receiving a retiremt/pension check from his county job from which he was fired from 2yrs ago. Can't the ins company garnish his retirement check? I just found out he is receiving this monthly check. Shouldn't I let the ins company know he has this income?

I live in Michigan. I start getting my pension in May. Its gotta be direct deposited. I have a court ordered judgement against me from a credit card company. Will they take my pension?

federal law title 15, chap.41 subpara 11.states ss and federal retirement pensions can not be garnished for any debts other than those owed to the federal gov.(taxes, child support, student loans, and alimony. The trick is only have those funds in your checking account.If other funds are in the account there is no way of assuring that only protected funds are there and they can garnish them. My acount has had only ss, fed civil service and military ret.If they garnish your account and all you can show nothing but the exempt monies in your account They are libel for $1000 dollars and court costs.this is one senior citizen that will fight back . If you have this problem contact fair debt collection.com ph 1-888-332-7252. Hope this helps

THis creditor has filed for a judgement against me. I filed a homestead claim on my home a couple of months ago to protect against a lein. What if I sell the home before or after the judgement is granted? Can they get any of the money? I need what little I get to put toward a less expensive place. Thank you. /

My spouse of 25 years just will not pay spousal support. I have an ongoing judgment. He has not paid for over three years. Do I need to have a family law judge approve a garnishment in California to garnish his retirement benefits of is the judgment enough to serve on the ssa field office where he filed

I have cancer that has spread. I could not work and my credit cards is what we have lived off of. If you have a termal illness will they still garnish my bank account and if I am able to return to work will they garnish my wages?

I am a Senior Citizen with $100,000. credit card debt. I have a house I am trying to sell soon. I can't take the credit card calls.
Need a loan to pay debt until house is sold Please help me. I am
on Social Security.

Hello. I have been on temp disabilty since July last year. I will be on disability until July of this year. Can they garnish my disability?

I live on social security disability and federal government pension. Credit card companies have been calling me day and night. Can they garnish my pension and social security? I try to offer some payment but they don't want to help. What do I do?

can an credit card co. get an judgement against the retirement checks I receive from a private co

i have 4 credit cards i cant afford to pay. i only have my social security & a small disability check from where i worked. can they attach my bank account to pay the cards? it takes both of them to pay bills that you have to pay to live.

If I am unable to pay the credit cards and, can't file for bankruptcy, what the creditor's can do to me?
I own a house, but still owe 140 thousand to the Bank. In order to pay my credit cards, I have being forced to use money from my IRA but I only have enough to pay them for about 7 months more!
I am retired and earn SS and Pension that is only enough to pay my utilities, medicines, house payment and groceries. I am from Chicago, Illinois?

If your retirement benefit falls under the same protection as our social security monies can the monthly amount figure in the calculations of your income and thus raising the amount they can garnishee my wages up over the 25% point?

I am in the process of losing my house to forclosure. The only income I have is Social security and retirement from my work. I have been told that in Georgia the Mortgage company can garnish my income.

can a credit card co.garnish a boilermaker retirement check

i have some old credit card bills that i have never paid. can they take my car. what can they do to me?

can the bank short of a judgement take money out of a checking account for payment of credit card from that bank? Also if the credit cards are in my name can they put a judgement against my husbands wages?

I am only receiving Social Security. I am in debt for $17,000. in credit cards and $15,000. to IRS. Also $4.500 to the State. I own Nothing, have nothing in my name. Filed for Offer In Compermise with IRS and State. I am so scared!!! What do you see for me. No savings or property.

I cannot afford to pay my credit card which has a balance of 13,000. I am the only person on the account. Can they take my Social Security Benefits since that is my only income. I also own, with my sister, a mobile home and lot that is free and clear. Can they touch that?

My father's income is only soc.sc. and retirment from military. He has started some health problems and do to extra expenses he no longer can make his payment to an old repossession. how would i let that bank know he won't be able to make that payment any longer and can they take any action to get there money.

A good friend of mine is on SS & just lost him house & he's stressing they might go after his Harley idt they could but idk anyone know this is in CT,we think BOA jumped the gun on foreclosure & a year after he left the house Now they wanna work -w- him on Mod,they have yet to secure the property either way to go BOA,I wish I could have my own home but I'm lucky to have an apt at this rate.... Thanks

I receive a california state system pension from working for
a city juristiction "civil service" job. I have a
deficiency from a 2nd trust deed (borrowed after the
the original purchase) after a short-sale and
i also have outstanding unsecured credit card debt.
I have a credit union direct deposit for my civil service
pension and wonder
garnished.

My husband got laid off over a year ago and I receive fed disability and that's our only source of income. Since we cannot make ends meet we plan to move to overseas where we can afford to live off of my disability alone. We have a little money saved up. What can bank do if we stop paying the credit card and move out of the country?

I want to clarify further. we will send our money to an overseas bank in a country where we will live and the disability income will get direct deposited to an overseas bank as well.

Also what can a bank to if they cannot serve us in their law suit against us since we are not in the country?

can my social securty check be garnish for old credit card debt that past seven year or more

can they take my ss disablity

I was denied SSDI and medicaid. My husband is on SSDI and medicaid. We are on food stamps. I am an online student and have medical bills debt, student loans debt and credit card debt. If I stop paying my medical bills will they go after me? I sell on online auction sites to do a little sedentary work I can with my limited health condition. Is this a bad thing? I have a merchant account with paypal and a prepaid credit card. Will I and my husband get in trouble? I found out we can get a savings account through the pre paid card too? Thanks for your insight.

I am married and have $25,000 in c/c debt in my name only. My wife and I have a co-op, but it is in her name. I have no income, no unemployment or savings. I am a licensed realtory, but the housing situation in nyc is terrible. The accounts have just been referred to a collection agency. What can I do? I have no way of paying them.

My girl friend is 68 years old and just received a notice from a credit card company to file within 30 days to the clerks office, plaintiff and attorneys office. She has been sick for almost two years in and out of hospitals. Should she not show up for court hearing due to only income she has is Fedx pension and SS. I realize they win the law suite but they cannot garnish her retirement checks. Owns no properties and an old car about 13 years.

My pay is currently being garnished by a credit card company. I also received notice of another garnishment which will kick in, I suppose when the current one ends. I plan to retire from the federal government in the next year, can my federal retirement pay (I live in the State of Maryland) be garnished by credit card companies? Also, for statute of limitation purposes, how do I find out about open accounts - I haven't used a credit card in the last 8 years, but the garnishment I'm presently under is considered open?

I won my lawyer about $4000 and credit card debt about $11000, i have been disable for two year, getting SSDI check. i can't pay these, what will my lawyer do to me?

I owe 4,400 to some cleaning company service master. MY ONLY
ASSETS ARE social security 1,200 and pension 700.00 monthly
can the creditor seize it? I live in arizona

A credit card company won a judgement against me. I never sign for a summon because I have a UPS box and they just put it in my box without me signing for it. I only check my mail once a month. I received the summon 2 days before court date. Is this legal?

i just recieved a letter about involuntary lien . i am on social security di
sability and this is all i recieve can they take my money out of the bank.