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my pay was garnished from an old credit card bill, i have tried to live with it, but i am struggling to much. I do have old debt as well as current, i am finding it harder and harder to pay these cards, if i file bankruptcy how long will it take to stop the wage garnishment, and do you have to pay the lawyer all upfront before it can be stopped??
Send a notice of filing bankruptcy to your employer and the creditor. All collection efforts should stop immediately. If the creditor still continues garnishment, you'll need to consult an attorney.
does the notice have to be from a lawyer or a court?? how long would i have to file bankruptcy before they start bugging me?