how can i improve my credit, i would like to purchase a home but i have to have a credit score of a 620, and it is hard for me now that my score is at 500 how can i get it up.
Try repaying your debts gradually and consistently. If you have a credit card with a high APR, trying paying it off first. Then try negotiating with your creditor to set up a self-repayment plan. Alternatively, you may opt for a professional debt relief service.
Get a secured credit card, a gas card or a store card. Also make sure that make your payments on a timely basis. This way your credit score will improve over time.
Try repaying your debts gradually and consistently. If you have a credit card with a high APR, trying paying it off first. Then try negotiating with your creditor to set up a self-repayment plan. Alternatively, you may opt for a professional debt relief service.
Get a secured credit card, a gas card or a store card. Also make sure that make your payments on a timely basis. This way your credit score will improve over time.
Yep I would start at getting a secured credit card and start making those monthly payments!