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I have paid off all my debts. However they show ""Potentially Negative Closed"" with nothing in the payment history box. Like it's all empty.
Is this hurting my score?
I have paid off all my debts. However they show ""Potentially Negative Closed"" with nothing in the payment history box. Like it's all empty.
Is this hurting my score?
I guess such accounts are not closed as per the terms with your creditor. It will surely affect your chances of achieving more credit in the long run.
No, but it may stop creditors from extending you credit.