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Hi,
I was divorced a year ago. My ex took 3 credit cards that were hers, but they had my name on them. She never took my name off, now she is behind and my credit score has hit rock bottom. How can I fix this? We are talking 10's of thousands of dollars. HELP
Any form letter links would also be appreciated.
Well, I guess that's how it works. It will first go after her and when she doesn't have the means to repay, it will come after you. You should talk to the creditor about a repayment plan that you can maintain with your current financial strength. If you can't handle it yourself, then you may get in touch with a professional counselor.